Ally Financial/$ALLY
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About Ally Financial
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Ticker
$ALLY
Sector
Primary listing
NYSE
Employees
10,700
Headquarters
Website
Ally Financial Metrics
BasicAdvanced
$13B
52.74
$0.80
1.15
$1.20
2.85%
Price and volume
Market cap
$13B
Beta
1.15
52-week high
$42.46
52-week low
$29.52
Average daily volume
2.5M
Dividend rate
$1.20
Financial strength
Dividend payout ratio (TTM)
112.24%
Profitability
Net profit margin (TTM)
6.32%
Operating margin (TTM)
14.17%
Effective tax rate (TTM)
17.49%
Revenue per employee (TTM)
$640,000
Management effectiveness
Return on assets (TTM)
0.19%
Return on equity (TTM)
3.06%
Valuation
Price to earnings (TTM)
52.739
Price to revenue (TTM)
1.895
Price to book
1.06
Price to tangible book (TTM)
1.08
Price to free cash flow (TTM)
-78.226
Free cash flow yield (TTM)
-1.28%
Free cash flow per share (TTM)
-0.538
Dividend yield (TTM)
2.85%
Forward dividend yield
2.85%
Growth
Revenue change (TTM)
1.11%
Earnings per share change (TTM)
-61.32%
3-year revenue growth (CAGR)
-6.79%
3-year earnings per share growth (CAGR)
-51.43%
10-year earnings per share growth (CAGR)
17.50%
3-year dividend per share growth (CAGR)
2.94%
What the Analysts think about Ally Financial
Analyst ratings (Buy, Hold, Sell) for Ally Financial stock.
Bulls say / Bears say
Ally Financial reported adjusted earnings per share of $0.99 for the second quarter, surpassing the consensus estimate of $0.81—a 22% positive surprise that highlights the company’s underlying strength.
In the first quarter of 2025, Ally proactively sold $2.8 billion of low-yield investment securities and reinvested approximately $2.5 billion into shorter-term, higher-yield assets to strengthen future interest income.
Analysts maintain a positive outlook on the stock, with a consensus ‘buy’ rating and a 12-month median price target of $44.00, indicating potential upside of about 8.5% from current levels.
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2025.
Ally Financial Financial Performance
Revenues and expenses
Ally Financial Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Ally Financial stock?
Ally Financial (ALLY) has a market cap of $13B as of September 13, 2025.
What is the P/E ratio for Ally Financial stock?
The price to earnings (P/E) ratio for Ally Financial (ALLY) stock is 52.74 as of September 13, 2025.
Does Ally Financial stock pay dividends?
Yes, the Ally Financial (ALLY) stock pays dividends to shareholders. As of September 13, 2025, the dividend rate is $1.2 and the yield is 2.85%. Ally Financial has a payout ratio of 112.24% on a trailing twelve-month basis.
When is the next Ally Financial dividend payment date?
The next Ally Financial (ALLY) dividend payment date is unconfirmed.
What is the beta indicator for Ally Financial?
Ally Financial (ALLY) has a beta rating of 1.15. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.