Ategrity Specialty Insurance Company Holdings/$ASIC
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Capital at risk
About Ategrity Specialty Insurance Company Holdings
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
- Ticker
- $ASIC
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 203
- Headquarters
- New York, United States
- Website
- ategrity.com
ASIC Metrics
BasicAdvanced
$1.2B
12.18
$1.98
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Price and volume
Market cap
$1.2B
52-week high
$29.00
52-week low
$16.73
Average daily volume
87K
Financial strength
Current ratio
1.483
Quick ratio
0.971
Long term debt to equity
0.005
Total debt to equity
0.005
Interest coverage (TTM)
1,552.05%
Profitability
EBITDA (TTM)
129.815
Gross margin (TTM)
24.93%
Net profit margin (TTM)
18.76%
Operating margin (TTM)
24.47%
Effective tax rate (TTM)
20.71%
Revenue per employee (TTM)
$2,590,000
Management effectiveness
Return on assets (TTM)
5.16%
Return on equity (TTM)
16.29%
Valuation
Price to earnings (TTM)
12.184
Price to revenue (TTM)
2.199
Price to book
1.76
Price to tangible book (TTM)
1.76
Growth
Revenue change (TTM)
29.76%
Earnings per share change (TTM)
23.49%
What the Analysts think about ASIC
Analyst ratings (Buy, Hold, Sell) for Ategrity Specialty Insurance Company Holdings stock.
Analyst projections of the future price of Ategrity Specialty Insurance Company Holdings stock.
Bulls say / Bears say
Ategrity’s underwriting performance is improving as it grows: third-quarter underwriting income rose 83.7% year on year and its combined ratio fell to a company record of 84.7%. That points to profitable growth, rather than premium expansion alone. (The Motley Fool, Business Wire)
Four new specialty products broaden Ategrity’s potential market, and the company says AI helped launch them in four weeks rather than the planned 12. If these products gain traction, they could add growth without requiring a wholly new operating model. (Ategrity Specialty Holdings, The Motley Fool)
The growth pipeline looks strong: submissions rose 30% in the third quarter, and management expects fourth-quarter premium growth to exceed the E&S market by 15–20 percentage points while keeping the combined ratio below 87%. (The Motley Fool)
Investment swings can overwhelm the improvement in underwriting: adjusted net income fell to $14.7 million from $22.8 million a year earlier, as $17.2 million of realised and unrealised investment losses offset stronger underwriting income. This makes reported earnings less predictable than underwriting results alone suggest. (The Motley Fool)
The latest loss ratio benefited from 1.6 percentage points of favourable prior-year reserve development, so part of the improvement came from earlier claims estimates rather than only current-period underwriting. The company warns that reserves may prove inadequate, leaving scope for later claims to erode results. (The Motley Fool, SEC)
Ategrity has substantial financial ties to affiliates, including $106.5 million in affiliate loans and $227.3 million in utility and infrastructure investments, while its filing flags the controlling group’s influence as a risk. These related-party exposures may create conflicts and make the quality or availability of assets more important to shareholders. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
ASIC Financial Performance
Revenues and expenses
ASIC Earnings Performance
Company profitability
Upcoming events
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ASIC News
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Funds containing ASIC
Fund name | Fund size | $ASIC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.01% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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