Compare

Alm. Brand A/S/DKr ALMB

1D1W1M3M6MYTD1Y5YMAX

About Alm. Brand A/S

Alm. Brand A/S operates as a financial services group primarily in Denmark, offering a range of insurance and banking products. The company’s core business segments include non-life insurance, where it provides coverage such as motor, property, and personal insurance, alongside financial services and pension products in its banking division. Founded in 1792, Alm. Brand has a long-standing presence in the Danish market, with headquarters located in Copenhagen. Its strategic positioning emphasizes a comprehensive service model catering to individual and business customers, leveraging deep market knowledge and established customer relationships.
Ticker
DKr ALMB
Sector
Finance
Primary listing
CSE
Employees
2,082
Headquarters
Copenhagen, Denmark

Alm. Brand A/S Metrics

BasicAdvanced
kr 24B
25.85
kr 0.67
-
kr 0.66
3.80%

What the Analysts think about Alm. Brand A/S

Analyst ratings (Buy, Hold, Sell) for Alm. Brand A/S stock.
Analyst projections of the future price of Alm. Brand A/S stock.

Bulls say / Bears say

Alm. Brand raised its 2026 insurance service result forecast by DKK 250 million to DKK 1.5–1.6 billion, and now expects a lower combined ratio of 86.5–87.5. This points to stronger near-term underwriting profits, although the upgrade was helped by low major and weather claims and run-off gains. (Alm. Brand)
Underlying operations showed strength in Q2: excluding a one-off reserve charge, the insurance service result was a record DKK 648 million, supported by 5.2% growth in Personal Lines and a better underlying claims ratio. This suggests the core insurance business can perform well despite the reported hit from the ruling. (Alm. Brand)
The group planned a DKK 1 billion share buyback after the workers’ compensation charge, and reported solvency coverage of 202% against its 180% target. That capital buffer and planned return to shareholders offer support to the investment case. (GlobeNewswire)
A Danish Supreme Court ruling lowered the threshold for workers’ compensation claims, prompting Alm. Brand to book a DKK 700 million reserve charge and cut its 2026 insurance service result guidance. The ruling highlights potential claims liabilities beyond ordinary year-to-year underwriting swings. (GlobeNewswire)
Commercial Lines premiums fell 2.3% in Q2, while total insurance revenue grew only 1.7%; management linked the commercial decline to its focus on profitability in a soft market. This restrained top-line growth may limit earnings expansion if Personal Lines growth does not offset it. (Alm. Brand)
The latest forecast upgrade relied on low major and weather claims and run-off gains, while management said the Q3 year-on-year improvement in the underlying claims ratio was relatively modest versus the first half. That makes the improved outlook more vulnerable if claims return to less favourable levels. (Alm. Brand)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2026.

Alm. Brand A/S Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Alm. Brand A/S Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Alm. Brand A/S

AllUSDEURGBP
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.