How does investing with different currencies work?

Building a global portfolio is important, and we want to make it as easy as possible to do that. Lightyear's multi-currency investment accounts mean you can invest and hold money in USD, GBP and EUR. So whether you're investing in local funds or global ETFs, we've got you covered. This way, you don't have to be constantly converting your money between currencies - which is subject to FX fees.

How are my assets protected?

Trusting us with your investments is not something we take for granted. Lightyear Europe AS is a licensed investment firm and as such is bound by strict regulatory obligations in how we handle and protect your assets. We do this via a process known as safeguarding. You can find full details about how we safeguard in our help centre. All Lightyear customers have their assets covered up to the amount of 20,000 EUR by the Estonian Investor Protection Sectoral Fund. Read more about this fund here . This protection covers all accounts regardless of the owner’s residency country.

Can I request new funds?

Absolutely! If there's a stock or a fund you want that we don't yet have, there's a very quick way to request it in-app. Simply write the name of the instrument you're looking for in the search bar, and then hit request. Our team goes through all requests periodically and when possible, we make these instruments available.

Where can I find the Key Information Documents for available funds?

All key information documents (KIDs) are available on our KIDs page , and can also be downloaded from individual fund pages.

Exchange-traded Funds (ETFs), MMFs, ETCs

The future of investing

Why invest in ETFs?

Build a balanced portfolio to match your investment strategy. We've got ETFs to suit every investor.

What are ETFs?

Exchange Traded Funds (ETFs) track the performance of a stock market, sector, or financial index. They offer huge choice: you can invest globally, by country, or into specific sectors like tech or defence.

Are ETFs a good investment?

Are ETFs safe?

Diversify with every trade

Which ETFs does Lightyear offer?

With hundreds of ETFs to explore, Lightyear enables you to build a balanced portfolio to match your investment strategy.

Most popular ETFsFund managersMulti-currencyDividend ETFsMoney Market Funds

iShares Core S&P 500

$CSPX·S&P 500 stocks·Acc

iShares Core MSCI World

$IWDA·Developed markets stocks·Acc

iShares Core S&P 500

€CSPX·S&P 500 US stocks·Acc

iShares Core MSCI World

€IWDA·Developed markets stocks·Acc

iShares Core S&P 500

£CSP1·S&P 500 stocks·Acc

iShares Core MSCI World

£SWDA·Developed markets stocks·Acc

Diverse ETFs from some of the world’s largest fund managers.

Explore popular ETFs

From the S&P 500 to the FTSE 100

The world's largest fund managers in one place.

View ETFs

Time to level up

iShares Core S&P 500

€CSPX·S&P 500 US stocks·Acc

iShares Core MSCI World

€IWDA·Developed markets stocks·Acc

Vanguard S&P 500

€VUSA·S&P 500 US stocks·Dist

Vanguard FTSE All-World

€VWCE·Global stocks·Acc

iShares Core MSCI Emerging Markets

€EMIM·Emerging markets stocks·Acc

Vanguard S&P 500

€VUAA·S&P 500 US stocks·Acc

Make your trades entirely free by investing in your home currency.

View ETFs traded in Euros

Reduce fees even further

iShares USD Short Duration High Yield Corporate Bond

£SDHG·US corporate bonds·Dist

iShares J.P. Morgan USD EM Corporate Bond

$EMCR·Emerging markets corporate bonds·Dist

iShares J.P. Morgan USD EM Corporate Bond

£EMCP·Emerging markets corporate bonds·Dist

Vanguard USD Emerging Markets Government Bond

€VEMT·Emerging markets government bonds·Dist

iShares USD Ultrashort Bond

£ERNU·US corporate bonds·Dist

iShares J.P. Morgan USD Emerging Markets Bond

$IEMB·Emerging markets government bonds·Dist

Invest in ETFs that pay you dividends

View Dividend ETFs

HIGHEST DIVIDEND YIELDS

Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.

Explore Money Market Funds

limitations apply, may not be available in your country

Commission-free access

We don't charge for ETFs

See our pricing

Execution fees

0€

No commissions when investing in ETFs.

Custody & account fees

0€

It's free to hold investments with us.

Conversion fees

0€

No FX fees when investing in your home currency - we have ETFs priced in EUR, GBP, and USD.

Safe & trusted

Keeping your money safe

Trusting us with your investments is something we do not take for granted.

Multi-country regulationGovernment insuranceSafeguarding your assets

Regulated in the UK by the FCA

We’re authorised and regulated by the Financial Conduct Authority (FRN 987226). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.

Regulated in the EU by EFSA

We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.

Frequently asked

Questions a curious investor might ask

Own the worldwith no order fees

Diverse ETFs from some of the world’s largest fund managers.

The world's largest fund managers in one place.

Make your trades entirely free by investing in your home currency.

Invest in ETFs that pay you dividends

Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.

Execution fees

0€

Custody & account fees

0€

Conversion fees

0€

Regulated in the UK by the FCA

Regulated in the EU by EFSA

Your US securities are SIPC protected up to $500,000

EU investor protections insure up to €20,000 across your portfolio

We safeguard your cash with authorised banks & financial institutions

Your assets are yours, no one else’s

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