Atlanticus/$ATLC
1D1W1MYTD1Y5YMAX
Capital at risk
About Atlanticus
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
- Ticker
- $ATLC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 576
- Headquarters
- Atlanta, United States
- Website
- www.atlanticus.com
Atlanticus Metrics
BasicAdvanced
$1.4B
12.11
$7.70
2.05
-
Price and volume
Market cap
$1.4B
Beta
2.05
52-week high
$114.34
52-week low
$47.50
Average daily volume
137K
Financial strength
Current ratio
14.837
Quick ratio
14.538
Long term debt to equity
8.479
Total debt to equity
8.535
Dividend payout ratio (TTM)
5.99%
Profitability
Gross margin (TTM)
72.98%
Net profit margin (TTM)
21.08%
Operating margin (TTM)
28.87%
Effective tax rate (TTM)
24.59%
Revenue per employee (TTM)
$1,270,000
Management effectiveness
Return on assets (TTM)
2.76%
Return on equity (TTM)
22.97%
Valuation
Price to earnings (TTM)
12.111
Price to revenue (TTM)
1.925
Price to book
2.01
Price to tangible book (TTM)
2.09
Price to free cash flow (TTM)
1.516
Free cash flow yield (TTM)
65.95%
Free cash flow per share (TTM)
61.465
Growth
Revenue change (TTM)
59.79%
Earnings per share change (TTM)
35.18%
3-year revenue growth (CAGR)
27.93%
10-year revenue growth (CAGR)
22.13%
3-year earnings per share growth (CAGR)
19.71%
10-year earnings per share growth (CAGR)
42.11%
What the Analysts think about Atlanticus
Analyst ratings (Buy, Hold, Sell) for Atlanticus stock.
Analyst projections of the future price of Atlanticus stock.
Bulls say / Bears say
Atlanticus’ total operating revenue surged 89.0% year-over-year to a record $744.3 million in Q2 2026, driven by the Mercury acquisition and a 1 million increase in credit and private label accounts. (GlobeNewswire)
Atlanticus posted Q2 net income of $49.72 million, surpassing the IBES estimate of $45.5 million and delivering EPS of $2.50 versus consensus $2.41. (Reuters)
The company achieved a return on average equity of 28.1% in Q2 2026, exceeding its 20% target and highlighting strong capital efficiency. (MarketScreener)
Interest expense rose to $123.4 million in Q2 2026 from $53.7 million a year earlier, reflecting higher funding costs that could pressure net margins. (GlobeNewswire)
Management cautioned that delinquency and charge-off rates are expected to tick up slightly next quarter due to full-year Mercury mix shifts and seasoning effects, indicating potential credit quality volatility ahead. (Zacks)
Outstanding notes payable surged to $5.55 billion as of June 30, 2026 from $2.43 billion a year prior, amplifying refinancing risk amid volatile capital markets. (GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2026.
Atlanticus Financial Performance
Revenues and expenses
Atlanticus Earnings Performance
Company profitability
Upcoming events
No upcoming events
Atlanticus News
AllArticlesVideos
Funds containing Atlanticus
AllEURUSDGBP
Fund name | Fund size | $ATLC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.01% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.