Alfa Financial Software Holdings /£ALFA
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About Alfa Financial Software Holdings
Alfa Financial Software, designated with the ticker ALFA, operates as a United Kingdom-based company, focusing on delivering specialized software systems and services predominantly for the asset and automotive finance industry. Founded in 1990, the company has expanded its influence globally, offering a comprehensive suite of solutions designed to streamline the operations of financial institutions. Alfa Financial Software is known for its product Alfa Systems, which integrates various aspects of finance from contract management to operations.
Ticker
£ALFA
Sector
Software & Cloud Services
Primary listing
LSE
Employees
512
Headquarters
Website
ALFA Metrics
BasicAdvanced
£697M
23.58
£0.10
-0.21
£0.08
0.60%
Price and volume
Market cap
£697M
Beta
-0.21
52-week high
£2.52
52-week low
£1.93
Average daily volume
397K
Dividend rate
£0.08
Financial strength
Current ratio
1.597
Quick ratio
1.456
Long term debt to equity
17.613
Total debt to equity
18.591
Interest coverage (TTM)
47.63%
Profitability
EBITDA (TTM)
38.7
Gross margin (TTM)
65.03%
Net profit margin (TTM)
24.65%
Operating margin (TTM)
31.72%
Effective tax rate (TTM)
25.06%
Revenue per employee (TTM)
£230,000
Management effectiveness
Return on assets (TTM)
27.48%
Return on equity (TTM)
62.38%
Valuation
Price to earnings (TTM)
23.579
Price to revenue (TTM)
5.751
Price to book
13.64
Price to tangible book (TTM)
45.57
Price to free cash flow (TTM)
26.062
Free cash flow yield (TTM)
3.84%
Free cash flow per share (TTM)
0.09
Dividend yield (TTM)
3.43%
Forward dividend yield
0.60%
Growth
Revenue change (TTM)
18.44%
Earnings per share change (TTM)
32.97%
3-year revenue growth (CAGR)
11.78%
3-year earnings per share growth (CAGR)
10.66%
3-year dividend per share growth (CAGR)
8.37%
What the Analysts think about ALFA
Analyst ratings (Buy, Hold, Sell) for Alfa Financial Software Holdings stock.
Bulls say / Bears say
Alfa reported strong Q1 2025 results, with revenue rising 20% year-on-year to £31 million (21% at constant currency), reflecting strong demand for its Alfa Systems platform (Reuters)
Total contract value reached a record £227 million at the end of Q1 2025, up from £221 million at year-end 2024 and £190 million a year earlier, demonstrating a solid sales pipeline and strong visibility on future revenues (Reuters)
For FY24, Alfa achieved 8% revenue growth to £109.9 million, a 15% increase in profit before tax to £34.1 million, and an all-time high TCV of £221.3 million, while boosting total dividends by 15%, showing strong financial performance and rewards for shareholders (Reuters)
Recurring subscription revenues made up only 34% of total revenues in FY24, which limits the stability and predictability of Alfa’s income streams (Reuters)
The top five customers accounted for 32% of revenues in FY24, exposing Alfa to customer concentration risk if any major client cuts spending or changes providers (Reuters)
Alfa’s shares are valued at a trailing price-to-earnings ratio of 30.21, which is a premium and could limit upside if growth fails to meet expectations (Yahoo Finance)
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2025.
ALFA Financial Performance
Revenues and expenses
ALFA Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
Sept25
Alfa Financial Software Holdings
DividendEx-dividend
Nov7
Alfa Financial Software Holdings
DividendPayment
£0.05Per share
FAQs
What’s the current market cap for Alfa Financial Software Holdings stock?
Alfa Financial Software Holdings (ALFA) has a market cap of £697M as of September 14, 2025.
What is the P/E ratio for Alfa Financial Software Holdings stock?
The price to earnings (P/E) ratio for Alfa Financial Software Holdings (ALFA) stock is 23.58 as of September 14, 2025.
Does Alfa Financial Software Holdings stock pay dividends?
Yes, the Alfa Financial Software Holdings (ALFA) stock pays dividends to shareholders. As of September 14, 2025, the dividend rate is £0.08 and the yield is 0.6%. Alfa Financial Software Holdings has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Alfa Financial Software Holdings dividend payment date?
The next Alfa Financial Software Holdings (ALFA) dividend payment is scheduled for November 07, 2025.
What is the beta indicator for Alfa Financial Software Holdings ?
Alfa Financial Software Holdings (ALFA) has a beta rating of -0.21. This means that it has an inverse relation to market volatility.