Banco de Chile/$BCH
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Banco de Chile
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
- Ticker
- $BCH
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 11,221
- Headquarters
- Santiago, Chile
- Website
- bancochile.cl
Banco de Chile Metrics
BasicAdvanced
$20B
3,220.43
$0.01
-
$1.65
4.24%
Price and volume
Market cap
$20B
52-week high
$46.77
52-week low
$31.56
Average daily volume
357K
Dividend rate
$1.65
Financial strength
Profitability
Net profit margin (TTM)
45.15%
Operating margin (TTM)
56.62%
Effective tax rate (TTM)
20.24%
Revenue per employee (TTM)
$241,730
Management effectiveness
Return on assets (TTM)
2.18%
Return on equity (TTM)
21.08%
Valuation
Price to earnings (TTM)
3,220.431
Price to revenue (TTM)
1,453.932
Price to book
3.34
Price to tangible book (TTM)
3.45
Dividend yield (TTM)
4.24%
Forward dividend yield
4.24%
Growth
Revenue change (TTM)
-0.02%
Earnings per share change (TTM)
-0.97%
3-year revenue growth (CAGR)
0.69%
3-year earnings per share growth (CAGR)
-0.76%
10-year earnings per share growth (CAGR)
7.96%
3-year dividend per share growth (CAGR)
5.22%
10-year dividend per share growth (CAGR)
12.26%
What the Analysts think about Banco de Chile
Analyst ratings (Buy, Hold, Sell) for Banco de Chile stock.
Analyst projections of the future price of Banco de Chile stock.
Bulls say / Bears say
Second-quarter earnings accelerated: net income rose 28.1% year on year and operating revenue climbed 20.9%, helped by a 5.8% net interest margin and 10.7% fee growth. (StockTitan, The Motley Fool)
Banco de Chile pairs strong income with tight cost control: quarterly expenses rose only 2.8%, while its efficiency ratio was 31.3% and its CET1 capital ratio stood at 13.9%. (StockTitan, MarketBeat)
Its deposit franchise may help defend lending margins: demand deposits equalled 36% of loans, the highest ratio among major peers, and made up 26% of funding. (MarketBeat)
Credit costs are rising: second-quarter credit loss expense jumped 71.4% year on year, including Ch$50 billion of extra provisions for macroeconomic and geopolitical risks as retail delinquency increased. (StockTitan)
A softer Chilean economy is weighing on growth prospects: management cut its 2026 GDP forecast to 1.3% from 2.1% and lowered expected nominal loan growth to about 6% from 7%. (MarketBeat)
Competition is intensifying from established banks and non-bank players, including fintechs and e-commerce platforms; the bank warns that these entrants are increasingly challenging traditional providers and can disintermediate services. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
Banco de Chile Financial Performance
Revenues and expenses
Banco de Chile Earnings Performance
Company profitability
Upcoming events
No upcoming events
Banco de Chile News
AllArticlesVideos
Funds containing Banco de Chile
AllEURGBPUSD
Fund name | Fund size | $BCH weighting |
|---|---|---|
iShares MSCI EM Latin America€LTAM | €1.8B | 0.99% |
iShares MSCI EM Latin America£LTAM | £1.5B | 0.99% |
iShares MSCI EM ex-China€84X0 | €5B | 0.09% |
iShares MSCI EM ex-China£EXCS | £4.3B | 0.09% |
Vanguard FTSE Emerging Markets£VFEG | $2.3B | 0.08% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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