Enact/$ACT
1D1W1MYTD1Y5YMAX
Capital at risk
About Enact
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
- Ticker
- $ACT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 419
- Headquarters
- Raleigh, United States
- Website
- enactmi.com
Enact Metrics
BasicAdvanced
$6.9B
10.52
$4.76
0.46
$0.66
1.92%
Price and volume
Market cap
$6.9B
Beta
0.46
52-week high
$50.56
52-week low
$34.64
Average daily volume
344K
Dividend rate
$0.66
Financial strength
Current ratio
0.922
Quick ratio
0.83
Long term debt to equity
0.138
Total debt to equity
0.138
Dividend payout ratio (TTM)
18.22%
Interest coverage (TTM)
18.27%
Profitability
Gross margin (TTM)
73.18%
Net profit margin (TTM)
54.51%
Operating margin (TTM)
73.18%
Effective tax rate (TTM)
21.12%
Revenue per employee (TTM)
$2,990,000
Management effectiveness
Return on assets (TTM)
8.35%
Return on equity (TTM)
12.87%
Valuation
Price to earnings (TTM)
10.518
Price to revenue (TTM)
5.72
Price to book
1.29
Price to tangible book (TTM)
1.28
Price to free cash flow (TTM)
9.947
Free cash flow yield (TTM)
10.05%
Free cash flow per share (TTM)
5.034
Dividend yield (TTM)
1.32%
Forward dividend yield
1.92%
Growth
Revenue change (TTM)
2.49%
Earnings per share change (TTM)
7.92%
3-year revenue growth (CAGR)
4.13%
3-year earnings per share growth (CAGR)
4.59%
3-year dividend per share growth (CAGR)
14.47%
Bulls say / Bears say
Q2 2026 net income increased to $175 million from $168 million year over year, while adjusted operating income rose to $177 million from $174 million and adjusted operating ROE reached 13.2%. (SEC filing)
New insurance written rose 15% year over year to $15 billion, and primary insurance in-force increased 2% to $274 billion, indicating continued portfolio expansion despite a volatile mortgage market. (SEC filing)
Enact increased expected 2026 capital returns to $550 million–$600 million, declared a $0.24 quarterly dividend and repurchased approximately $93 million of shares during Q2. (SEC filing)
Credit costs are moving higher: Q2 2026 losses incurred rose to $33 million from $25 million a year earlier, while the loss ratio increased to 14% from 10%. (SEC filing)
Persistency declined to 80% from 82% year over year, and net premiums earned were flat despite primary insurance-in-force increasing 2%, suggesting limited near-term premium growth from the existing book. (SEC filing)
PMIERs sufficiency narrowed to 161% from 165% a year earlier, while the planned $550 million–$600 million 2026 capital return remains dependent on business performance, market conditions and regulatory approvals. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Upcoming events
Funds containing Enact
AllUSDGBPEUR
Fund name | Fund size | $ACT weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.07% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.04% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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