ASR Nederland/€ASRNL
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09:10
12:45
16:25
20:00
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About ASR Nederland
ASR Nederland, operating under the ticker ASRNL, is a major insurance company based in the Netherlands. Founded in 1720, the company provides a comprehensive range of financial products and services including non-life insurance, life insurance, and investment products. ASR Nederland serves both individual consumers and business clients, distinguishing itself in the sector through its long history and broad market presence.
Ticker
€ASRNL
Sector
Primary listing
AEX
Employees
8,110
Headquarters
Website
ASR Nederland Metrics
BasicAdvanced
€12B
12.14
€4.69
0.69
€3.23
5.67%
Price and volume
Market cap
€12B
Beta
0.69
52-week high
€64.00
52-week low
€43.22
Average daily volume
2.3K
Dividend rate
€3.23
Financial strength
Current ratio
7.982
Quick ratio
7.807
Long term debt to equity
96.552
Total debt to equity
213.446
Dividend payout ratio (TTM)
56.63%
Interest coverage (TTM)
3.97%
Profitability
EBITDA (TTM)
6,371
Gross margin (TTM)
53.84%
Net profit margin (TTM)
7.00%
Operating margin (TTM)
38.23%
Effective tax rate (TTM)
26.16%
Revenue per employee (TTM)
€2,020,000
Management effectiveness
Return on assets (TTM)
2.68%
Return on equity (TTM)
11.62%
Valuation
Price to earnings (TTM)
12.141
Price to revenue (TTM)
0.727
Price to book
1.18
Price to tangible book (TTM)
1.26
Price to free cash flow (TTM)
233.376
Free cash flow yield (TTM)
0.43%
Free cash flow per share (TTM)
0.244
Dividend yield (TTM)
5.67%
Growth
Revenue change (TTM)
7.90%
Earnings per share change (TTM)
66.44%
3-year revenue growth (CAGR)
49.85%
10-year revenue growth (CAGR)
7.13%
3-year earnings per share growth (CAGR)
-15.98%
10-year earnings per share growth (CAGR)
2.07%
3-year dividend per share growth (CAGR)
7.78%
What the Analysts think about ASR Nederland
Analyst ratings (Buy, Hold, Sell) for ASR Nederland stock.
Bulls say / Bears say
ASR Nederland’s H1 2025 operating result rose 22 % to €826 million, with return on equity of 14.4 %, a combined ratio of 91 %, and interim dividend up 9.5 % to €1.27 per share, demonstrating strong profitability and shareholder returns. (Reuters)
Organic capital creation grew 9.4 % to €721 million in H1 2025—beating analyst consensus by €25 million—driven by robust pension buy-outs underpinned by Dutch pension reform. (Reuters)
ASR completed €2.9 billion in pension buy-outs in H1 2025 and saw life insurance segment operating earnings grow 25 %, highlighting strong demand and execution in its core life business. (Reuters)
A Dutch appeals court ruling on deficient investment-linked policies could force ASR to provision up to €926 million for customer compensation, with a final settlement unlikely before 2027, creating significant liability risk. (Reuters)
BofA Securities downgraded ASR to Neutral after a 35 % stock rally, noting that its valuation has caught up with peers and leaving limited room for further upside. (Reuters via Investing.com)
UBS Global Research cut ASR to Neutral, citing forecasted capital return yields of 8 % and operating capital generation yields of 11 % that now align with sector averages, indicating constrained near-term growth. (Reuters via Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
ASR Nederland Financial Performance
Revenues and expenses
ASR Nederland Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for ASR Nederland stock?
ASR Nederland (ASRNL) has a market cap of €12B as of October 20, 2025.
What is the P/E ratio for ASR Nederland stock?
The price to earnings (P/E) ratio for ASR Nederland (ASRNL) stock is 12.14 as of October 20, 2025.
Does ASR Nederland stock pay dividends?
Yes, the ASR Nederland (ASRNL) stock pays dividends to shareholders. As of October 20, 2025, the dividend rate is €3.23 and the yield is 5.67%. ASR Nederland has a payout ratio of 56.63% on a trailing twelve-month basis.
When is the next ASR Nederland dividend payment date?
The next ASR Nederland (ASRNL) dividend payment date is unconfirmed.
What is the beta indicator for ASR Nederland?
ASR Nederland (ASRNL) has a beta rating of 0.69. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.