ACI Worldwide/$ACIW
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About ACI Worldwide
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
- Ticker
- $ACIW
- Sector
- Software & Cloud Services
- Primary listing
- NASDAQ
- Employees
- 2,930
- Headquarters
- Elkhorn, United States
- Website
- www.aciworldwide.com
ACI Worldwide Metrics
BasicAdvanced
$5.2B
23.27
$2.19
0.98
-
Price and volume
Market cap
$5.2B
Beta
0.98
52-week high
$61.08
52-week low
$38.05
Average daily volume
733K
Financial strength
Current ratio
1.582
Quick ratio
0.866
Long term debt to equity
0.534
Total debt to equity
0.562
Interest coverage (TTM)
6.69%
Profitability
EBITDA (TTM)
383.158
Gross margin (TTM)
49.08%
Net profit margin (TTM)
12.40%
Operating margin (TTM)
19.42%
Effective tax rate (TTM)
26.37%
Revenue per employee (TTM)
$620,000
Management effectiveness
Return on assets (TTM)
6.98%
Return on equity (TTM)
15.62%
Valuation
Price to earnings (TTM)
23.266
Price to revenue (TTM)
2.872
Price to book
3.45
Price to tangible book (TTM)
83.76
Price to free cash flow (TTM)
18.359
Free cash flow yield (TTM)
5.45%
Free cash flow per share (TTM)
2.781
Growth
Revenue change (TTM)
7.03%
Earnings per share change (TTM)
-7.22%
3-year revenue growth (CAGR)
9.90%
10-year revenue growth (CAGR)
6.24%
3-year earnings per share growth (CAGR)
48.73%
10-year earnings per share growth (CAGR)
7.17%
What the Analysts think about ACI Worldwide
Analyst ratings (Buy, Hold, Sell) for ACI Worldwide stock.
Analyst projections of the future price of ACI Worldwide stock.
Bulls say / Bears say
Second-quarter revenue rose 7% and adjusted EBITDA rose 12%, prompting ACI to raise its 2026 revenue and EBITDA guidance. That points to solid near-term execution and operating leverage. (ACI Worldwide)
ACI says Connetic is enabled across eight major US payment networks and has signed two US customers; Solaris has also gone live on the platform for SEPA Instant payments. These deployments offer early evidence that its cloud-native payments platform is gaining real customer use. (ACI Worldwide, Business Wire)
ACI’s merchant payments push is gaining partners and customers in Latin America: dLocal is connecting local payment methods in Brazil and Mexico, while Brazilian acquirer Inter Pag selected ACI’s acquiring platform. This could widen its reach with merchants seeking a single way to manage varied payment rails. (dLocal, Barchart)
Net new ARR bookings fell 25% year on year in Q2, while trailing-12-month ARR bookings fell 15% and new licence and services bookings fell 12%. The declines raise the risk that recent growth will be harder to sustain if expected contracts do not convert. (ACI Worldwide)
ACI expects 60% of second-half revenue in Q4, mainly because of high-margin Payment Software renewals. That makes results more exposed to renewal timing and leaves less room for delays or cancellations late in the year. (ACI Worldwide, Longbridge)
Payment Software recurring revenue grew only 3% in Q2, while Real-Time Payments revenue declined because of renewal timing. That uneven performance makes the shift towards steadier recurring growth less certain. (ACI Worldwide)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
ACI Worldwide Financial Performance
Revenues and expenses
ACI Worldwide Earnings Performance
Company profitability
Upcoming events
No upcoming events
ACI Worldwide News
AllArticlesVideos
Federal Home Loan Bank of Cincinnati Moves Member Payment Processing to ACI Connetic
Business Wire2 weeks ago
ACI Worldwide and Cognizant Demonstrate Strong Card Processing Performance on Amazon Web Services, Inc. (AWS)
Business Wire2 weeks ago
Solaris Goes Live on ACI Worldwide's ACI Connetic for SEPA Instant Payments
Business Wire3 weeks ago
Funds containing ACI Worldwide
AllUSDGBPEUR
Fund name | Fund size | $ACIW weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.30% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.30% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.18% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.18% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.