AIB Group/£AIBG
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09:10
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About AIB Group
AIB Group, operating under the ticker AIBG, is a major financial services provider predominantly active in the Republic of Ireland and the UK. Founded in 1825, the company provides a comprehensive range of services to personal, business, and corporate customers. AIB Group is listed on the Irish Stock Exchange and has significant market shares in banking products within Ireland.
Ticker
£AIBG
Sector
Primary listing
LSE
Employees
10,375
Headquarters
Dublin, Ireland
Website
AIB Group Metrics
BasicAdvanced
£14B
8.50
£0.78
1.25
£0.31
4.69%
Price and volume
Market cap
£14B
Beta
1.25
52-week high
£7.04
52-week low
£3.99
Average daily volume
2M
Dividend rate
£0.31
Financial strength
Dividend payout ratio (TTM)
43.69%
Profitability
Net profit margin (TTM)
47.25%
Operating margin (TTM)
58.80%
Effective tax rate (TTM)
12.43%
Revenue per employee (TTM)
£383,120
Management effectiveness
Return on assets (TTM)
1.54%
Return on equity (TTM)
15.17%
Valuation
Price to earnings (TTM)
8.496
Price to revenue (TTM)
3.852
Price to book
1.14
Price to tangible book (TTM)
1.22
Price to free cash flow (TTM)
71.976
Free cash flow yield (TTM)
1.39%
Free cash flow per share (TTM)
0.093
Dividend yield (TTM)
4.69%
Forward dividend yield
4.69%
Growth
Revenue change (TTM)
-4.63%
Earnings per share change (TTM)
3.69%
3-year revenue growth (CAGR)
15.87%
3-year earnings per share growth (CAGR)
45.91%
10-year earnings per share growth (CAGR)
7.96%
3-year dividend per share growth (CAGR)
101.81%
Bulls say / Bears say
AIB reaffirmed full-year net interest income guidance at over €3.6 billion for 2025, reflecting the strength of its core revenue despite market fluctuations.
The bank raised its return on tangible equity (ROTE) forecast to above 20%, signaling strong profitability and efficient use of capital for investors.
A €1.2 billion share buyback completed in May lowered the Irish government's holding to about 3.3%, demonstrating strong capital return strategies and easing concerns about state ownership.
First-half after-tax profit fell 16% to €927 million from €1.1 billion in 2024, mainly due to European Central Bank rate cuts, highlighting earnings volatility in a falling rate environment.
The bank lowered its 2025 loan growth outlook to 3% from 5%, showing weakened demand from Irish SMEs and a slowdown in new lending.
AIB reduced its financing of U.S. renewable energy projects after policy changes, cutting back on geographic and sector diversification and increasing concentration risk in its main markets.
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2025.
AIB Group Financial Performance
Revenues and expenses
AIB Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for AIB Group stock?
AIB Group (AIBG) has a market cap of £14B as of October 16, 2025.
What is the P/E ratio for AIB Group stock?
The price to earnings (P/E) ratio for AIB Group (AIBG) stock is 8.5 as of October 16, 2025.
Does AIB Group stock pay dividends?
Yes, the AIB Group (AIBG) stock pays dividends to shareholders. As of October 16, 2025, the dividend rate is £0.31266 and the yield is 4.69%. AIB Group has a payout ratio of 43.69% on a trailing twelve-month basis.
When is the next AIB Group dividend payment date?
The next AIB Group (AIBG) dividend payment is scheduled for November 11, 2025.
What is the beta indicator for AIB Group?
AIB Group (AIBG) has a beta rating of 1.25. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.