ACI Worldwide/$ACIW
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About ACI Worldwide
ACI Worldwide Inc develops, markets and installs a portfolio of software products focused on facilitating electronic payments. The firm also leverages its distribution network in the Americas; Europe, the Middle East, and Africa, or EMEA; and Asia-Pacific regions to sell software developed by third parties. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but majority of the revenue is generated in the United States and EMEA regions.
Ticker
$ACIW
Sector
Software & Cloud Services
Primary listing
Employees
3,103
Headquarters
Website
ACI Worldwide Metrics
BasicAdvanced
$5.2B
21.24
$2.37
1.08
-
Price and volume
Market cap
$5.2B
Beta
1.08
52-week high
$58.22
52-week low
$40.45
Average daily volume
933K
Financial strength
Current ratio
1.478
Quick ratio
0.759
Long term debt to equity
63.535
Total debt to equity
68.589
Interest coverage (TTM)
5.50%
Profitability
EBITDA (TTM)
358.001
Gross margin (TTM)
50.28%
Net profit margin (TTM)
14.76%
Operating margin (TTM)
20.76%
Effective tax rate (TTM)
18.24%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
6.73%
Return on equity (TTM)
19.09%
Valuation
Price to earnings (TTM)
21.243
Price to revenue (TTM)
3.099
Price to book
3.73
Price to tangible book (TTM)
-66.93
Price to free cash flow (TTM)
19.448
Free cash flow yield (TTM)
5.14%
Free cash flow per share (TTM)
2.584
Growth
Revenue change (TTM)
11.22%
Earnings per share change (TTM)
38.68%
3-year revenue growth (CAGR)
5.52%
10-year revenue growth (CAGR)
5.06%
3-year earnings per share growth (CAGR)
22.03%
10-year earnings per share growth (CAGR)
12.05%
What the Analysts think about ACI Worldwide
Analyst ratings (Buy, Hold, Sell) for ACI Worldwide stock.
Bulls say / Bears say
ACI reported Q2 revenue of $401.26 million, a 7% increase from the prior year and surpassing the $380.5 million consensus estimate, prompting management to raise full-year revenue guidance to $1.71 billion–$1.74 billion and adjusted EBITDA guidance to $490 million–$505 million.
Recurring revenue grew 13% year-over-year in Q2, driven by a 16% increase in the Biller segment, highlighting strong demand for subscription-based products.
The company repurchased 2.4 million shares in Q2 and still has $223 million available under its share buyback program, reflecting a disciplined approach to capital returns.
Management noted that adjusted EBITDA was impacted by the timing of higher-margin license contract recognitions, suggesting potential fluctuations in earnings quality.
Canaccord Genuity reduced its 12-month price target for ACI from $44 to $35, citing analyst concerns about the company’s short-term growth prospects and valuation.
Even after the recent pullback, ACI shares are still trading at approximately 17 times next-twelve-month earnings, which offers limited protection if growth slows.
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2025.
ACI Worldwide Financial Performance
Revenues and expenses
ACI Worldwide Earnings Performance
Company profitability
ACI Worldwide News
AllArticlesVideos
ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended June 30, 2025
Business Wire1 month ago
ACI Worldwide, Inc. to Release Financial Results for the Quarter Ending June 30, 2025
Business Wire2 months ago
ACI Worldwide and iNet Extend Partnership to Bolster Fintech Growth in Saudi Arabia
Business Wire2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for ACI Worldwide stock?
ACI Worldwide (ACIW) has a market cap of $5.2B as of September 09, 2025.
What is the P/E ratio for ACI Worldwide stock?
The price to earnings (P/E) ratio for ACI Worldwide (ACIW) stock is 21.24 as of September 09, 2025.
Does ACI Worldwide stock pay dividends?
No, ACI Worldwide (ACIW) stock does not pay dividends to its shareholders as of September 09, 2025.
When is the next ACI Worldwide dividend payment date?
ACI Worldwide (ACIW) stock does not pay dividends to its shareholders.
What is the beta indicator for ACI Worldwide?
ACI Worldwide (ACIW) has a beta rating of 1.08. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.