Credicorp/$BAP
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About Credicorp
Credicorp Ltd is a Peruvian financial services company. It operates in four business lines, including Universal Banking, Insurance and Pensions, Microfinance, and Investment Management & Advisory. Its subsidiaries include Banco de Credito del Peru, Prima AFP, and Credicorp Capital. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
Ticker
$BAP
Sector
Primary listing
NYSE
Employees
38,641
Headquarters
Lima, Peru
Website
Credicorp Metrics
BasicAdvanced
$20B
11.11
$22.95
1.08
$13.93
4.32%
Price and volume
Market cap
$20B
Beta
1.08
52-week high
$280.88
52-week low
$165.51
Average daily volume
344K
Dividend rate
$13.93
Financial strength
Dividend payout ratio (TTM)
66.66%
Profitability
Net profit margin (TTM)
31.66%
Operating margin (TTM)
47.21%
Effective tax rate (TTM)
28.55%
Revenue per employee (TTM)
$149,000
Management effectiveness
Valuation
Price to earnings (TTM)
11.108
Price to revenue (TTM)
3.51
Price to book
0.59
Price to tangible book (TTM)
0.67
Price to free cash flow (TTM)
10.849
Free cash flow yield (TTM)
9.22%
Free cash flow per share (TTM)
23.495
Dividend yield (TTM)
5.46%
Forward dividend yield
4.32%
Growth
Revenue change (TTM)
20.05%
Earnings per share change (TTM)
26.90%
3-year revenue growth (CAGR)
10.07%
3-year earnings per share growth (CAGR)
11.32%
10-year earnings per share growth (CAGR)
8.80%
3-year dividend per share growth (CAGR)
38.67%
10-year dividend per share growth (CAGR)
22.42%
What the Analysts think about Credicorp
Analyst ratings (Buy, Hold, Sell) for Credicorp stock.
Bulls say / Bears say
Credicorp’s Q1 2025 net profit rose 17.6% YoY to S/1.78 billion, beating the LSEG consensus of S/1.61 billion, with return on equity (ROE) at 20.3%, underscoring the strength of its diversified business model amid Peru's economic recovery (Reuters)
Credicorp’s Q2 2025 net profit climbed 16.7% YoY to S/874.2 million, driven by a 9.8% increase in net loans and a 3.6% rise in net interest income, reflecting robust lending growth in its core banking operations (Reuters)
The company forecasts a 2025 ROE of around 17.5%, citing growth in its loan portfolio, a resilient net interest margin, and a lower cost of risk, demonstrating management’s confidence in sustained profitability (Reuters)
Q2 2025 results included S/105.2 million of non-recurring gains from the sale of BCI shares and a translation loss, which inflates the quarter’s net profit and may obscure underlying operational performance (Reuters)
Wholesale banking loan growth decelerated in Q2 2025 due to election-related investment deferrals, highlighting vulnerability to political uncertainty in its home market (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
Credicorp Financial Performance
Revenues and expenses
Credicorp Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Credicorp stock?
Credicorp (BAP) has a market cap of $20B as of October 17, 2025.
What is the P/E ratio for Credicorp stock?
The price to earnings (P/E) ratio for Credicorp (BAP) stock is 11.11 as of October 17, 2025.
Does Credicorp stock pay dividends?
Yes, the Credicorp (BAP) stock pays dividends to shareholders. As of October 17, 2025, the dividend rate is $13.9278 and the yield is 4.32%. Credicorp has a payout ratio of 66.66% on a trailing twelve-month basis.
When is the next Credicorp dividend payment date?
The next Credicorp (BAP) dividend payment date is unconfirmed.
What is the beta indicator for Credicorp?
Credicorp (BAP) has a beta rating of 1.08. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.