American Financial Group/$AFG
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About American Financial Group
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.
- Ticker
- $AFG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 8,500
- Headquarters
- Cincinnati, United States
- Website
- www.afginc.com
AFG Metrics
BasicAdvanced
$12B
12.94
$11.45
0.60
$7.02
2.38%
Price and volume
Market cap
$12B
Beta
0.6
52-week high
$149.31
52-week low
$123.09
Average daily volume
411K
Dividend rate
$7.02
Financial strength
Current ratio
2.085
Quick ratio
0.862
Long term debt to equity
0.422
Total debt to equity
0.422
Dividend payout ratio (TTM)
29.80%
Interest coverage (TTM)
13.51%
Profitability
EBITDA (TTM)
1,416
Gross margin (TTM)
20.16%
Net profit margin (TTM)
11.83%
Operating margin (TTM)
16.43%
Effective tax rate (TTM)
20.72%
Revenue per employee (TTM)
$950,000
Management effectiveness
Return on assets (TTM)
2.60%
Return on equity (TTM)
20.41%
Valuation
Price to earnings (TTM)
12.937
Price to revenue (TTM)
1.53
Price to book
2.55
Price to tangible book (TTM)
2.73
Price to free cash flow (TTM)
7.867
Free cash flow yield (TTM)
12.71%
Free cash flow per share (TTM)
18.822
Dividend yield (TTM)
4.74%
Forward dividend yield
2.38%
Growth
Revenue change (TTM)
0.41%
Earnings per share change (TTM)
25.74%
3-year revenue growth (CAGR)
4.00%
10-year revenue growth (CAGR)
2.61%
3-year earnings per share growth (CAGR)
4.57%
10-year earnings per share growth (CAGR)
11.33%
3-year dividend per share growth (CAGR)
11.78%
10-year dividend per share growth (CAGR)
12.44%
What the Analysts think about AFG
Analyst ratings (Buy, Hold, Sell) for American Financial Group stock.
Analyst projections of the future price of American Financial Group stock.
Bulls say / Bears say
AFG’s specialty underwriting improved: its second-quarter combined ratio fell to 91.5% from 93.1%, while underwriting profit rose to $144 million and net written premiums grew 6%. That points to profitable growth even as some insurance markets soften. (Morningstar)
Investment income added to earnings momentum: second-quarter core operating earnings per share rose to $2.82 from $2.14, with the company citing higher underwriting profit and stronger returns from alternative investments. Continued investment returns could support earnings beyond premium growth. (Morningstar)
AFG raised its regular annual dividend by 10.2% and extended its run of annual increases to 21 years. The increase and ongoing buybacks offer shareholders a meaningful route to returns alongside business growth. (Business Wire)
Favourable reserve releases boosted the second-quarter combined ratio by 3.4 percentage points, versus 0.7 points a year earlier. That contribution may not recur, leaving reported underwriting margins vulnerable if later claims experience is less favourable. (Morningstar)
Pricing competition is increasing in parts of the property and casualty market: property rates fell 12% in the second quarter, while casualty rates rose only 2%. If this pressure reaches AFG’s specialty niches, it could make premium growth and underwriting margins harder to sustain. (The Motley Fool)
The Specialty Casualty Group weakened even as AFG’s overall results improved: its underwriting profit fell to $45 million from $49 million, and its combined ratio rose to 94.5% from 93.9%. Lower profitability in workers’ compensation and executive and professional liability shows that results remain uneven across its businesses. (Morningstar)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
AFG Financial Performance
Revenues and expenses
AFG Earnings Performance
Company profitability
Upcoming events
AFG News
AllArticlesVideos
American Financial Group, Inc. Announces Its Conference Call and Webcast to Discuss 2026 Third Quarter Results
Business Wire7 days ago
American Financial Group, Inc. Announces Closing of the Sale of Charleston Harbor Resort & Marina
Business Wire2 months ago
American Financial Group, Inc. Management to Participate in the 2026 Keefe, Bruyette & Woods Insurance Conference
Business Wire2 months ago
Funds containing AFG
AllUSDEURGBP
Fund name | Fund size | $AFG weighting |
|---|---|---|
SPDR S&P US Dividend Aristocrats£USDV | $3.8B | 0.43% |
SPDR S&P US Dividend Aristocrats€SPYD | $3.8B | 0.43% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.30% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.30% |
iShares World Equity High Income Active£WINC | $685M | 0.24% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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