Enact/$ACT
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Enact
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
- Ticker
- $ACT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 419
- Headquarters
- Raleigh, United States
- Website
- enactmi.com
Enact Metrics
BasicAdvanced
$6.5B
9.95
$4.74
0.46
$0.90
2.03%
Price and volume
Market cap
$6.5B
Beta
0.46
52-week high
$50.56
52-week low
$35.24
Average daily volume
419K
Dividend rate
$0.90
Financial strength
Current ratio
0.922
Quick ratio
0.83
Long term debt to equity
0.138
Total debt to equity
0.138
Dividend payout ratio (TTM)
18.22%
Interest coverage (TTM)
18.27%
Profitability
Gross margin (TTM)
73.18%
Net profit margin (TTM)
54.51%
Operating margin (TTM)
73.18%
Effective tax rate (TTM)
21.12%
Revenue per employee (TTM)
$2,990,000
Management effectiveness
Return on assets (TTM)
8.35%
Return on equity (TTM)
12.87%
Valuation
Price to earnings (TTM)
9.953
Price to revenue (TTM)
5.39
Price to book
1.21
Price to tangible book (TTM)
1.22
Price to free cash flow (TTM)
9.373
Free cash flow yield (TTM)
10.67%
Free cash flow per share (TTM)
5.034
Dividend yield (TTM)
1.91%
Forward dividend yield
2.03%
Growth
Revenue change (TTM)
2.49%
Earnings per share change (TTM)
7.47%
3-year revenue growth (CAGR)
4.13%
3-year earnings per share growth (CAGR)
4.45%
3-year dividend per share growth (CAGR)
14.47%
What the Analysts think about Enact
Analyst ratings (Buy, Hold, Sell) for Enact stock.
Analyst projections of the future price of Enact stock.
Bulls say / Bears say
Second-quarter adjusted operating income rose to $177 million from $174 million a year earlier, while new insurance written grew 15% and investment income rose 11%. This gives Enact earnings support from both new business and higher portfolio yields. (Enact Holdings, Inc.)
Enact raised its 2026 capital-return outlook to $550–600 million and increased its quarterly dividend by 14%. Its 161% PMIERs sufficiency ratio provides a substantial buffer above the required level while it returns capital. (Enact Holdings, Inc.)
Enact arranged quota-share reinsurance covering about 35% of a portion of expected 2028 new insurance written, with a panel of highly rated reinsurers. This transfers part of future credit exposure and broadens its risk-transfer capacity. (Yahoo Finance)
Premiums earned were flat year on year at $245 million, while persistency slipped to 80% from 82%. Lower premium rates and higher ceded premiums offset growth in insurance in-force, limiting revenue momentum. (SEC)
The second-quarter loss ratio rose to 14% from 10% a year earlier, and reserve releases fell to $37 million from $48 million. Management also warned that newer loan vintages and seasonal patterns could put pressure on delinquencies in the second half of 2026. (Enact Holdings, Inc.)
Affordability remains strained as mortgage rates and home prices have outpaced income, while home-price growth has slowed. A weaker housing market could restrain mortgage activity and reduce the equity cushion that helps limit insurance claims. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 27 Oct 2026.
Enact Financial Performance
Revenues and expenses
Enact Earnings Performance
Company profitability
Upcoming events
No upcoming events
Enact News
AllArticlesVideos
Funds containing Enact
AllUSDEURGBP
Fund name | Fund size | $ACT weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.08% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.08% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.05% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.05% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.