Credit Agricole/€ACA
06:30
10:10
13:45
17:25
21:00
1D1W1MYTD1Y5YMAX
About Credit Agricole
Credit Agricole is a major French banking group operating primarily in retail banking, corporate and investment banking, savings management, and insurance. Known for its cooperative banking model, it serves individual customers, SMEs, large companies, and local governments. The bank's origins date back to the late 19th century, and it is headquartered in Montrouge, France. Credit Agricole has a strong presence in Europe and a growing international footprint. Its strategic focus includes sustainable financing and digital transformation. The institution emphasizes customer proximity and adaptability in its wide range of financial products and services.
Ticker
€ACA
Sector
Primary listing
PAR
Employees
80,518
Headquarters
Website
Credit Agricole Metrics
BasicAdvanced
€49B
6.77
€2.40
1.17
€1.10
6.77%
Price and volume
Market cap
€49B
Beta
1.17
52-week high
€17.78
52-week low
€12.34
Average daily volume
12K
Dividend rate
€1.10
Financial strength
Profitability
Net profit margin (TTM)
29.47%
Operating margin (TTM)
42.79%
Effective tax rate (TTM)
23.21%
Revenue per employee (TTM)
€330,000
Management effectiveness
Valuation
Price to earnings (TTM)
6.767
Price to revenue (TTM)
1.874
Price to book
0.73
Price to tangible book (TTM)
1.04
Dividend yield (TTM)
6.77%
Forward dividend yield
6.77%
Growth
Revenue change (TTM)
7.93%
Earnings per share change (TTM)
19.58%
3-year revenue growth (CAGR)
8.55%
3-year earnings per share growth (CAGR)
16.19%
10-year earnings per share growth (CAGR)
7.76%
What the Analysts think about Credit Agricole
Analyst ratings (Buy, Hold, Sell) for Credit Agricole stock.
Bulls say / Bears say
Credit Agricole’s Q3 2025 net income increased 10.2% from a year earlier to €1.84 billion, beating analyst expectations and showing solid performance in both banking and investment banking divisions.
Total revenues in Q3 rose 5.6% to €6.85 billion, supported by strong growth in investment banking and corporate finance fees as well as the CACEIS acquisition.
The bank’s common equity Tier 1 ratio was 11.7%, safely above regulatory minimums, ensuring a strong capital cushion for expansion and shareholder returns.
Excluding the €245 million revaluation gain on its Banco BPM stake, third-quarter net income would have declined slightly, highlighting ongoing earnings pressure without one-off gains.
Provisions for potential loan losses rose 13% to €489 million in Q3, signaling higher credit risk provisioning that could impact future profitability.
CACIB agreed to pay an €88.2 million fine to resolve a probe into dividend-arbitrage trades, revealing prior compliance issues and possible reputational harm.
Data summarised monthly by Lightyear AI. Last updated on 8 Nov 2025.
Credit Agricole Financial Performance
Revenues and expenses
Credit Agricole Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Credit Agricole stock?
Credit Agricole (ACA) has a market cap of €49B as of November 13, 2025.
What is the P/E ratio for Credit Agricole stock?
The price to earnings (P/E) ratio for Credit Agricole (ACA) stock is 6.77 as of November 13, 2025.
Does Credit Agricole stock pay dividends?
Yes, the Credit Agricole (ACA) stock pays dividends to shareholders. As of November 13, 2025, the dividend rate is €1.1 and the yield is 6.77%. Credit Agricole has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Credit Agricole dividend payment date?
The next Credit Agricole (ACA) dividend payment date is unconfirmed.
What is the beta indicator for Credit Agricole?
Credit Agricole (ACA) has a beta rating of 1.17. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.