Admiral Group/£ADM
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Admiral Group
Admiral Group is a British financial services company primarily operating in the insurance industry. It focuses on providing car insurance, with additional offerings in home and travel insurance. Founded in 1993 and headquartered in Cardiff, Wales, the company has expanded its operations across multiple countries, including Spain, Italy, France, and the United States. Admiral Group is known for its direct-to-consumer insurance model and its use of technology to streamline operations and customer service. The company's strategic focus is on delivering competitive pricing and maintaining high levels of customer satisfaction through innovative products and services.
- Ticker
- £ADM
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 14,805
- Headquarters
- Cardiff, United Kingdom
- Website
- admiralgroup.co.uk
Admiral Group Metrics
BasicAdvanced
£12B
17.49
£2.19
0.19
£1.61
4.20%
Price and volume
Market cap
£12B
Beta
0.19
52-week high
£41.28
52-week low
£26.24
Average daily volume
757K
Dividend rate
£1.61
Financial strength
Current ratio
6.129
Quick ratio
3.98
Long term debt to equity
1.236
Total debt to equity
1.39
Dividend payout ratio (TTM)
79.55%
Interest coverage (TTM)
10.06%
Profitability
EBITDA (TTM)
983.2
Gross margin (TTM)
40.26%
Net profit margin (TTM)
13.36%
Operating margin (TTM)
19.15%
Effective tax rate (TTM)
22.83%
Revenue per employee (TTM)
£340,000
Management effectiveness
Return on assets (TTM)
6.68%
Return on equity (TTM)
45.56%
Valuation
Price to earnings (TTM)
17.494
Price to revenue (TTM)
2.279
Price to book
7.7
Price to tangible book (TTM)
10.62
Price to free cash flow (TTM)
28.137
Free cash flow yield (TTM)
3.55%
Free cash flow per share (TTM)
1.359
Dividend yield (TTM)
4.20%
Growth
Revenue change (TTM)
-0.63%
Earnings per share change (TTM)
-19.05%
3-year revenue growth (CAGR)
15.73%
10-year revenue growth (CAGR)
17.88%
3-year earnings per share growth (CAGR)
33.45%
10-year earnings per share growth (CAGR)
7.28%
3-year dividend per share growth (CAGR)
23.81%
10-year dividend per share growth (CAGR)
7.37%
What the Analysts think about Admiral Group
Analyst ratings (Buy, Hold, Sell) for Admiral Group stock.
Analyst projections of the future price of Admiral Group stock.
Bulls say / Bears say
Group risks rose 5% to 12.03 million, with growth outside UK Motor helping diversify the business as the core motor market softened. Other personal lines turnover rose 11% in the first half. (GlobeNewswire)
Admiral put through high-single-digit UK motor price rises earlier than the market, and expects them to support stronger second-half profits as they earn through. The benefit could continue into 2027. (GlobeNewswire)
Morgan Stanley upgraded Admiral, arguing that UK motor rates are now rising faster than claims costs and should help rebuild margins. It raised its 2027 and 2028 profit estimates and said the shares traded below their ten-year average valuation multiple. (Investing.com)
First-half pre-tax profit fell 18% and earnings per share dropped 18%, while the interim dividend was cut 39%. Turnover was broadly flat, showing that customer growth has not yet translated into higher group revenue or earnings. (GlobeNewswire)
Peel Hunt says motor insurance pricing is still failing to keep pace with claims inflation and expects Admiral’s policy numbers to fall as it raises prices. Fewer policies could also weaken ancillary income tied to the motor book. (Insurance Business)
A broker said first-half UK Motor profit was cushioned by larger-than-expected reserve releases and estimated that about £390 million of reserve buffer could be drawn down. If favourable claims development slows, this support to reported profit may lessen. (Insurance Business)
Data summarised monthly by Lightyear AI. Last updated on 17 Oct 2026.
Admiral Group Financial Performance
Revenues and expenses
Admiral Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Admiral Group
AllGBPEURUSD
Fund name | Fund size | £ADM weighting |
|---|---|---|
L&G UK Quality Dividends Equal Weight£LDUK | £81M | 5.20% |
iShares UK Dividend£IUKD | £1.3B | 2.24% |
iShares STOXX Europe 600 Insurance€A0H08K | €605M | 1.56% |
iShares STOXX Europe Mid 200€EXSD | €610M | 0.77% |
iShares MSCI Europe Financials Sector€ESIF | €1.7B | 0.41% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.