Ageas/€AGS
06:30
10:10
13:45
17:25
21:00
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About Ageas
Ageas is an international insurance group headquartered in Brussels, Belgium. The company primarily operates in the insurance industry, offering a wide range of life and non-life insurance products. Ageas serves customers across Europe and Asia through wholly-owned subsidiaries and partnerships, focusing on markets such as Belgium, the UK, and various Asian countries. The group traces its origins back to the 19th century but was re-established as Ageas in 2010 following the dismantling of the Fortis group. Ageas is strategically positioned with a diversified portfolio and strong presence in both mature and emerging markets, supported by its expertise in bancassurance and multi-channel distribution networks.
Ticker
€AGS
Sector
Primary listing
BSE
Employees
16,797
Headquarters
Website
Ageas Metrics
BasicAdvanced
€11B
9.25
€6.25
0.75
€2.45
4.23%
Price and volume
Market cap
€11B
Beta
0.75
52-week high
€62.65
52-week low
€45.54
Average daily volume
680
Dividend rate
€2.45
Financial strength
Current ratio
5.501
Quick ratio
5.327
Long term debt to equity
53.124
Total debt to equity
78.925
Dividend payout ratio (TTM)
54.29%
Interest coverage (TTM)
4.00%
Profitability
EBITDA (TTM)
1,165
Gross margin (TTM)
30.00%
Net profit margin (TTM)
13.39%
Operating margin (TTM)
10.69%
Effective tax rate (TTM)
17.11%
Revenue per employee (TTM)
€510,000
Management effectiveness
Return on assets (TTM)
0.59%
Return on equity (TTM)
15.07%
Valuation
Price to earnings (TTM)
9.254
Price to revenue (TTM)
1.238
Price to book
1.37
Price to tangible book (TTM)
1.73
Price to free cash flow (TTM)
7.384
Free cash flow yield (TTM)
13.54%
Free cash flow per share (TTM)
7.839
Dividend yield (TTM)
4.23%
Growth
Revenue change (TTM)
6.18%
Earnings per share change (TTM)
8.02%
3-year revenue growth (CAGR)
0.27%
10-year revenue growth (CAGR)
-5.13%
3-year earnings per share growth (CAGR)
2.81%
10-year earnings per share growth (CAGR)
4.13%
3-year dividend per share growth (CAGR)
-6.27%
10-year dividend per share growth (CAGR)
8.49%
What the Analysts think about Ageas
Analyst ratings (Buy, Hold, Sell) for Ageas stock.
Bulls say / Bears say
The £1.3 billion purchase of UK car and home insurer esure will make Ageas the third-largest provider of personal lines in Britain and is projected to deliver annual cost synergies of more than £100 million and raise return on equity by more than one percentage point on a run-rate basis (Reuters).
Ageas reported a 20 percent increase in first-half 2025 net operating profit to €734 million and raised its full-year core profit outlook to €1.3–1.35 billion, demonstrating strong underlying profit momentum (Reuters).
Ageas achieved a 30 percent year-on-year increase in first-half core profit in its largest Asian markets, highlighting successful localization strategies and a favorable regulatory environment supporting diversified growth (Reuters).
Management noted that first-half results were boosted by mild weather in Europe and a lower tax rate in China—favorable conditions that may not be repeated and could threaten the sustainability of future earnings (Reuters).
The group contractual service margin (CSM) fell by 8 percent to €6.8 billion as of mid-2025, missing expectations due to a shift in product mix in China, which may limit growth in future unearned profit (Reuters).
Financing the £1.3 billion esure acquisition with a combination of cash, debt, and equity increases leverage and integration risk, and could dilute returns for shareholders if expected synergies are not delivered on time (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2025.
Ageas Financial Performance
Revenues and expenses
Ageas Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for Ageas stock?
Ageas (AGS) has a market cap of €11B as of October 31, 2025.
What is the P/E ratio for Ageas stock?
The price to earnings (P/E) ratio for Ageas (AGS) stock is 9.25 as of October 31, 2025.
Does Ageas stock pay dividends?
Yes, the Ageas (AGS) stock pays dividends to shareholders. As of October 31, 2025, the dividend rate is €2.45 and the yield is 4.23%. Ageas has a payout ratio of 54.29% on a trailing twelve-month basis.
When is the next Ageas dividend payment date?
The next Ageas (AGS) dividend payment is scheduled for December 05, 2025.
What is the beta indicator for Ageas?
Ageas (AGS) has a beta rating of 0.75. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.