Credicorp/$BAP
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Credicorp
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
- Ticker
- $BAP
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 52,770
- Headquarters
- Lima, Peru
- Website
- grupocredicorp.com
Credicorp Metrics
BasicAdvanced
$29B
13.52
$26.93
0.84
$14.64
4.02%
Price and volume
Market cap
$29B
Beta
0.84
52-week high
$413.25
52-week low
$230.45
Average daily volume
305K
Dividend rate
$14.64
Financial strength
Dividend payout ratio (TTM)
53.98%
Profitability
Net profit margin (TTM)
33.10%
Operating margin (TTM)
48.19%
Effective tax rate (TTM)
29.05%
Revenue per employee (TTM)
$119,160
Management effectiveness
Return on assets (TTM)
2.83%
Return on equity (TTM)
20.41%
Valuation
Price to earnings (TTM)
13.519
Price to revenue (TTM)
4.542
Price to book
0.76
Price to tangible book (TTM)
0.87
Price to free cash flow (TTM)
-6.55
Free cash flow yield (TTM)
-15.27%
Free cash flow per share (TTM)
-55.588
Dividend yield (TTM)
4.02%
Forward dividend yield
4.02%
Growth
Revenue change (TTM)
11.76%
Earnings per share change (TTM)
17.94%
3-year revenue growth (CAGR)
11.73%
3-year earnings per share growth (CAGR)
12.94%
10-year earnings per share growth (CAGR)
8.62%
3-year dividend per share growth (CAGR)
25.99%
10-year dividend per share growth (CAGR)
20.36%
What the Analysts think about Credicorp
Analyst ratings (Buy, Hold, Sell) for Credicorp stock.
Analyst projections of the future price of Credicorp stock.
Bulls say / Bears say
Credicorp delivered 20.3% ROE in 2Q26, with loans up 13.1% and net interest income up 13.3% year on year. Management also raised its medium-term ROE expectation to about 22%. (Stock Titan)
Yape is turning its large user base into a growing revenue stream: it contributed 8.9% of group risk-adjusted revenue, while its loan portfolio quadrupled year on year to S/1.8bn. Revenue per user also exceeded expenses per user, suggesting scope for further digital growth. (Stock Titan)
Credit quality improved, with the non-performing loan ratio down 91 basis points year on year to 4.1%. Fitch also upgraded Credicorp and BCP to BBB+ in June, citing stronger asset quality and risk management. (Stock Titan, Stock Titan)
El Niño has already added S/106m to provisions and lifted the cost of risk to 1.9%. Around 9% of loans are directly exposed to potentially affected clients, so a more severe event could bring further credit losses. (Stock Titan, StockAnalysis)
Insurance underwriting results fell 17.9% year on year, as higher Life claims and less favourable reinsurance results in property and casualty weighed on earnings. Further claims pressure could offset strength in banking. (Stock Titan)
Credicorp is heavily reliant on Peru, where debates over changing the 114% lending-rate cap and scrutiny of the group’s historical political donations add regulatory and reputational uncertainty. (SEC, Bloomberg Línea)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Credicorp Financial Performance
Revenues and expenses
Credicorp Earnings Performance
Company profitability
Upcoming events
No upcoming events
Credicorp News
AllArticlesVideos
Funds containing Credicorp
Fund name | Fund size | $BAP weighting |
|---|---|---|
iShares MSCI EM Latin America£LTAM | $2B | 3.15% |
iShares MSCI EM Latin America€LTAM | $2B | 3.15% |
iShares Edge MSCI Emerging Markets Minimum Volatility$EMMV | $503M | 0.83% |
iShares Edge MSCI EM Minimum Volatility£EMV | $503M | 0.83% |
iShares MSCI EM SRI£SUES | $3.4B | 0.71% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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