Banco de Chile/$BCH
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About Banco de Chile
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
Ticker
$BCH
Sector
Primary listing
NYSE
Employees
11,614
Headquarters
Santiago, Chile
Website
Banco de Chile Metrics
BasicAdvanced
$16B
2,449.21
$0.01
0.14
$1.57
5.06%
Price and volume
Market cap
$16B
Beta
0.14
52-week high
$31.84
52-week low
$22.06
Average daily volume
344K
Dividend rate
$1.57
Financial strength
Dividend payout ratio (TTM)
81.59%
Profitability
Net profit margin (TTM)
45.68%
Operating margin (TTM)
57.45%
Effective tax rate (TTM)
20.40%
Revenue per employee (TTM)
$241,440
Management effectiveness
Return on assets (TTM)
2.28%
Return on equity (TTM)
22.37%
Valuation
Price to earnings (TTM)
2,449.205
Price to revenue (TTM)
1,118.194
Price to book
2.67
Price to tangible book (TTM)
2.75
Price to free cash flow (TTM)
1,469.292
Free cash flow yield (TTM)
0.07%
Free cash flow per share (TTM)
0.021
Dividend yield (TTM)
5.06%
Forward dividend yield
5.06%
Growth
Revenue change (TTM)
-1.07%
Earnings per share change (TTM)
-3.75%
3-year revenue growth (CAGR)
4.66%
3-year earnings per share growth (CAGR)
0.82%
10-year earnings per share growth (CAGR)
8.13%
3-year dividend per share growth (CAGR)
22.62%
10-year dividend per share growth (CAGR)
12.17%
What the Analysts think about Banco de Chile
Analyst ratings (Buy, Hold, Sell) for Banco de Chile stock.
Bulls say / Bears say
Banco de Chile posted a leading net interest margin of 4.46% in Q2 2025, outpacing competitors and showing strong pricing power on loans despite volatile policy rates (S&P Global)
Solid capital position, with a Common Equity Tier 1 ratio at 14.0%—the highest among Chilean banks and well above the central bank’s 0.5% countercyclical buffer—supports ongoing dividends and growth plans (Investing.com, Reuters)
Chile’s 3.1% GDP growth in Q2 2025 supports strong domestic loan demand, boosting Banco de Chile’s main lending activities in both commercial and consumer banking (Reuters)
After the central bank's 25 basis point cut to 4.75%, an additional reduction to 4.5% could squeeze interest margins if loan yields drop more than funding costs (Reuters)
Forecast inflation of about 4.3% in 2025 may reduce real returns from the bank’s fee and deposit business, while increasing credit risk in consumer segments (Reuters)
Rising global trade tensions and possible US tariffs could weaken corporate loan demand in Banco de Chile’s commercial portfolio, which makes up 50% of total loans (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
Banco de Chile Financial Performance
Revenues and expenses
Banco de Chile Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Banco de Chile stock?
Banco de Chile (BCH) has a market cap of $16B as of October 09, 2025.
What is the P/E ratio for Banco de Chile stock?
The price to earnings (P/E) ratio for Banco de Chile (BCH) stock is 2449.21 as of October 09, 2025.
Does Banco de Chile stock pay dividends?
Yes, the Banco de Chile (BCH) stock pays dividends to shareholders. As of October 09, 2025, the dividend rate is $1.56955 and the yield is 5.06%. Banco de Chile has a payout ratio of 81.59% on a trailing twelve-month basis.
When is the next Banco de Chile dividend payment date?
The next Banco de Chile (BCH) dividend payment date is unconfirmed.
What is the beta indicator for Banco de Chile?
Banco de Chile (BCH) has a beta rating of 0.14. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.