ASR Nederland/€ASRNL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About ASR Nederland
ASR Nederland, operating under the ticker ASRNL, is a major insurance company based in the Netherlands. Founded in 1720, the company provides a comprehensive range of financial products and services including non-life insurance, life insurance, and investment products. ASR Nederland serves both individual consumers and business clients, distinguishing itself in the sector through its long history and broad market presence.
- Ticker
- €ASRNL
- Sector
- Finance
- Primary listing
- AEX
- Employees
- 9,542
- Headquarters
- Utrecht, Netherlands
- Website
- www.asrnl.com
ASR Nederland Metrics
BasicAdvanced
€15B
14.50
€4.98
0.51
€3.53
4.88%
Price and volume
Market cap
€15B
Beta
0.51
52-week high
€75.26
52-week low
€55.84
Average daily volume
464K
Dividend rate
€3.53
Financial strength
Current ratio
6.691
Quick ratio
6.635
Long term debt to equity
0.845
Total debt to equity
2.15
Dividend payout ratio (TTM)
56.30%
Interest coverage (TTM)
19.29%
Profitability
EBITDA (TTM)
7,387
Gross margin (TTM)
53.34%
Net profit margin (TTM)
6.62%
Operating margin (TTM)
38.90%
Effective tax rate (TTM)
21.96%
Revenue per employee (TTM)
€1,950,000
Management effectiveness
Return on assets (TTM)
3.16%
Return on equity (TTM)
12.23%
Valuation
Price to earnings (TTM)
14.505
Price to revenue (TTM)
0.791
Price to book
1.39
Price to tangible book (TTM)
1.5
Price to free cash flow (TTM)
11.117
Free cash flow yield (TTM)
9.00%
Free cash flow per share (TTM)
6.501
Dividend yield (TTM)
4.88%
Growth
Revenue change (TTM)
13.61%
Earnings per share change (TTM)
5.61%
3-year revenue growth (CAGR)
31.19%
10-year revenue growth (CAGR)
12.50%
3-year earnings per share growth (CAGR)
95.78%
10-year earnings per share growth (CAGR)
2.79%
3-year dividend per share growth (CAGR)
8.03%
10-year dividend per share growth (CAGR)
12.06%
What the Analysts think about ASR Nederland
Analyst ratings (Buy, Hold, Sell) for ASR Nederland stock.
Analyst projections of the future price of ASR Nederland stock.
Bulls say / Bears say
First-half operating result rose 9.8% to €901 million and organic capital creation increased 7.3% to €773 million, while solvency improved to 222%. The stronger capital position supported a 9.4% higher interim dividend and a completed €175 million share buyback. (ASR Nederland)
ASR completed the Aegon Nederland integration within three years and says it has realised the planned cost synergies. A larger business with lower integration costs gives it a stronger base for profitable growth. (ASR Nederland)
Pension and annuity demand is growing: first-half defined-contribution inflows rose 3.2% to €1.545 billion and annuity inflows rose 38% to €436 million. ASR’s strong position in Dutch pensions may help it benefit from structural changes in the market. (ASR Nederland, Morningstar DBRS)
Rising absenteeism and a worsening backlog at the Dutch Employee Insurance Agency make future disability claims harder to assess. Delayed reassessments could leave more people on benefits for longer and increase claims costs. (StockAnalysis)
Management says competition for pension buy-outs has increased, especially for larger deals, and some opportunities may shift beyond 2027. That could slow a profitable source of growth. (StockAnalysis)
The Bovemij acquisition brings execution and capital risks: management estimated a 3.5 percentage-point hit to solvency, expects no material contribution in 2026 and sees benefits only as integration progresses. (StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
ASR Nederland Financial Performance
Revenues and expenses
ASR Nederland Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing ASR Nederland
AllEURGBPUSD
Fund name | Fund size | €ASRNL weighting |
|---|---|---|
iShares Euro Dividend€IDVY | €1.7B | 4.69% |
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 4.67% |
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 3.62% |
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 1.32% |
iShares EURO STOXX Mid€DJMC | €572M | 1.28% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.