Simple, fair and transparent pricing
You pay us for these things
We’ll give you these for free
You'll earn our biggest rates yet
...and we’ll also pay you interest
Oh, and there’s the Government
Also, our partners charge for this
Invest in ETFs, free of Lightyear fees
- Free to deposit by bank transfer.
- No execution fees for investing in ETFs.
- No custody fees for holding your investments with us.
- No FX fees when you invest in your home currency — we have ETFs priced in EUR, GBP and USD.
Multi-currency investing
- No more double conversion fees on each trade — You choose when and how much you convert.
- Your money is always converted at the live interbank rate — the rate at which banks convert currencies with each other.
- Earn interest on your uninvested cash — we pay you interest on your balances of USD, EUR, GBP, and HUF.
How we compare
Currency conversion (FX) | 0.35% | ~1% | ~1% | 0.2% €2 min |
Monthly fee | Free | 0.02% per month €0.5 min, plus VAT** | Free | Free |
ETFs | Free | 0.14% €9 min | 0.14% €9.90 min | Free |
US shares per successful order | $1 max | 0.14% €9 min | 0.14% €9.90 min | $0.0035/share $0.35 min |
EU shares per successful order | 1€ | 0.14% €9 min | 0.14% €9.90 min | 0.05% €1.25 min |
UK shares per successful order | £1 | 0.14% €9 min | 0.14% €9.90 min | 0.05% per trade £1 min |
Multi-currency | ||||
Interest on GBP | 3.00% | 0.00% | ||
Interest on USD | 3.00% | 0.00% | ||
Interest on EUR | 2.00% | 0.01% | 0.01% | 0.00% |
Pricing comparison of other providers as of 22nd July 2024 based on a portfolio of €8000. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
LHV: Information displayed corresponds to internet bank or mobile app fess in a Growth Account. . Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge. With LHV client service an additional €25 will need to be added to the transaction fee for shares trading. The monthly fee is free of charge for under 26 years old. Price of ETFs refers to LHV funds charge.
Swedbank: Information displayed corresponds to internet bank fees in a Securities Account. Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge.
Interactive Brokers: The Interactive Brokers' "fee waived" no transaction fee (NTF) program offers over 150 exchange-traded funds (ETFs) which reimburse IBKR Pro clients for commissions paid on ETF shares held for at least 30 days. IBKR Lite clients always pay $0 commissions on ETFs. Interest rates are 0.00% for less than €/$/ £ 10 000 in the account.