Compare

AGI Inc/$AGBK

1D1W1M3M6MYTD1Y5YMAX

About AGI Inc

AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
Ticker
$AGBK
Sector
Finance
Primary listing
NYSE
Employees
-
Headquarters
Campinas, Brazil
Website
agibank.com.br

AGI Inc Metrics

BasicAdvanced
$863M
30.66
$0.18
-
-

What the Analysts think about AGI Inc

Analyst ratings (Buy, Hold, Sell) for AGI Inc stock.
Analyst projections of the future price of AGI Inc stock.

Bulls say / Bears say

Active customers rose 36% year on year to 7.6 million and the loan book grew 21% to R$37.1 billion. INSS payroll credit share reached 9.6%, up 160 basis points, pointing to continued growth and gains in Agi’s core market. (Agi Inc.)
Agi+ passed 250,000 subscriptions in its first 45 days, while fee revenue rose 34.6% quarter on quarter. If this early take-up develops into recurring income, it could broaden revenue beyond lending. (Agi Inc.)
Capital adequacy reached 18.7%, up 370 basis points year on year, and Fitch upgraded Agibank to AA(bra) with a stable outlook. Stronger capital and an improved credit rating may support funding flexibility as lending expands. (Agi Inc., Agi Inc.)
Second-quarter net income fell 24.4% year on year and LTM return on equity dropped to 21.6% from 41.2%; annualised net interest margin also narrowed to 11.9% from 14.1%. The rapid expansion has yet to restore last year’s profitability. (InfoMoney, Agi Inc.)
Loans more than 90 days overdue rose to 3.3% from 2.7% a year earlier, while provisions covered 182.6% of these loans, down from 240.4%. That points to weaker year-on-year credit quality and a thinner relative loss buffer. (InfoMoney, StockTitan)
Payroll lending is exposed to changing rules: Brazil’s Desenrola 2.0 changes, including extra contract formalities and a lower deduction limit, disrupted originations. A separate 1.99% monthly rate ceiling on FGTS-backed loans may also make some lending uneconomic. (SEC, Valor International)
Data summarised monthly by Lightyear AI. Last updated on 26 Oct 2026.

AGI Inc Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

AGI Inc Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

AGI Inc News

AllArticlesVideos

What AGI (AGBK) Said on Its Q3 Earnings Call

MarketBeat1 day ago

Agibank Named Official Lead Sponsor for Legendary Brazilian Club Santos FC

Business Wire4 weeks ago

Agibank Concludes Third FIDC Issuance, Totaling R$ 2.1 Billion

Business Wire1 month ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.