Alerus Financial/$ALRS
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Alerus Financial
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
- Ticker
- $ALRS
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 843
- Headquarters
- Grand Forks, United States
- Website
- www.alerus.com
Alerus Financial Metrics
BasicAdvanced
$838M
28.87
$1.17
0.71
$0.86
2.60%
Price and volume
Market cap
$838M
Beta
0.71
52-week high
$35.49
52-week low
$20.76
Average daily volume
162K
Dividend rate
$0.86
Financial strength
Profitability
Net profit margin (TTM)
12.08%
Operating margin (TTM)
19.19%
Effective tax rate (TTM)
23.48%
Revenue per employee (TTM)
$290,000
Management effectiveness
Return on assets (TTM)
0.56%
Return on equity (TTM)
5.32%
Valuation
Price to earnings (TTM)
28.87
Price to revenue (TTM)
3.433
Price to book
1.45
Price to tangible book (TTM)
1.81
Dividend yield (TTM)
2.54%
Forward dividend yield
2.60%
Growth
Revenue change (TTM)
-9.89%
Earnings per share change (TTM)
-40.01%
3-year revenue growth (CAGR)
7.89%
3-year earnings per share growth (CAGR)
-13.93%
10-year earnings per share growth (CAGR)
4.03%
3-year dividend per share growth (CAGR)
5.14%
10-year dividend per share growth (CAGR)
6.93%
What the Analysts think about Alerus Financial
Analyst ratings (Buy, Hold, Sell) for Alerus Financial stock.
Analyst projections of the future price of Alerus Financial stock.
Bulls say / Bears say
Commercial and business loans grew 36.5% year on year and total loans rose 3.7% in the quarter, alongside 2.7% deposit growth. That supports Alerus’s shift towards commercial relationships that can bring both lending and operating deposits. (Alerus Financial)
Fee income is making earnings less dependent on lending spreads: noninterest income grew 16.7% year on year and supplied 42.4% of revenue. Wealth advisory revenue rose 22% and retirement and benefit services revenue rose 7.1%, adding growth from complementary businesses. (Alerus Financial)
Credit indicators improved sharply from year-end: nonperforming assets fell 76.4%, while criticized loans also declined. Tangible book value per share rose 10.9% year on year and the common equity tier 1 ratio was 10.52%, giving the bank a stronger base for growth and shareholder returns. (Alerus Financial)
The margin tailwind may be fading: net interest margin fell 13 basis points from the prior quarter, and management expects further contraction as purchase-accounting accretion declines and higher rates lift funding costs. That could limit earnings growth even if loan balances expand. (The Motley Fool)
The improvement in reported credit quality does not remove all workout risk: management said a couple of long-term workout loans are nearing maturity and could require specific reserves. A larger provision for credit losses in the third quarter also shows that credit costs remain a variable to watch. (The Motley Fool, Alerus Financial)
Some recent fee growth may be hard to repeat near term: the year-on-year rise in other noninterest income included a gain on a property sale, while management expects seasonal mortgage activity to slow in the fourth quarter. That could temper revenue after a record third-quarter total. (Alerus Financial, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2026.
Alerus Financial Financial Performance
Revenues and expenses
Alerus Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
Alerus Financial News
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Funds containing Alerus Financial
Fund name | Fund size | $ALRS weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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