B2 Impact ASA/Nkr B2I
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About B2 Impact ASA
B2 Impact ASA, headquartered in Oslo, Norway, specializes in the purchase, management, and collection of unsecured and secured non-performing loans. The company also offers services such as telemarketing, fraud prevention, and credit information. Operating across 20 European countries, including Norway, Sweden, Denmark, Finland, Estonia, Latvia, Lithuania, Poland, Spain, the Czech Republic, Italy, France, Romania, Greece, Cyprus, Slovenia, Croatia, and Serbia, B2 Impact provides liquidity solutions to financial institutions and promotes financial improvement through transparent and ethical debt management. Originally founded in 2008 as B2Holding ASA, the company rebranded to B2 Impact ASA in September 2023 to reflect its strategic focus. In 2024, S&P Global Ratings upgraded B2 Impact's credit rating to BB- from B+, citing the company's steady competitive position and solid investment performance.
- Ticker
- Nkr B2I
- Sector
- Finance
- Primary listing
- XOSL
- Employees
- 1,342
- Headquarters
- Oslo, Norway
- Website
- www.b2-impact.com
B2 Impact ASA Metrics
BasicAdvanced
kr 9B
11.62
kr 2.08
-
kr 1.90
7.87%
Price and volume
Market cap
kr 9B
52-week high
kr 27.45
52-week low
kr 16.12
Average daily volume
645K
Dividend rate
kr 1.90
Financial strength
Current ratio
18.305
Quick ratio
16.81
Long term debt to equity
2.025
Total debt to equity
2.045
Dividend payout ratio (TTM)
90.62%
Profitability
Gross margin (TTM)
80.49%
Net profit margin (TTM)
27.00%
Operating margin (TTM)
31.59%
Effective tax rate (TTM)
20.45%
Revenue per employee (TTM)
kr 2,150,000
Management effectiveness
Return on assets (TTM)
4.63%
Return on equity (TTM)
14.48%
Valuation
Price to earnings (TTM)
11.621
Price to revenue (TTM)
3.1
Price to book
1.74
Price to tangible book (TTM)
2.04
Price to free cash flow (TTM)
2.105
Free cash flow yield (TTM)
47.52%
Free cash flow per share (TTM)
11.475
Dividend yield (TTM)
7.87%
Forward dividend yield
7.87%
Growth
Revenue change (TTM)
5.34%
Earnings per share change (TTM)
57.35%
3-year revenue growth (CAGR)
1.67%
10-year revenue growth (CAGR)
9.97%
3-year earnings per share growth (CAGR)
30.89%
10-year earnings per share growth (CAGR)
20.99%
3-year dividend per share growth (CAGR)
111.79%
What the Analysts think about B2 Impact ASA
Analyst ratings (Buy, Hold, Sell) for B2 Impact ASA stock.
Analyst projections of the future price of B2 Impact ASA stock.
Bulls say / Bears say
Unsecured collections were 112% of forecast in Q3, with collections up 10% and comparable estimated remaining collections up 19% year on year. That points to strong portfolio performance and a growing base for future cash collections. (B2 Impact)
The business is showing operating leverage: Q3 operating expenses fell 4% while unsecured collections grew 10%. If this cost discipline holds, more collection growth could flow through to earnings. (B2 Impact)
After strong results through the first nine months, B2 Impact raised its 2026 EPS target to above NOK 2.40 and its return-on-equity target to about 17%. It has already invested or committed NOK 3.7bn towards its NOK 4bn investment target, supporting the near-term growth outlook. (B2 Impact)
Leverage rose to 2.3x, close to the 2.5x ceiling, while cash earnings after investments, financing and tax were negative NOK 638m over the last 12 months. That could constrain room for further portfolio growth or large shareholder payouts if cash generation does not improve. (StockAnalysis)
Competition for Polish loan portfolios is intense, with many large bidders and higher purchase prices narrowing the margin for error. Paying more to win portfolios could reduce returns if collections fall short of forecasts. (XYZ)
Investors have limited visibility beyond 2026: the company is still revising its 2027–28 targets and said it cannot yet predict the cost impact of automation. That makes it harder to judge how durable the current earnings growth will be. (StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 9 Nov 2026.
B2 Impact ASA Financial Performance
Revenues and expenses
B2 Impact ASA Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing B2 Impact ASA
Fund name | Fund size | Nkr B2I weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.7B | 0.03% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.7B | 0.03% |
SPDR MSCI All Country World IM€SPYI | $8.9B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.