# Charlotte Ashdown

- [Just how flexible are flexible ISAs? ](https://lightyear.com/en-gb/blog/just-how-flexible-are-flexible-isas): For each of type of ISA, there are flexible and non-flexible versions. But what does this mean? And what are the limitations that UK savers should be aware of?
- [What happens if you go over your ISA allowance? ](https://lightyear.com/en-gb/blog/what-happens-if-you-go-over-your-isa-limit): The 2026/2027 ISA limit, set by the UK government, is £20,000. But what happens if you accidentally put more than that into your ISA (or ISAs) over the course of a given tax year?
- [How many ISAs am I allowed in 2026/2027? ](https://lightyear.com/en-gb/blog/how-many-isas-am-i-allowed-in-2026-2027): From the 2026/2027 tax year, UK residents can choose to open multiple ISAs across the same or different product types, as long as they stay within the total ISA limit. But what considerations should you bear in mind when opening multiple ISAs?
- [UK Financial Literacy Survey](https://lightyear.com/en-gb/blog/financial-literacy-survey): A survey of 1,050 British adults explores how financially literate the general public are on topics like saving, pensions and investing.
- [Value of S&S ISAs increased by £209bn over past decade](https://lightyear.com/en-gb/blog/increasing-value-of-stocks-and-shares-ISAs): Our analysis shows that investment in UK stocks and shares ISAs has increased by 94% in the last 10 years. Despite this growing confidence in investing, retail investors lost an estimated £522m in unnecessary account fees in 2022/23. What’s more, due to the snowballing impact of fees over time, the average investor could find their portfolios become £11,400 worse off over 25 years. Read our press release below to find out more.
- [Our award winning Stock & Shares ISA](https://lightyear.com/en-gb/blog/award-winning-isa): It’s been just over two months of the Lightyear Stocks & Shares ISA, and we’ve been so excited to see so many customers switch from other providers to come and make the most of our low fees and intuitive design. More excitingly, customers aren’t the only ones that have noticed. We’ve already been recognised in top industry awards and leading news publications.
- [Tax on investments & savings: UK tax guide](https://lightyear.com/en-gb/blog/tax-on-investments-and-savings-uk-tax-guide): If you're putting your money to work then you'll need to understand how taxes work in the UK – we've put together this UK tax guide to give you some helpful pointers.
- [Investing as a limited company: share dealing for businesses](https://lightyear.com/en-gb/blog/investing-as-a-limited-company-share-dealing-for-businesses): If you operate a business in the UK, investing could be a good way to put your excess cash to work. But what's the best way to do this while still meeting your business’s liquidity requirements?
- [Lightyear launches business accounts](https://lightyear.com/en-gb/blog/lightyear-launches-business-accounts): From today, SMEs, startups, and larger businesses can all start putting their money to work through cash interest and investments on the platform!
- [How to buy Apple stock in the UK](https://lightyear.com/en-gb/blog/how-to-buy-apple-stock-in-the-uk): Thinking of buying Apple shares? Check out our guide to find out how, where and when to buy Apple stock in the UK.
- [Fractional shares: how they work and how to invest](https://lightyear.com/en-gb/blog/fractional-shares-how-they-work-and-how-to-invest): Fractional shares democratise access to markets, allowing investors to buy and sell without huge upfront costs. But how do they work and how can you buy them?

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