Credit Agricole/€ACA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Credit Agricole
Credit Agricole is a major French banking group operating primarily in retail banking, corporate and investment banking, savings management, and insurance. Known for its cooperative banking model, it serves individual customers, SMEs, large companies, and local governments. The bank's origins date back to the late 19th century, and it is headquartered in Montrouge, France. Credit Agricole has a strong presence in Europe and a growing international footprint. Its strategic focus includes sustainable financing and digital transformation. The institution emphasizes customer proximity and adaptability in its wide range of financial products and services.
- Ticker
- €ACA
- Sector
- Finance
- Primary listing
- PAR
- Employees
- 79,848
- Headquarters
- Montrouge, France
- Website
- www.credit-agricole.com
Credit Agricole Metrics
BasicAdvanced
€49B
8.15
€2.02
0.81
€1.13
6.86%
Price and volume
Market cap
€49B
Beta
0.81
52-week high
€20.40
52-week low
€15.35
Average daily volume
4.7M
Dividend rate
€1.13
Financial strength
Dividend payout ratio (TTM)
50.52%
Profitability
Net profit margin (TTM)
25.32%
Operating margin (TTM)
39.41%
Effective tax rate (TTM)
26.38%
Revenue per employee (TTM)
€330,000
Management effectiveness
Return on assets (TTM)
0.31%
Return on equity (TTM)
8.61%
Valuation
Price to earnings (TTM)
8.148
Price to revenue (TTM)
1.917
Price to book
0.7
Price to tangible book (TTM)
0.98
Price to free cash flow (TTM)
-5.834
Free cash flow yield (TTM)
-17.14%
Free cash flow per share (TTM)
-2.825
Dividend yield (TTM)
6.86%
Forward dividend yield
6.86%
Growth
Revenue change (TTM)
-1.47%
Earnings per share change (TTM)
-12.97%
3-year revenue growth (CAGR)
5.27%
3-year earnings per share growth (CAGR)
1.25%
10-year earnings per share growth (CAGR)
6.51%
3-year dividend per share growth (CAGR)
17.42%
10-year dividend per share growth (CAGR)
10.98%
What the Analysts think about Credit Agricole
Analyst ratings (Buy, Hold, Sell) for Credit Agricole stock.
Analyst projections of the future price of Credit Agricole stock.
Bulls say / Bears say
Second-quarter earnings beat expectations, with Crédit Agricole S.A. revenue up 7.7% year on year to €7.36 billion. Growth across retail banking, asset management and investment banking suggests the recovery is not reliant on one business line. (Reuters)
Revenue grew faster than operating costs in the second quarter, helping lift operating profit and improve the cost-to-income ratio. The group also reported a 14.3% return on tangible equity for the first half, showing strong profitability alongside that cost control. (Crédit Agricole, Revue Banque)
Insurance and savings activity is providing another source of momentum: second-quarter insurance premiums rose 18% and net inflows reached €6.1 billion. Continued inflows can support recurring fee income as well as the bank’s broader earnings mix. (Crédit Agricole)
First-quarter profit missed forecasts as provisions for potential bad loans rose more than 32% year on year. The bank said it was adding precautionary reserves for a weaker economic outlook, including risks linked to the Middle East conflict. (Reuters)
Investment banking remains a competitive weak spot: its second-quarter revenue rose only 4.4%, well behind some rivals despite heightened market activity. That makes the bank less able to capture upside when volatile markets boost trading income. (Reuters)
Increasing Crédit Agricole S.A.’s Banco BPM stake cut its CET1 ratio by 33 basis points to 11.3%, leaving it only 0.3 percentage points above its 11% target. The higher holding is expected to add earnings, but it has used up capital headroom in the meantime. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2026.
Credit Agricole Financial Performance
Revenues and expenses
Credit Agricole Earnings Performance
Company profitability
Upcoming events
Funds containing Credit Agricole
AllEURGBPUSD
Fund name | Fund size | €ACA weighting |
|---|---|---|
iShares Euro Dividend€IDVY | €1.7B | 3.60% |
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 3.59% |
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 2.78% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.45% |
iShares EURO STOXX Banks 30-15€EXA1 | €257M | 1.45% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.