AMERISAFE/$AMSF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About AMERISAFE
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
- Ticker
- $AMSF
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 366
- Headquarters
- Deridder, United States
- Website
- www.amerisafe.com
AMERISAFE Metrics
BasicAdvanced
$387M
9.73
$2.15
0.27
$2.62
7.84%
Price and volume
Market cap
$387M
Beta
0.27
52-week high
$42.10
52-week low
$20.87
Average daily volume
433K
Dividend rate
$2.62
Financial strength
Current ratio
2.195
Quick ratio
1.468
Profitability
EBITDA (TTM)
50.801
Gross margin (TTM)
25.09%
Net profit margin (TTM)
12.10%
Operating margin (TTM)
15.03%
Effective tax rate (TTM)
19.47%
Revenue per employee (TTM)
$910,000
Management effectiveness
Return on assets (TTM)
2.75%
Return on equity (TTM)
15.76%
Valuation
Price to earnings (TTM)
9.726
Price to revenue (TTM)
1.171
Price to book
1.63
Price to tangible book (TTM)
1.63
Dividend yield (TTM)
12.53%
Forward dividend yield
7.84%
Growth
Revenue change (TTM)
7.66%
Earnings per share change (TTM)
-17.32%
3-year revenue growth (CAGR)
2.85%
10-year revenue growth (CAGR)
-1.82%
3-year earnings per share growth (CAGR)
-13.42%
10-year earnings per share growth (CAGR)
-6.63%
3-year dividend per share growth (CAGR)
6.80%
10-year dividend per share growth (CAGR)
8.91%
What the Analysts think about AMERISAFE
Analyst ratings (Buy, Hold, Sell) for AMERISAFE stock.
Analyst projections of the future price of AMERISAFE stock.
Bulls say / Bears say
Net premiums earned rose 7.7% in the first nine months and 3% in Q3, while policy count grew 4% year on year and renewal retention was 92.3%. That points to a resilient customer base despite a tougher market. (AMERISAFE)
New investment yields are running about 146 basis points above portfolio roll-offs, and the tax-equivalent book yield reached 4%. This could gradually support investment income as the portfolio reinvests. (AMERISAFE)
AM Best affirmed the insurance group’s A (Excellent) financial strength rating with a stable outlook, citing very strong balance-sheet strength and strong operating performance. That offers reassurance about the insurer’s ability to withstand claims and market pressures. (A.M. Best)
Operating net income fell 30% in Q3 and the combined ratio worsened to 96.5% from 90.6%, signalling a weaker underlying quarter. Net income was down 47.9% year on year. (AMERISAFE)
Gross premiums written fell 4.5% in Q3 as payroll audits and related adjustments reduced premiums by $1.6 million, versus a $2.5 million contribution a year earlier. Management also said stronger competition in some states slowed new business growth. (AMERISAFE, Stock Analysis)
The current accident-year loss ratio rose to 72% from 71%, and management said claims reported grew faster than premium. A $6.9 million favourable release from prior-year reserves helped the reported loss ratio, but that support may not repeat at the same level. (AMERISAFE, Stock Analysis)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
AMERISAFE Financial Performance
Revenues and expenses
AMERISAFE Earnings Performance
Company profitability
Upcoming events
AMERISAFE News
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Funds containing AMERISAFE
Fund name | Fund size | $AMSF weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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