Avanza Bank Holding AB/Skr AZA
1D1W1MYTD1Y5YMAX
Capital at risk
About Avanza Bank Holding AB
Avanza Bank Holding AB is a financial services company based in Sweden, primarily focused on providing online banking services. It offers a range of financial products, including savings accounts, mortgages, insurance, and investment opportunities in securities and mutual funds. Founded in 1999, Avanza has positioned itself as one of the larger online platforms for personal finance management by leveraging digital capabilities to offer low-cost, user-friendly services for retail investors. The company's headquarters is located in Stockholm, Sweden, and it primarily serves the Swedish market. Its strategic approach focuses on technology-driven solutions to enhance customer experience in personal and investment banking.
- Ticker
- Skr AZA
- Sector
- Finance
- Primary listing
- XSTO
- Employees
- 764
- Headquarters
- Stockholm, Sweden
- Website
- www.avanza.se
AZA Metrics
BasicAdvanced
kr 62B
21.89
kr 17.91
0.65
kr 12.75
3.25%
Price and volume
Market cap
kr 62B
Beta
0.65
52-week high
kr 409.20
52-week low
kr 318.40
Average daily volume
207K
Dividend rate
kr 12.75
Financial strength
Current ratio
0.424
Quick ratio
0.418
Long term debt to equity
0.044
Total debt to equity
0.044
Dividend payout ratio (TTM)
72.05%
Profitability
Gross margin (TTM)
90.78%
Net profit margin (TTM)
53.03%
Operating margin (TTM)
62.72%
Effective tax rate (TTM)
14.53%
Revenue per employee (TTM)
kr 7,040,000
Management effectiveness
Return on assets (TTM)
0.67%
Return on equity (TTM)
39.11%
Valuation
Price to earnings (TTM)
21.895
Price to revenue (TTM)
11.501
Price to book
9.24
Price to tangible book (TTM)
9.35
Price to free cash flow (TTM)
3.756
Free cash flow yield (TTM)
26.62%
Free cash flow per share (TTM)
104.419
Dividend yield (TTM)
3.25%
Forward dividend yield
3.25%
Growth
Revenue change (TTM)
15.56%
Earnings per share change (TTM)
12.73%
3-year revenue growth (CAGR)
14.21%
10-year revenue growth (CAGR)
17.88%
3-year earnings per share growth (CAGR)
13.83%
10-year earnings per share growth (CAGR)
20.68%
Bulls say / Bears say
Avanza delivered Q2 2026 operating income of SEK 1 334 million (+26% YoY) and profit of SEK 795 million (+33% YoY), driven by higher net currency, interest, brokerage, and fund commission income (Avanza IR)
Avanza launched Avanza Sweden, a passively managed broad index fund covering over 200 companies and 99% of the Stockholm Stock Exchange’s market value, diversifying its product offering and bolstering fee-based assets under management (Avanza IR)
Avanza’s long-term credit ratings—A+ from S&P (Mar 19, 2026), A+ from Fitch (Jul 8, 2026), and A2 from Moody’s (Apr 21, 2026)—all with stable outlooks, reflect a robust capital and liquidity profile (CNMV)
Operating expenses rose 15% YoY to SEK 406 million in Q2 2026, including a SEK 3 million charge for international expansion, which may pressure margins as expansion spending increases (Avanza IR)
The share of deposits in interest-bearing accounts increased to 60% in Q2 2026 (from 57% in Q1), raising Avanza’s average funding cost and potentially squeezing net interest margins (Avanza IR)
The Swedish FSA’s SREP for Avanza mandates a 5.02% Pillar 2 capital requirement (4.19% market risk, 0.83% credit concentration), which could constrain capital returns and strategic flexibility (FinancialFilings)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2026.
Upcoming events
No upcoming events
Funds containing AZA
AllEURGBPUSD
Fund name | Fund size | Skr AZA weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.30% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.30% |
iShares STOXX Europe 600 Banks€EXV1 | €3.7B | 0.20% |
L&G Global Quality Dividends£LDGG | £279M | 0.10% |
iShares MSCI World Small Cap$WSML | $9B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.