Credit Agricole/€ACA
05:30
09:10
12:45
16:25
20:00
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About Credit Agricole
Credit Agricole is a major French banking group operating primarily in retail banking, corporate and investment banking, savings management, and insurance. Known for its cooperative banking model, it serves individual customers, SMEs, large companies, and local governments. The bank's origins date back to the late 19th century, and it is headquartered in Montrouge, France. Credit Agricole has a strong presence in Europe and a growing international footprint. Its strategic focus includes sustainable financing and digital transformation. The institution emphasizes customer proximity and adaptability in its wide range of financial products and services.
Ticker
€ACA
Sector
Primary listing
PAR
Employees
80,518
Headquarters
Website
Credit Agricole Metrics
BasicAdvanced
€50B
5.23
€3.15
1.22
€1.10
6.67%
Price and volume
Market cap
€50B
Beta
1.22
52-week high
€17.78
52-week low
€12.34
Average daily volume
13K
Dividend rate
€1.10
Financial strength
Dividend payout ratio (TTM)
42.87%
Profitability
Net profit margin (TTM)
25.03%
Operating margin (TTM)
35.94%
Effective tax rate (TTM)
22.54%
Revenue per employee (TTM)
€450,000
Management effectiveness
Return on assets (TTM)
0.44%
Return on equity (TTM)
12.36%
Valuation
Price to earnings (TTM)
5.232
Price to revenue (TTM)
1.284
Price to book
0.74
Price to tangible book (TTM)
0.43
Price to free cash flow (TTM)
-4.681
Free cash flow yield (TTM)
-21.36%
Free cash flow per share (TTM)
-3.525
Dividend yield (TTM)
6.67%
Forward dividend yield
6.67%
Growth
Revenue change (TTM)
-7.79%
Earnings per share change (TTM)
14.00%
3-year revenue growth (CAGR)
20.08%
3-year earnings per share growth (CAGR)
26.34%
10-year earnings per share growth (CAGR)
11.39%
3-year dividend per share growth (CAGR)
1.56%
10-year dividend per share growth (CAGR)
12.13%
What the Analysts think about Credit Agricole
Analyst ratings (Buy, Hold, Sell) for Credit Agricole stock.
Bulls say / Bears say
Q2 2025 net income surged 31% year-on-year to €2.39 billion, beating the €2.03 billion consensus largely due to a one-time €453 million capital gain from Amundi’s U.S. unit deconsolidation. (Reuters)
The insurance division delivered nearly 13% growth and the investment banking arm posted almost 7% revenue gains in Q2, diversifying the bank’s income streams beyond retail. (Reuters)
Credit Agricole achieved its 2025 financial targets a year early, underscoring robust execution and strong capital generation ahead of schedule. (Reuters)
French retail unit net interest income fell 3.4% in Q2, highlighting ongoing margin pressure in its core franchise. (Reuters)
First-quarter net income dropped 4.2% year-on-year to €1.82 billion, missing the €1.86 billion consensus due to a one-off French tax levy and sluggish retail performance. (Reuters)
Operating expenses rose 8.8% in Q1 2025, outpacing revenue growth and putting strain on the bank’s efficiency ratios. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2025.
Credit Agricole Financial Performance
Revenues and expenses
Credit Agricole Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Credit Agricole stock?
Credit Agricole (ACA) has a market cap of €50B as of September 17, 2025.
What is the P/E ratio for Credit Agricole stock?
The price to earnings (P/E) ratio for Credit Agricole (ACA) stock is 5.23 as of September 17, 2025.
Does Credit Agricole stock pay dividends?
Yes, the Credit Agricole (ACA) stock pays dividends to shareholders. As of September 17, 2025, the dividend rate is €1.1 and the yield is 6.67%. Credit Agricole has a payout ratio of 42.87% on a trailing twelve-month basis.
When is the next Credit Agricole dividend payment date?
The next Credit Agricole (ACA) dividend payment date is unconfirmed.
What is the beta indicator for Credit Agricole?
Credit Agricole (ACA) has a beta rating of 1.22. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.