Alerus Financial/$ALRS
1D1W1MYTD1Y5YMAX
Capital at risk
About Alerus Financial
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
- Ticker
- $ALRS
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 843
- Headquarters
- Grand Forks, United States
- Website
- www.alerus.com
Alerus Financial Metrics
BasicAdvanced
$816M
30.52
$1.07
0.69
$0.85
2.69%
Price and volume
Market cap
$816M
Beta
0.69
52-week high
$34.40
52-week low
$20.31
Average daily volume
151K
Dividend rate
$0.85
Financial strength
Dividend payout ratio (TTM)
76.14%
Profitability
Net profit margin (TTM)
11.45%
Operating margin (TTM)
18.76%
Effective tax rate (TTM)
23.47%
Revenue per employee (TTM)
$290,000
Management effectiveness
Return on assets (TTM)
0.52%
Return on equity (TTM)
4.96%
Valuation
Price to earnings (TTM)
30.517
Price to revenue (TTM)
3.427
Price to book
1.4
Price to tangible book (TTM)
1.75
Price to free cash flow (TTM)
9.282
Free cash flow yield (TTM)
10.77%
Free cash flow per share (TTM)
3.528
Dividend yield (TTM)
2.60%
Forward dividend yield
2.69%
Growth
Revenue change (TTM)
-4.06%
Earnings per share change (TTM)
-32.63%
3-year revenue growth (CAGR)
5.81%
3-year earnings per share growth (CAGR)
-16.70%
10-year earnings per share growth (CAGR)
1.55%
3-year dividend per share growth (CAGR)
5.20%
10-year dividend per share growth (CAGR)
6.81%
What the Analysts think about Alerus Financial
Analyst ratings (Buy, Hold, Sell) for Alerus Financial stock.
Analyst projections of the future price of Alerus Financial stock.
Bulls say / Bears say
Alerus has a useful fee-income cushion alongside banking. Non-interest income was more than 40% of revenue, retirement-services revenue rose 8.3% year on year, and total assets under administration or management exceeded $50.4 billion. (GlobeNewswire)
Operating momentum remains positive: second-quarter net interest income rose 10.9% year on year, and management lifted its full-year reported net interest margin guidance to 3.7%–3.8%. It still targets mid-single-digit loan and revenue growth and a return on assets above 1.25%. (GlobeNewswire, The Motley Fool)
Credit risk is improving materially. Non-performing assets fell by more than 68% in the second quarter, non-performing loans were below 20 basis points, and tangible common equity remained above 9%, giving Alerus a stronger base for future growth. (The Motley Fool, GlobeNewswire)
Funding is becoming tighter: deposits fell 3.6% quarter on quarter, taking the loan-to-deposit ratio to 96.2%. Management also expects deposit costs to rise as competition intensifies, which could squeeze margins. (The Motley Fool, GlobeNewswire)
Some of the second-quarter improvement was not fully recurring. Net interest income included a $1.6 million recovery on a non-accrual loan and purchase-accounting accretion, while other income benefited from a property sale and investment-related gains. (GlobeNewswire)
Growth may be harder to deliver than the headline guidance suggests: management expects continued commercial real-estate run-off, more than $400 million of contractual loan maturities and lower mortgage originations. Loan growth is therefore weighted towards the second half, while strategic hiring is expected to push expenses up. (The Motley Fool, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 20 Sept 2026.
Alerus Financial Financial Performance
Revenues and expenses
Alerus Financial Earnings Performance
Company profitability
Upcoming events
Alerus Financial News
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Funds containing Alerus Financial
Fund name | Fund size | $ALRS weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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