Ally Financial/$ALLY
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04:45
12:25
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About Ally Financial
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Ticker
$ALLY
Sector
Primary listing
NYSE
Industry
Consumer Finance
Headquarters
Employees
10,700
ISIN
US02005N1000
Website
Ally Financial Metrics
BasicAdvanced
$12B
66.46
$0.61
1.14
$1.20
2.95%
Price and volume
Market cap
$12B
Beta
1.14
52-week high
$45.46
52-week low
$29.52
Average daily volume
4.1M
Dividend rate
$1.20
Financial strength
Dividend payout ratio (TTM)
161.67%
Profitability
Net profit margin (TTM)
4.51%
Operating margin (TTM)
11.90%
Effective tax rate (TTM)
18.43%
Revenue per employee (TTM)
$620,000
Management effectiveness
Return on assets (TTM)
0.16%
Return on equity (TTM)
2.16%
Valuation
Price to earnings (TTM)
66.464
Price to revenue (TTM)
1.878
Price to book
1.05
Price to tangible book (TTM)
1.05
Price to free cash flow (TTM)
23.959
Free cash flow yield (TTM)
4.17%
Free cash flow per share (TTM)
169.67%
Dividend yield (TTM)
2.95%
Forward dividend yield
2.95%
Growth
Revenue change (TTM)
-3.63%
Earnings per share change (TTM)
-72.04%
3-year revenue growth (CAGR)
-8.68%
3-year earnings per share growth (CAGR)
-57.53%
10-year earnings per share growth (CAGR)
-13.30%
3-year dividend per share growth (CAGR)
6.62%
What the Analysts think about Ally Financial
Analyst ratings (Buy, Hold, Sell) for Ally Financial stock.
Bulls say / Bears say
Ally Financial's strategic sale of $2.8 billion in low-yielding securities is expected to enhance interest income by reinvesting in higher-yielding assets. (reuters.com)
The company has consistently increased its dividends for eight consecutive years, reflecting strong financial health and commitment to shareholder returns. (portfolioslab.com)
Analysts project a 53.22% growth in earnings for Ally Financial in the coming year, indicating strong future performance. (marketbeat.com)
Ally Financial reported a 34.12% decrease in earnings in 2024 compared to the previous year, raising concerns about profitability. (stockanalysis.com)
The company's P/E ratio of 29.96 is higher than the market average, suggesting potential overvaluation. (marketbeat.com)
Ally Financial's recent sale of $2.8 billion in low-yielding securities resulted in a pre-tax loss of approximately $250 million in Q1 2025, impacting short-term financials. (reuters.com)
Data summarised monthly by Lightyear AI. Last updated on 6 Jul 2025.
Ally Financial Financial Performance
Revenues and expenses
Ally Financial Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Ally Financial stock?
Ally Financial (ALLY) has a market cap of $12B as of July 15, 2025.
What is the P/E ratio for Ally Financial stock?
The price to earnings (P/E) ratio for Ally Financial (ALLY) stock is 66.46 as of July 15, 2025.
Does Ally Financial stock pay dividends?
Yes, the Ally Financial (ALLY) stock pays dividends to shareholders. As of July 15, 2025, the dividend rate is $1.2 and the yield is 2.95%. Ally Financial has a payout ratio of 161.67% on a trailing twelve-month basis.
When is the next Ally Financial dividend payment date?
The next Ally Financial (ALLY) dividend payment date is unconfirmed.
What is the beta indicator for Ally Financial?
Ally Financial (ALLY) has a beta rating of 1.14. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.