Atlanticus/$ATLC
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About Atlanticus
Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service (CaaS) and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
Ticker
$ATLC
Sector
Primary listing
Employees
417
Headquarters
Website
Atlanticus Metrics
BasicAdvanced
$771M
8.07
$6.32
-
-
Price and volume
Market cap
$771M
52-week high
$78.91
52-week low
$41.37
Average daily volume
76K
Financial strength
Current ratio
17.817
Quick ratio
17.414
Long term debt to equity
970.053
Total debt to equity
970.053
Dividend payout ratio (TTM)
13.63%
Profitability
Gross margin (TTM)
71.70%
Net profit margin (TTM)
23.75%
Operating margin (TTM)
30.70%
Effective tax rate (TTM)
23.73%
Revenue per employee (TTM)
$1,200,000
Management effectiveness
Return on assets (TTM)
2.31%
Return on equity (TTM)
19.59%
Valuation
Price to earnings (TTM)
8.069
Price to revenue (TTM)
1.079
Price to book
1.31
Price to tangible book (TTM)
1.38
Price to free cash flow (TTM)
1.14
Free cash flow yield (TTM)
87.69%
Free cash flow per share (TTM)
44.723
Growth
Revenue change (TTM)
33.26%
Earnings per share change (TTM)
41.83%
3-year revenue growth (CAGR)
5.95%
10-year revenue growth (CAGR)
14.95%
3-year earnings per share growth (CAGR)
-3.36%
10-year earnings per share growth (CAGR)
8.48%
What the Analysts think about Atlanticus
Analyst ratings (Buy, Hold, Sell) for Atlanticus stock.
Bulls say / Bears say
Atlanticus’s Credit‐as‐a‐Service portfolio grew 26% year-over-year in Q2 2025, far exceeding the 16% consensus forecast, highlighting strong demand for its fintech lending solutions. (Investing.com)
Atlanticus’s IBD SmartSelect Composite Rating jumped to 97, putting it in the top 3% of all stocks for technical and fundamental strength, signaling strong support from institutional investors. (Investor's Business Daily)
Issuing $400 million in 9.75% Senior Notes due 2030 to fund acquisitions and repay debt raises Atlanticus’s leverage and increases its interest expense, which could put pressure on future free cash flow. (Investing.com)
Regulatory uncertainty over upcoming CFPB late‐fee rule changes has led Atlanticus to increase APRs and add new fees to offset lost revenue, adding pressure to margins. (Ainvest)
B. Riley downgraded its Q3 2025 EPS estimate for Atlanticus to $1.34 from $1.55, reflecting analyst worries about near‐term profits as credit growth moderates. (MarketBeat News)
Data summarised monthly by Lightyear AI. Last updated on 8 Nov 2025.
Atlanticus Financial Performance
Revenues and expenses
Atlanticus Earnings Performance
Company profitability
Atlanticus News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Atlanticus stock?
Atlanticus (ATLC) has a market cap of $771M as of November 11, 2025.
What is the P/E ratio for Atlanticus stock?
The price to earnings (P/E) ratio for Atlanticus (ATLC) stock is 8.07 as of November 11, 2025.
Does Atlanticus stock pay dividends?
No, Atlanticus (ATLC) stock does not pay dividends to its shareholders as of November 11, 2025.
When is the next Atlanticus dividend payment date?
Atlanticus (ATLC) stock does not pay dividends to its shareholders.
What is the beta indicator for Atlanticus?
Atlanticus (ATLC) does not currently have a Beta indicator.