Ally Financial/$ALLY
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Capital at risk
About Ally Financial
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
- Ticker
- $ALLY
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 10,300
- Headquarters
- Detroit, United States
- Website
- www.ally.com
Ally Financial Metrics
BasicAdvanced
$12B
8.91
$4.36
1.15
$1.20
3.09%
Price and volume
Market cap
$12B
Beta
1.15
52-week high
$47.29
52-week low
$35.92
Average daily volume
4.4M
Dividend rate
$1.20
Financial strength
Dividend payout ratio (TTM)
33.24%
Profitability
Net profit margin (TTM)
18.62%
Operating margin (TTM)
23.64%
Effective tax rate (TTM)
21.22%
Revenue per employee (TTM)
$780,000
Management effectiveness
Return on assets (TTM)
0.75%
Return on equity (TTM)
9.90%
Valuation
Price to earnings (TTM)
8.905
Price to revenue (TTM)
1.5
Price to book
0.9
Price to tangible book (TTM)
0.9
Price to free cash flow (TTM)
5.815
Free cash flow yield (TTM)
17.20%
Free cash flow per share (TTM)
6.678
Dividend yield (TTM)
3.09%
Forward dividend yield
3.09%
Growth
Revenue change (TTM)
11.50%
Earnings per share change (TTM)
161.36%
3-year revenue growth (CAGR)
2.82%
3-year earnings per share growth (CAGR)
6.02%
10-year earnings per share growth (CAGR)
28.88%
10-year dividend per share growth (CAGR)
31.10%
What the Analysts think about Ally Financial
Analyst ratings (Buy, Hold, Sell) for Ally Financial stock.
Analyst projections of the future price of Ally Financial stock.
Bulls say / Bears say
Third-quarter adjusted EPS rose 16% year on year as revenue grew 9% and non-interest expenses stayed flat, showing that Ally is converting growth into operating leverage. (Ally Financial, The Motley Fool)
Record auto applications supported 10% growth in originations, while Corporate Finance loans climbed 40%; Ally also raised its earning-asset growth outlook to 5%–6%. The larger application pool gives it more chances to select and price loans, while growth beyond auto broadens its earnings base. (WardsAuto, The Motley Fool)
Ally raised its quarterly dividend for the first time since 2022 and repurchased $178 million of shares in the quarter. These returns, alongside a 10.2% CET1 ratio, signal capacity to distribute capital while continuing to fund the business. (The Motley Fool)
Credit quality is showing signs of strain: early delinquencies rose in late-2025 and early-2026 loan vintages, while retail auto loans at least 30 days past due increased year on year. If those cohorts worsen, higher credit costs could offset earnings from portfolio growth. (American Banker, The Motley Fool)
Morgan Stanley warned that further rate rises and a less favourable credit backdrop could limit margin and earnings growth, and said it no longer expects Ally to reach mid-teens returns on tangible common equity through 2028. That would constrain the upside from Ally’s profitability strategy. (Yahoo Finance)
Losses on lease returns, linked to pressure on Stellantis auction prices and residual values, are expected to weigh on results into the fourth quarter and ease only as 2027 progresses. This leaves Ally exposed to a company-specific headwind even as it grows originations. (WardsAuto, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2026.
Ally Financial Financial Performance
Revenues and expenses
Ally Financial Earnings Performance
Company profitability
Upcoming events
Ally Financial News
AllArticlesVideos
Ally Financial Sees Auto Loan Losses on Target, Margin Growth Ahead Despite Lease Pressure
MarketBeat1 day ago
What Ally Financial (ALLY) Said on Its Q3 Earnings Call
MarketBeat2 weeks ago
Ally Financial Gears Up For Q3 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts
Benzinga3 weeks ago
Funds containing Ally Financial
AllUSDEURGBP
Fund name | Fund size | $ALLY weighting |
|---|---|---|
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.31% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.31% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.31% |
iShares STOXX World Equity Multifactor$IFSW | $877M | 0.22% |
iShares STOXX World Equity Multifactor£FSWD | $877M | 0.22% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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