Beacon Financial/$BBT
1D1W1MYTD1Y5YMAX
Capital at risk
About Beacon Financial
Beacon Financial Corp operates as a multi-bank holding company. It offers commercial, business, and retail banking services, including a full complement of cash management products, online banking services, and consumer and residential loans.
- Ticker
- $BBT
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,011
- Headquarters
- Boston, United States
Beacon Financial Metrics
BasicAdvanced
$2.6B
16.52
$1.88
-
$1.29
4.15%
Price and volume
Market cap
$2.6B
52-week high
$32.83
52-week low
$22.81
Average daily volume
772K
Dividend rate
$1.29
Financial strength
Dividend payout ratio (TTM)
58.28%
Profitability
Net profit margin (TTM)
21.04%
Operating margin (TTM)
43.93%
Effective tax rate (TTM)
27.29%
Revenue per employee (TTM)
$380,000
Management effectiveness
Return on assets (TTM)
0.94%
Return on equity (TTM)
8.42%
Valuation
Price to earnings (TTM)
16.517
Price to revenue (TTM)
3.472
Price to book
1.03
Price to tangible book (TTM)
1.31
Price to free cash flow (TTM)
12.208
Free cash flow yield (TTM)
8.19%
Free cash flow per share (TTM)
2.549
Dividend yield (TTM)
4.15%
Forward dividend yield
4.15%
Growth
Revenue change (TTM)
119.89%
Earnings per share change (TTM)
114.11%
3-year revenue growth (CAGR)
32.78%
3-year earnings per share growth (CAGR)
20.30%
3-year dividend per share growth (CAGR)
34.09%
What the Analysts think about Beacon Financial
Analyst ratings (Buy, Hold, Sell) for Beacon Financial stock.
Analyst projections of the future price of Beacon Financial stock.
Bulls say / Bears say
Q2 earnings showed strong operating momentum: net income rose to $64.4 million, or $0.77 per diluted share, from $46.2 million and $0.55 in Q1, while net interest margin expanded to 3.81% from 3.78%. (SEC filing)
Expense synergies are becoming visible after the merger, with non-interest expense falling $13.6 million sequentially to $127.3 million; equipment and data-processing costs declined as system consolidation progressed. (SEC filing)
Beacon’s larger post-merger scale provides a broader earnings platform, including commercial banking, equipment finance, SBA lending, wealth management, and retail services across New England and New York. The company also maintained a quarterly dividend of $0.3225 per share and reported tangible equity of 9.25% of tangible assets at June 30, 2026. (SEC filing)
Credit costs and problem assets are edging higher: Q2 net charge-offs rose to $14.3 million, nonperforming assets increased to $155.2 million, and nonperforming loans rose to 0.86% of total loans. (SEC filing)
Beacon remains heavily exposed to commercial real estate, with $9.9 billion of CRE loans out of $17.8 billion in total loans; total loans also declined by $101.9 million sequentially. That combination leaves earnings vulnerable to property-market weakness and muted loan demand. (SEC filing)
Deposit growth was partly driven by a $102.5 million increase in brokered deposits, versus a $92.8 million rise in customer deposits, which could signal greater reliance on potentially higher-cost wholesale funding. The post-merger balance sheet also remains subject to execution risk as the company integrates a platform with more than 145 branches and over $22 billion of assets. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Beacon Financial Financial Performance
Revenues and expenses
Beacon Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Beacon Financial
AllUSDGBPEUR
Fund name | Fund size | $BBT weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.15% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.15% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.11% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.11% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.09% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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