Ally Financial/$ALLY

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About Ally Financial

Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
Ticker
$ALLY
Sector
Finance
Primary listing
NYSE
Employees
10,300
Headquarters
Detroit, United States
Website
www.ally.com

Ally Financial Metrics

BasicAdvanced
$12B
9.43
$4.24
1.08
$1.20
3.00%

What the Analysts think about Ally Financial

Analyst ratings (Buy, Hold, Sell) for Ally Financial stock.
Analyst projections of the future price of Ally Financial stock.

Bulls say / Bears say

Second-quarter 2026 performance showed strong earnings momentum: GAAP EPS rose 14% year over year to $1.18, adjusted EPS increased 22% to $1.21, and core ROTCE reached 11.8%. Net financing revenue increased to $1.684 billion, while net interest margin excluding OID improved to 3.63%. (SEC)
Auto-finance demand remains robust. Ally generated $13.3 billion of consumer-auto originations from a record 4.6 million applications in Q2 2026, providing volume growth and supporting future earning-asset expansion. (SEC)
Ally's deposit franchise provides a meaningful funding advantage and diversification from auto lending: first-quarter 2026 retail deposits reached $146 billion, 88% of core funding was deposit-funded, and retail deposit customers had grown for 68 consecutive quarters. (SEC)
Ally remains highly exposed to consumer-auto credit: second-quarter 2026 consumer automotive originations rose to $13.3 billion, with 63% from used vehicles. This concentration leaves results sensitive to borrower stress and used-car collateral values. (SEC)
Credit costs remain material despite improving trends. Ally recorded a $430 million provision for credit losses in Q2 2026, while its allowance for loan losses reached $3.576 billion and six-month consumer-auto net charge-offs were $344 million. (SEC)
Operating leverage is a risk: second-quarter noninterest expense increased to $1.319 billion from $1.262 billion a year earlier, a $57 million rise that could constrain earnings if revenue growth slows. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.

Ally Financial Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Ally Financial Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Ally Financial News

AllArticlesVideos

Most Active Options Report: DELL, CRDO, GTLB, RUN, ALLY

Schaeffers Research2 weeks ago

Ally Financial Q2 Earnings Call Highlights

MarketBeat2 months ago

Top Wall Street Forecasters Revamp Ally Financial Expectations Ahead Of Q2 Earnings

Benzinga2 months ago

Funds containing Ally Financial

AllUSDGBPEUR
Funds
Fund name
Fund size
$ALLY weighting
SPDR S&P 400 US Mid Cap$SPY4
$6.3B0.33%
SPDR S&P 400 US Mid Cap£SPX4
£4.7B0.33%
iShares MSCI World Small Cap$WSML
$9B0.10%
iShares MSCI World Small Cap€IUSN
€7.8B0.10%
iShares MSCI World Small Cap£WLDS
£6.7B0.10%
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