Banc of California/$BANC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Banc of California
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
- Ticker
- $BANC
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,904
- Headquarters
- Los Angeles, United States
- Website
- bancofcal.com
BANC Metrics
BasicAdvanced
$2.9B
-
-$0.31
1.21
$0.46
2.59%
Price and volume
Market cap
$2.9B
Beta
1.21
52-week high
$21.93
52-week low
$16.12
Average daily volume
2.3M
Dividend rate
$0.46
Financial strength
Profitability
Net profit margin (TTM)
-1.27%
Operating margin (TTM)
4.90%
Effective tax rate (TTM)
71.75%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
-0.03%
Return on equity (TTM)
-0.26%
Valuation
Price to revenue (TTM)
4.093
Price to book
1.03
Price to tangible book (TTM)
1.15
Dividend yield (TTM)
2.49%
Forward dividend yield
2.59%
Growth
Revenue change (TTM)
-30.82%
Earnings per share change (TTM)
-130.42%
3-year revenue growth (CAGR)
-5.54%
3-year earnings per share growth (CAGR)
-74.16%
10-year earnings per share growth (CAGR)
-22.95%
3-year dividend per share growth (CAGR)
-28.12%
10-year dividend per share growth (CAGR)
-25.89%
What the Analysts think about BANC
Analyst ratings (Buy, Hold, Sell) for Banc of California stock.
Analyst projections of the future price of Banc of California stock.
Bulls say / Bears say
The balance-sheet reset could improve recurring earnings: the securities redeployment produced a 276 basis-point yield pickup, while retiring $385 million of subordinated debt should reduce future funding costs. Banc of California expects its net interest margin to rise after the planned loan sale and full reinvestment of proceeds. (SEC)
The core franchise showed strong activity, with average loans up $556 million in the quarter and $2.8 billion of loan production; deposits rose $799 million. That growth gives the bank a larger base from which to earn as the balance sheet is repriced. (SEC)
Capital remained above the regulatory threshold for a well-capitalised bank despite the restructuring charge: estimated CET1 was 9.25% at quarter-end. The company expected it to improve to about 9.45–9.50% after the planned loan sale, giving it a buffer to absorb further losses. (SEC)
The balance-sheet reset caused a steep reported loss: Banc of California recorded a $251 million loss available to common shareholders in the second quarter, including a $256.7 million pre-tax loss on securities. The resulting hit to book value shows the near-term cost of the strategy before its expected benefits are proven. (SEC)
Credit costs rose sharply, with $161.8 million of second-quarter provision and annualised net charge-offs equal to 2.54% of average loans. Nonperforming loans also rose from year-end, and the loan sale does not remove the risk that remaining California property exposures may incur further losses. (SEC)
Underlying margin weakened before the planned repositioning benefits arrive: net interest margin fell to 3.13% from 3.24% in the prior quarter. The average cost of deposits rose and the share of noninterest-bearing deposits slipped, while nonaccrual loans also reduced interest income. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 19 Oct 2026.
BANC Financial Performance
Revenues and expenses
BANC Earnings Performance
Company profitability
Upcoming events
No upcoming events
BANC News
AllArticlesVideos
Banc of California, Inc. Reports Third Quarter Diluted Earnings per Share of $0.46, Up 21% Year Over Year
Business Wire7 days ago
Banc of California Launches Private Banking
Business Wire2 weeks ago
Banc of California Announces Schedule of Third Quarter 2026 Earnings Release and Conference Call
Business Wire1 month ago
Funds containing BANC
Fund name | Fund size | $BANC weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.17% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.17% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.09% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.09% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.07% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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