# Stock transfers. Wise move.

Transfer your £WISE stock to Lightyear and access a universe of<br/>[stocks](/stocks), [funds](/funds) and up to [2.25% APY interest.](/vaults)

When you invest, your capital is at risk.

Regulated by the EFSA

A new home for your Wise stock! Say goodbye to your old-school broker and transfer your Wise shares to Lightyear in just a few clicks.

## The launchpad for your £WISE stock

### Pricing

Fair fees and transparent pricing are in our DNA.

### Investeerimiskonto

Invest tax efficiently with our Investeerimiskonto.

### Business

Open across 22+ countries, with more than 8000 businesses onboard.

### 6000 Stocks and ETFs

6000+ stocks and ETFs across the US and European markets.

## Backed by familiar faces

### Harsh Sinha

There’s really no other product like Lightyear out there. No broker has been able to figure out the regulatory aspects and product-market fit across Europe like Lightyear. 

They’re expanding and shipping new products at an incredible pace, making it such an exciting journey to support.

### Nilan Peiris

If you put a bunch of ex-Wisers together in one room, great things are bound to happen. A great example of that is Lightyear.

The team is reinventing investing for Europeans by removing sneaky hidden fees from global investing and bringing transparency to a traditionally murky process.

### Joe Cross

From working with Martin and Mihkel at Wise, to now advising the Lightyear team on brand & marketing — it’s clear that this is only the start of something big.

Their mission - fixing investing for all of Europe - isn’t an easy one. But if there’s one team that can achieve it, I’m confident it’s the team at Lightyear.

## and loved by customers.

We’ve launched in 22 countries across Europe helping over 200k users invest. And we’ve also brought together 17 office dogs. Woof.

- 22: countries

- 240,000+: Users

- 17: Office dogs

## Making a £WISE move

Moving your stock to Lightyear has never been simpler.

### Making a £WISE move

- Create your account: It only takes a few minutes to get started with Lightyear. Once you’re set-up you can initiate a stock transfer.

- Initiate a stock transfer: You can transfer over stocks received from excercising options or vested RSUs. While we won’t charge you for transfers, your current broker might.

- Sit back, relax – we’ll do the rest: Once your broker starts the process you’ll be able to follow along with it’s progress under Transactions tab in Lightyear.

## Keeping your money safe

Trusting us with your investments is something we do not take for granted.

### Multi-country regulation

- Regulated in the UK by the FCA: We’re authorised and regulated by the Financial Conduct Authority ([FRN 987226](https://register.fca.org.uk/s/firm?id=0014G000034WTPOQA4)). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.

- Regulated in the EU by EFSA: We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.

### Government insurance

- Your US securities are SIPC protected up to $500,000: Your US securities are held with our partner Alpaca, who is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC).

- EU investor protections insure up to €20,000 across your portfolio: Your assets are covered up to the amount €20,000 by the Estonian Investor Protection Sectoral Fund. Crypto-assets are not covered by any investor compensation scheme in the EU.

### Safeguarding your assets

- We safeguard your cash with authorised banks & financial institutions: Customer funds are held in a mix of AAA-rated BlackRock and J.P. Morgan Asset Management Money Market Funds and cash in authorised commercial banks. Your money is always kept separate from ours.

- Your assets are yours, no one else’s: Your assets are yours, no one else’s. You are the owner of all your investments, and your assets are held in separate accounts. Your assets can’t be touched by our creditors and in the unlikely event of Lightyear’s insolvency, everything is returned to you. Your crypto-assets are no different.

## Frequently asked by Wisers

### Where can I transfer my stock over from?

Currently we support brokers and banks like LHV, Shareworks, Interactive Brokers, Swedbank, Fidelity, Interactive Investor and Hargreaves Lansdown.

But there’s more to come — so if your Wise stock is with a provider not listed here, please get in touch and let us know!

### How do I transfer my stock?

It’s really simple! First, sign up to Lightyear by downloading our app then navigate to Settings in the Lightyear app then select "Transfer stocks to us".

You'll then need to enter a few small details so that we can send the correct stock transfer guide to you.

All you need to do then is follow our guide to initiate a stock transfer from your current broker and then we’ll take over for the rest!

### How long does a stock transfer take?

There’s only a few steps needed from your side to initiate a stock transfer. Unfortunately, currently this is still a manual process and requires old legacy providers to act — which means the transfer might take anywhere from a few days to a few weeks to hit your Lightyear account, depending on the broker it currently sits with.

We’ll keep you posted throughout the process via notifications.

### What are the fees associated?

We don’t charge you anything to transfer your stock over. But beware of stock transfer fees from your current broker — they might ask you to pay or sell some of the stock to cover for the transfer fee.

After your Wise stock is in Lightyear, our usual pricing will apply. Hint: it’s transparent and user-friendly.

We also have a special offer for you: by using the promo code WISE, you’ll get £3,000 of free FX for 90 days for your next investments!

---

Canonical: https://lightyear.com/en-hu/transfer-wise
