Aviva/£AV
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09:10
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13:25
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About Aviva
Aviva is a multinational insurance company headquartered in London, United Kingdom. The company's core business involves providing a wide range of insurance products, including life insurance, general insurance, and pensions, primarily catering to individual and corporate clients. Aviva operates predominantly in the UK, Ireland, and Canada, with a strategic focus on leveraging its scale and expertise to offer integrated insurance and investment solutions. The firm emphasizes its digital capabilities, seeking to offer simplified and efficient services to its customers. Aviva was founded in 2000 through the merger of CGU plc and Norwich Union, and it has since consolidated its position in the insurance sector through strategic divestments and streamlining its operations to focus on core markets.
Ticker
£AV
Sector
Primary listing
LSE
Employees
29,091
Headquarters
Website
Aviva Metrics
BasicAdvanced
£21B
30.69
£0.22
0.81
£0.36
5.28%
Price and volume
Market cap
£21B
Beta
0.81
52-week high
£6.93
52-week low
£4.51
Average daily volume
6.9M
Dividend rate
£0.36
Financial strength
Current ratio
2.597
Quick ratio
1.502
Long term debt to equity
71.543
Total debt to equity
72.145
Dividend payout ratio (TTM)
163.55%
Interest coverage (TTM)
6.81%
Profitability
EBITDA (TTM)
2,432
Gross margin (TTM)
17.78%
Net profit margin (TTM)
3.04%
Operating margin (TTM)
9.43%
Effective tax rate (TTM)
44.09%
Revenue per employee (TTM)
£830,000
Management effectiveness
Return on assets (TTM)
0.40%
Return on equity (TTM)
9.70%
Valuation
Price to earnings (TTM)
30.691
Price to revenue (TTM)
0.743
Price to book
2.14
Price to tangible book (TTM)
3.09
Price to free cash flow (TTM)
4.291
Free cash flow yield (TTM)
23.30%
Free cash flow per share (TTM)
1.576
Dividend yield (TTM)
5.28%
Growth
Revenue change (TTM)
7.10%
Earnings per share change (TTM)
-52.49%
3-year revenue growth (CAGR)
9.30%
10-year revenue growth (CAGR)
-1.53%
3-year earnings per share growth (CAGR)
-32.24%
10-year earnings per share growth (CAGR)
-7.57%
3-year dividend per share growth (CAGR)
7.58%
10-year dividend per share growth (CAGR)
3.97%
What the Analysts think about Aviva
Analyst ratings (Buy, Hold, Sell) for Aviva stock.
Bulls say / Bears say
Aviva’s operating profit for the first half of the year rose 22% to £1.07 billion, fueled by strong growth in general insurance premiums in the UK and Ireland and higher net inflows in its wealth business.
The company increased its interim dividend by 10% to 13.1 pence per share, and its shares reached a 17-year high this year, rising 46% year to date, reflecting strong investor confidence.
The Competition and Markets Authority approved Aviva’s £3.7 billion acquisition of Direct Line on July 1, 2025, establishing the UK’s largest home and motor insurer with over 20% market share and enabling cost-saving synergies.
Aviva expects general insurance rates to soften in the second half of 2025, which could weigh on premium revenue growth and squeeze margins.
Pension buy-out volumes fell to £2 billion in the first half of 2025, compared to £2.3 billion a year ago, signaling weakness in a core revenue segment.
After acquiring Direct Line, Aviva saw flat premium growth and a decrease in policy count for the half-year, raising concerns about stagnant volumes even as margins improve.
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
Aviva Financial Performance
Revenues and expenses
Aviva Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
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FAQs
What’s the current market cap for Aviva stock?
Aviva (AV) has a market cap of £21B as of October 15, 2025.
What is the P/E ratio for Aviva stock?
The price to earnings (P/E) ratio for Aviva (AV) stock is 30.69 as of October 15, 2025.
Does Aviva stock pay dividends?
Yes, the Aviva (AV) stock pays dividends to shareholders. As of October 15, 2025, the dividend rate is £0.357 and the yield is 5.28%. Aviva has a payout ratio of 163.55% on a trailing twelve-month basis.
When is the next Aviva dividend payment date?
The next Aviva (AV) dividend payment is scheduled for October 16, 2025.
What is the beta indicator for Aviva?
Aviva (AV) has a beta rating of 0.81. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.