Compare

American Express/$AXP

1D1W1M3M6MYTD1Y5YMAX

About American Express

American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
Ticker
$AXP
Sector
Finance
Primary listing
NYSE
Employees
76,800

American Express Metrics

BasicAdvanced
$219B
19.65
$16.47
1.08
$3.54
1.17%

What the Analysts think about American Express

Analyst ratings (Buy, Hold, Sell) for American Express stock.
Analyst projections of the future price of American Express stock.

Bulls say / Bears say

In the second quarter, card spending grew 9% and revenue rose 10%; American Express lifted its 2026 revenue-growth forecast to 10%. That points to strong demand and continued business momentum. (SEC)
Net card fees grew 15%, helped by strong new-card acquisition and product refreshes. The company says Millennials and Gen Z are its largest and fastest-growing customer cohort, supporting its longer-term growth prospects. (SEC)
Credit quality remained strong in the second quarter: the consumer and small-business delinquency rate fell to 1.2%, while the net write-off rate held at 2.0%. This limits a key risk as card balances grow. (SEC)
Second-quarter expenses grew 12%, faster than revenue growth of 10%, and American Express kept its full-year earnings forecast unchanged despite raising its revenue outlook. This raises questions about how much of its growth will reach shareholders as profit. (Reuters, SEC)
Competition for premium cardholders is intensifying, and richer rewards are pushing up marketing and customer-engagement costs. If those costs keep rising, they could squeeze the returns from attracting and retaining high-spending customers. (Reuters)
October regulatory settlements included a $350 million OCC fine and consent orders requiring remediation of financial-crime compliance issues. Although the company said the orders are not expected to affect its 2027 guidance, they add oversight and compliance obligations. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.

American Express Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

American Express Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.