Company cash.Put to work.

Our UK business accounts are here for:

All limited companies registered in the UK that meet our required terms of service / operate in a non-high risk industry.

If you have more than one business, you can open multiple business accounts with us.

It’s super quick and easy to open up a business account.

All you need to have at hand is your LEI code. If you don’t have an LEI code yet, you can generate one right in the Lightyear app.

Just jump into the app, navigate to your profile from the top left corner, and you're there. If you don’t currently have a personal account with Lightyear, you’ll need to set that up first. See Opening an account.

It’s free to open up a business account! We also don’t charge any custody or monthly fees.

All you need to have at hand is your LEI code. If you don’t have an LEI code yet, you can generate one right in the Lightyear app for £40 + VAT.

Investing through a business is low-cost but pricing varies from your personal account.

Check out our full pricing information here.

You can claim US tax treaty benefits, but it’s optional. Uploading a W-8BEN-E allows you to reduce the tax you pay on dividends from US instruments, but there’s no benefit to that if you:

• Invest in non-US instruments
• Invest in non dividend paying US stocks
• Hold & convert cash

We fill in the W-8BEN-E form for you automatically. All you need to do is answer a few questions in the app, and we’ll generate the PDF form for you right there.

Please note that tax treatment depends on individual circumstances and is subject to change in the future.

A Legal Entity Identifier, also known as an LEI, uniquely identifies your business. It's required by law for businesses trading stocks in Europe.

If you’ve already registered an LEI — we’ll find it for you during onboarding, all you need to do is confirm the details.

If you don’t yet have an LEI, you can generate one within the Lightyear app for £42.50 + VAT.

When depositing your business funds to your business account, while making sure your money is working hard for you and your business, please take care with it too

• Don't invest money that you need to operate the business day-to-day
• Always make sure you have operational cash in an FSCS protected account

We're here to help you invest and grow any excess business capital you have, but remember that capital is still at risk when it's invested