AIB Group/£AIBG
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About AIB Group
AIB Group, operating under the ticker AIBG, is a major financial services provider predominantly active in the Republic of Ireland and the UK. Founded in 1825, the company provides a comprehensive range of services to personal, business, and corporate customers. AIB Group is listed on the Irish Stock Exchange and has significant market shares in banking products within Ireland.
- Ticker
- £AIBG
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 10,144
- Headquarters
- Dublin, Ireland
- Website
- aib.ie/group
AIB Group Metrics
BasicAdvanced
£19B
11.08
£0.81
0.49
£0.67
7.49%
Price and volume
Market cap
£19B
Beta
0.49
52-week high
£10.25
52-week low
£6.40
Average daily volume
493K
Dividend rate
£0.67
Financial strength
Dividend payout ratio (TTM)
61.99%
Profitability
Net profit margin (TTM)
49.10%
Operating margin (TTM)
56.47%
Effective tax rate (TTM)
10.78%
Revenue per employee (TTM)
£360,120
Management effectiveness
Return on assets (TTM)
1.47%
Return on equity (TTM)
15.13%
Valuation
Price to earnings (TTM)
11.076
Price to revenue (TTM)
5.218
Price to book
1.61
Price to tangible book (TTM)
1.73
Price to free cash flow (TTM)
-8.393
Free cash flow yield (TTM)
-11.91%
Free cash flow per share (TTM)
-1.072
Dividend yield (TTM)
7.49%
Growth
Revenue change (TTM)
-4.97%
Earnings per share change (TTM)
7.77%
3-year revenue growth (CAGR)
8.87%
3-year earnings per share growth (CAGR)
33.83%
10-year earnings per share growth (CAGR)
7.53%
3-year dividend per share growth (CAGR)
119.74%
Bulls say / Bears say
AIB’s first-half profit rose to €939m, while new lending grew 10% to €7.5bn and management raised its full-year net interest income outlook to above €3.8bn. It expects loan growth of about 5% and return on tangible equity above 20% for 2026. (AIB Group, The Irish Times)
A 16.1% CET1 ratio and about 170 basis points of first-half organic capital generation give AIB room to return capital. It raised its interim dividend by almost 60% and is continuing a €1bn share buyback. (AIB Group)
Other income rose 15% in the first half, helping lift total income despite slightly lower net interest income. That offers some earnings support beyond lending margins, although part of the increase came from loan and investment disposals. (The Irish Times)
Net interest margin fell to 2.68% from 2.78% a year earlier, while first-half net interest income was broadly flat. The higher full-year income outlook partly depends on expected rate rises, leaving earnings exposed if rates disappoint. (AIB Group, The Irish Times)
AIB’s chief executive acknowledged strong competition among domestic banks for deposits, while Central Bank research shows foreign lenders and non-banks are significant competitors in Irish business lending. That pressure could make it harder to grow balances or defend pricing. (The Irish Times, The Irish Times)
Legacy distressed loans remain a clean-up issue: AIB sold a €300m troubled-loan portfolio for €144.8m, less than half its face value. Its first-half impairment charge also rose to €91m from €85m a year earlier. (The Irish Times, The Irish Times)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
AIB Group Financial Performance
Revenues and expenses
AIB Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing AIB Group
AllEURUSDGBP
Fund name | Fund size | £AIBG weighting |
|---|---|---|
Invesco EURO STOXX High Dividend Low Volatility£EUHD | €589M | 2.25% |
iShares EURO STOXX Banks 30-15€EXA1 | €245M | 1.90% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.90% |
iShares STOXX Europe 600 Banks€EXV1 | €3.7B | 1.16% |
iShares Dow Jones Eurozone Sustainability Screened€EXXV | €217M | 0.96% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.