Ameris Bank/$ABCB
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About Ameris Bank
Ameris Bancorp is a bank holding company that operates through Ameris Bank, its subsidiary. The company operates branches in Georgia, Alabama, Florida, and South Carolina. It offers traditional banking services such as business banking, personal banking, checking, savings, mobile banking, and others. The bank is organized into four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the Premium Finance Division. The company generates majority of its revenue from the banking division. Ameris intends to acquire banks in its geographic region to increase its market share and expand beyond its current market.
Ticker
$ABCB
Sector
Primary listing
NYSE
Employees
2,700
Headquarters
Website
Ameris Bank Metrics
BasicAdvanced
$5B
12.77
$5.77
0.95
$0.80
1.09%
Price and volume
Market cap
$5B
Beta
0.95
52-week high
$76.58
52-week low
$48.27
Average daily volume
447K
Dividend rate
$0.80
Financial strength
Profitability
Net profit margin (TTM)
35.23%
Operating margin (TTM)
48.70%
Effective tax rate (TTM)
23.24%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
1.49%
Return on equity (TTM)
10.34%
Valuation
Price to earnings (TTM)
12.771
Price to revenue (TTM)
4.475
Price to book
1.25
Price to tangible book (TTM)
1.71
Dividend yield (TTM)
1.09%
Forward dividend yield
1.09%
Growth
Revenue change (TTM)
7.96%
Earnings per share change (TTM)
20.70%
3-year revenue growth (CAGR)
4.41%
3-year earnings per share growth (CAGR)
5.03%
10-year earnings per share growth (CAGR)
16.85%
3-year dividend per share growth (CAGR)
10.06%
10-year dividend per share growth (CAGR)
14.87%
Bulls say / Bears say
Ameris expanded its net interest margin (tax-equivalent) by 4 basis points to 3.77% in Q2 2025—up from 3.73% in Q1 2025 and 3.58% a year earlier—driven by favorable earning asset yields and stable funding costs.
Provision for credit losses decreased sharply to $2.8 million in Q2 2025 from $21.9 million in Q1 2025, while nonperforming assets fell to 0.36% of total assets and annualized net charge-offs improved to 0.14%, reflecting strong asset quality.
Ameris’s tangible common equity ratio rose to 11.09% at June 30, 2025, up from 9.72% a year ago, and the quarterly dividend was raised 33% to $0.20 per share, highlighting robust capital management and increased shareholder returns.
Ameris’s reported GAAP revenue of $231.8 million in Q2 2025 missed analyst estimates by 22%, pointing to underlying top-line weakness despite the strong EPS performance.
The retail mortgage open pipeline declined 7% quarter-over-quarter to $719.1 million at the end of Q2 2025, down from $771.6 million in Q1, suggesting possible headwinds for noninterest income.
Management projects only mid-single-digit loan and deposit growth for full-year 2025, which could lag behind regional peers and limit growth momentum in a competitive banking environment.
Data summarised monthly by Lightyear AI. Last updated on 8 Nov 2025.
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FAQs
What’s the current market cap for Ameris Bank stock?
Ameris Bank (ABCB) has a market cap of $5B as of November 09, 2025.
What is the P/E ratio for Ameris Bank stock?
The price to earnings (P/E) ratio for Ameris Bank (ABCB) stock is 12.77 as of November 09, 2025.
Does Ameris Bank stock pay dividends?
Yes, the Ameris Bank (ABCB) stock pays dividends to shareholders. As of November 09, 2025, the dividend rate is $0.8 and the yield is 1.09%. Ameris Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Ameris Bank dividend payment date?
The next Ameris Bank (ABCB) dividend payment date is unconfirmed.
What is the beta indicator for Ameris Bank?
Ameris Bank (ABCB) has a beta rating of 0.95. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.