# Claim up to €100 in a fractional share Invest your way. From a personal to a business account. From stocks to ETFs to Savings. When you invest, your capital is at risk. Start building your portfolio today and use the code to get between 10€ and 100€ in a fractional share. Capital at risk. T&Cs apply. ### Terms for the promotion - Sign up for free: Open a Lightyear account and enter your promo code during onboarding or later in the Promotions section. - Claim up to 100€ in a fractional share or ETF: Complete onboarding and deposit at least 100€ within 15 days to receive between 10€ and 100€ in a fractional share or ETF, credited to your general account. - Pick your share: Choose the fractional share or ETF you'd like to start your investing journey with. Instrument selection is subject to availability. ## Disclaimer [**Terms & Conditions apply**](https://lightyear.com/en-eu/signup-promotion-terms). The promotion is only valid for new users who signed up within the last 15 days and haven’t redeemed a promotional code before. The promotion applies to selected promo codes only. The reward can be withdrawn 6 months after it’s credited. If you withdraw your initial deposit within 6 months of claiming the reward, the reward will be removed. ## Low cost pricing We’re one of the most competitively priced investment platforms on the market and that's just how we like it. Low cost and transparent pricing is in our DNA. - ETF: par rīkojumu - ASV akcijas: par rīkojumu - Lielbritānijas akcijas: par rīkojumu - Akcijas eiro valūtā: par rīkojumu - Valūtas konvertācija - Citas Eiropas akcijas: par rīkojumu - Ikmēneša maksa - Daudzvalūtu konts Pricing comparison of other providers as of 10.09.2026. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites. [Revolut](https://help.revolut.com/en-EE/help/wealth/stocks/trading-stocks/trading-fees/what-fees-will-i-be-charged-for-my-trading/): Comparison is based on the Standard plan. FX pricing includes a €1,000/month fee-free allowance and a 1% FX markup on weekends. For stock trading, users receive one free order per month; thereafter a fee of 0.25% of the order value applies, with a €1 minimum charge. [Trade Republic](https://traderepublic.com/en-lt?openModal=pricing-scheme&): Information is derived from a Pricing Scheme available on the Trade Republic website and compared across several regions. For most up-to-date pricing, please refer to Trade Republic's website. *Minimum fees per order for other European stocks (non-EUR-denominated) : Hungarian min 200 HUF, Swiss min 1.5 CHF, Danish min 10 DKK, Swedish min 10 SEK, Norwegian min 10 NOK, Polish min 5 PLN. ## Aktīvu pasaule bez liekas sarežģītības No akcijām līdz fondiem, obligācijām un citiem instrumentiem: plaša investīciju iespēju pasaule vienuviet. Ar daļējām akcijām vairs nav jāpērk vesela akcija. Izvēlies summu, ko vēlies investēt, un sāc. Atkarībā no pieejamības. ### ASV akcijas 4000+ ASV akciju NYSE un Nasdaq biržās. ### ES akcijas Investē vadošajos Eiropas uzņēmumos, kuru galvenie biroji atrodas vairāk nekā 20 valstīs. ### Lielbritānijas akcijas Investē Lielbritānijas uzņēmumu akcijās, kas tiek tirgotas Londonas biržā. ### ETF Plašs ETF klāsts no vairākiem pasaulē lielākajiem fondu pārvaldniekiem ### Naudas tirgus fondi Naudas tirgus fondi ir zema riska, ļoti likvīdas investīcijas ar AAA reitingu, kas maksā procentus ### Kriptovalūtas Tirgotākie kriptoaktīvi: kopā 18, tirdzniecībai EUR un USD ## Tava nauda drošībā Mēs novērtējam, ka uztici mums savas investīcijas. ### Regulējums vairākās valstīs - Apvienotajā Karalistē mūs regulē FCA: Mūs ir licencējusi un regulē Financial Conduct Authority ([FRN 987226](https://register.fca.org.uk/s/firm?id=0014G000034WTPOQA4)). Lightyear UK Ltd ir Anglijā un Velsā reģistrēts uzņēmums ar reģistrācijas numuru 14367910. - EFSA uzraudzība ES: Mums ir Igaunijas Finanšu uzraudzības iestādes atļauja, un mūsu darbību tā uzrauga (4.1-1/31 un 4.1-1/147). Mums ir arī atļauja darboties visā Eiropas Savienībā. ### Valsts garantijas - Jūsu ASV vērtspapīri ir aizsargāti SIPC līdz 500 000 $: Jūsu ASV vērtspapīri tiek glabāti pie mūsu partnera Alpaca, ko regulē FINRA un kas ir reģistrēts Securities Investor Protection Corporation (SIPC) dalībnieks. - ES investoru aizsardzība nodrošina segumu līdz 20 000 € visam Jūsu portfelim: Igaunijas Investoru aizsardzības nozares fonds sedz Jūsu aktīvus līdz 20 000 € apmērā. Uz kriptoaktīviem neattiecas neviena investoru kompensācijas sistēma ES. ### Jūsu aktīvu aizsardzība - Jūsu naudu glabājam licencētās bankās un finanšu iestādēs: Klientu līdzekļi tiek turēti AAA reitinga BlackRock un J.P. Morgan Asset Management naudas tirgus fondos, kā arī naudā licencētās komercbankās. Jūsu nauda vienmēr tiek glabāta atsevišķi no mūsu līdzekļiem. - Tavi aktīvi pieder tikai tev: Tavi aktīvi pieder tikai tev. Visas tavas investīcijas pieder tev, un tavi aktīvi tiek turēti atsevišķos kontos. Mūsu kreditori nevar uz tiem pretendēt, un maz ticamā Lightyear maksātnespējas gadījumā viss tiek atgriezts tev. Uz taviem kriptoaktīviem attiecas tas pats. ### How can I enter a promo code? Entering a promo code is easy. It's possible to do while you're signing up but don't worry if you missed that step. You can enter a promo code after completing the sign-up by: 1. Opening/logging in to your Lightyear app 2. Navigating to your personal profile view 3. Selecting settings and then "Promotions". Once you enter the promotional code, if eligible, you'll see the conditions needed to claim the bonus. Please keep in mind that promo codes are only valid for new users who created their account within the last 15 days. If you signed up earlier or have already used another code, you won’t be able to redeem it. ### Who can claim the reward? To claim the reward, you must: 1. Be eligible to sign up with Lightyear 2. Provide any supporting documentation you might need to complete onboarding. 3. Deposit at least 100€ into your account. The reward will be credited to your general account. If your first account wasn’t a general one (country-specific), you’ll need to open one in order to receive the reward. Remember we are a regulated investment firm, and as such may be required to ask additional questions to be able to offer you our services. ### What value of share will I get? Your value of a share will be randomly generated based on the following probabilities: - 10€ - 15€: 85% - 16€ - 30€: 12% - 31€ - 75€: 2% - 76€ - 100€: 1% Due to the randomized nature of generation, the actual distributed awards may differ from the weightings above. ### Can I withdraw my deposit once I get the reward? If you withdraw your initial deposit within 6 months of claiming the reward, the reward will be removed - see our [Terms and Conditions](https://lightyear.com/en-eu/signup-promotion-terms). ### What do I need to know before I invest? **Do you have cash reserves?:** It’s generally good practice to have easily accessible cash available to cover your ongoing short term expenses, as well as an emergency fund for any unforeseen sudden expenses (e.g. needing to replace your washing machine), before investing extra money you might have. It may also be sensible to pay off debts with available money, rather than investing it. **Can you accept losses?:** All investing contains an element of risk; your investment value can go down as well as up, so you could get back less than you invested, or in some cases, you may lose your entire investment. Generally the more risk you take gives you the opportunity for higher returns, but also increases the potential for greater losses. You should also think about how long you plan to invest for, and therefore whether you have the time to wait for any losses to recover. Don’t invest more than you can afford to lose. [See explanations](https://lightyear.com/en-eu/risk-disclosures) of the types of risk each investment type provided by Lightyear might be exposed to here. This can be complicated, so please let us know if you need help. --- Canonical: https://lightyear.com/lv-lv/reward