Credit Agricole/€ACA
05:30
09:10
12:45
16:25
20:00
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About Credit Agricole
Credit Agricole is a major French banking group operating primarily in retail banking, corporate and investment banking, savings management, and insurance. Known for its cooperative banking model, it serves individual customers, SMEs, large companies, and local governments. The bank's origins date back to the late 19th century, and it is headquartered in Montrouge, France. Credit Agricole has a strong presence in Europe and a growing international footprint. Its strategic focus includes sustainable financing and digital transformation. The institution emphasizes customer proximity and adaptability in its wide range of financial products and services.
Ticker
€ACA
Sector
Primary listing
PAR
Employees
80,518
Headquarters
Website
Credit Agricole Metrics
BasicAdvanced
€50B
7.07
€2.34
1.17
€1.10
6.65%
Price and volume
Market cap
€50B
Beta
1.17
52-week high
€17.78
52-week low
€12.34
Average daily volume
12K
Dividend rate
€1.10
Financial strength
Dividend payout ratio (TTM)
41.97%
Profitability
Net profit margin (TTM)
28.67%
Operating margin (TTM)
42.07%
Effective tax rate (TTM)
22.37%
Revenue per employee (TTM)
€330,000
Management effectiveness
Return on assets (TTM)
0.39%
Return on equity (TTM)
10.71%
Valuation
Price to earnings (TTM)
7.067
Price to revenue (TTM)
1.76
Price to book
0.75
Price to tangible book (TTM)
1.05
Price to free cash flow (TTM)
13.533
Free cash flow yield (TTM)
7.39%
Free cash flow per share (TTM)
1.222
Dividend yield (TTM)
6.65%
Forward dividend yield
6.65%
Growth
Revenue change (TTM)
8.80%
Earnings per share change (TTM)
15.04%
3-year revenue growth (CAGR)
8.21%
3-year earnings per share growth (CAGR)
14.39%
10-year earnings per share growth (CAGR)
7.90%
3-year dividend per share growth (CAGR)
1.56%
10-year dividend per share growth (CAGR)
12.13%
What the Analysts think about Credit Agricole
Analyst ratings (Buy, Hold, Sell) for Credit Agricole stock.
Bulls say / Bears say
In Q2 2025, Credit Agricole’s net income surged 31% year-on-year to €2.39 billion, topping analyst consensus and reflecting strong profitability momentum (Reuters).
The bank’s insurance division delivered nearly 13% revenue growth and its investment banking arm contributed almost 7% higher revenues in Q2, underscoring the resilience of its non-interest income streams (Reuters).
Credit Agricole achieved its 2025 strategic targets a year ahead of schedule, demonstrating strong operational execution and positioning it well for its upcoming medium-term plan (Reuters).
Net interest income at the bank’s French and Italian retail units fell by 3.4% and 4.4% respectively in Q2, highlighting ongoing margin pressure in its core lending business (Reuters).
In Q1 2025, net income dropped 4.2% to €1.82 billion—below consensus—due to a €123 million one-off tax levy and rising operating expenses that outpaced revenue growth (Reuters).
Proposed expansion in Italy via a potential Banco BPM tie-up faces scrutiny under Rome’s ‘golden powers’, introducing regulatory and execution risks to Credit Agricole’s strategic ambitions (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2025.
Credit Agricole Financial Performance
Revenues and expenses
Credit Agricole Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Credit Agricole stock?
Credit Agricole (ACA) has a market cap of €50B as of October 21, 2025.
What is the P/E ratio for Credit Agricole stock?
The price to earnings (P/E) ratio for Credit Agricole (ACA) stock is 7.07 as of October 21, 2025.
Does Credit Agricole stock pay dividends?
Yes, the Credit Agricole (ACA) stock pays dividends to shareholders. As of October 21, 2025, the dividend rate is €1.1 and the yield is 6.65%. Credit Agricole has a payout ratio of 41.97% on a trailing twelve-month basis.
When is the next Credit Agricole dividend payment date?
The next Credit Agricole (ACA) dividend payment date is unconfirmed.
What is the beta indicator for Credit Agricole?
Credit Agricole (ACA) has a beta rating of 1.17. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.