# US tax treaty benefits for my business account

Reducing the tax you pay on dividends from US instruments

You can claim US tax treaty benefits, but it’s optional. Uploading a W-8BEN-E allows you to reduce the tax you pay on dividends from US instruments, but there’s no benefit to that if you:

- Invest in non-US instruments
- Invest in non dividend paying US stocks
- Hold & convert cash

We can generate the W-8BEN-E form for your business – all you need to do is answer a few questions in the app in the Documents section. If you already have this form, you can upload it right there.

_See also: [Dividend taxes](/help/trading-and-investments/dividend-taxes)_

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Canonical: https://lightyear.com/en-gb/help/business/us-tax-treaty-benefits