AI discovery in Plans
When you start creating a Plan, you can now get a little help from AI. Just describe what you're looking for and AI generates a list of stocks & funds that fit the theme, whether it’s "European defence companies", "global clean energy" or anything in between.
Find it by tapping Create a Plan in your Lightyear app.
Market insights, now streaming
"Why did it move?" is our AI feature that explains what is behind a stock or fund's price movement, by tapping on any time period on an instrument’s chart. It now streams answers in real time, so you see the explanation build out as it’s generated rather than waiting for the full response to load.
A small change, bringing information to you noticeably faster.
Lightning updates in your language, Lightyear in Latvian and Lithuanian
Lightning updates are the short news summaries on single instruments and wider market sentiment, giving you a quick read on what’s been moving on the markets and why. Now, they appear in all the languages Lightyear supports, instead of English only.
And the Lightyear app is now available in Lithuanian 🇱🇹 and Latvian 🇱🇻, taking the number languages we support across the platform to 10. Both are live on mobile, with web and help centre on the way.
Performance charts, now on ETFs
ETF pages now include annual performance charts that were previously only available for single stocks and Ready-Made Plans.
Tap on any ETF and scroll to the performance section to see how the fund has performed year by year, or cumulatively.
And then, there were the big ones
- Ready-Made Plans give you access to three risk-based Plans, each built around funds managed by experts from BlackRock and Vanguard. It’s a simple, automated way to grow your wealth without the hassle.
- Crypto arrived on Lightyear with 12 top-traded coins, available in EUR and USD. Regulated to the new EU standards (under a MiCA license), with a flat 0.45% fee.
- Savings, powered by J.P. Morgan Asset Management, expanded to seven new countries. Ireland, Portugal, Cyprus, Greece, Croatia, Slovakia, and Slovenia can now earn 2.03% APY interest on their euros.
- PnL improvements changed for profit and loss is calculated and shown on Lightyear: more precise FX handling, time-based portfolio PnL, a dedicated PnL chart, and sharper realised PnL on sell orders.
That was a lot, phew! Hopefully these improvements make using Lightyear even better for you. And as always, if you have any ideas or requests for us to tackle next, we love to hear it.