BayCom/$BCML
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About BayCom
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services.
Ticker
$BCML
Sector
Primary listing
Employees
324
Headquarters
Website
BayCom Metrics
BasicAdvanced
$326M
13.79
$2.18
0.62
$0.60
2.66%
Price and volume
Market cap
$326M
Beta
0.62
52-week high
$30.90
52-week low
$22.22
Average daily volume
18K
Dividend rate
$0.60
Financial strength
Dividend payout ratio (TTM)
11.28%
Profitability
Net profit margin (TTM)
25.06%
Operating margin (TTM)
33.95%
Effective tax rate (TTM)
26.17%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
0.93%
Return on equity (TTM)
7.50%
Valuation
Price to earnings (TTM)
13.793
Price to revenue (TTM)
3.457
Price to book
0.99
Price to tangible book (TTM)
1.13
Price to free cash flow (TTM)
10.416
Free cash flow yield (TTM)
9.60%
Free cash flow per share (TTM)
2.887
Dividend yield (TTM)
2.00%
Forward dividend yield
2.66%
Growth
Revenue change (TTM)
-0.94%
Earnings per share change (TTM)
2.85%
3-year revenue growth (CAGR)
3.71%
3-year earnings per share growth (CAGR)
9.08%
10-year earnings per share growth (CAGR)
1.13%
3-year dividend per share growth (CAGR)
81.71%
Bulls say / Bears say
BayCom declared a $0.20 cash dividend per share for Q2 2025, up 33% from $0.15 in Q1 2025, reflecting robust free cash flow and greater returns to shareholders. (GuruFocus)
The company bought back 148,450 shares at an average price of $25.88 during Q2 2025, compared to 50,793 shares in Q1 2025, showing management’s strong belief in BayCom’s valuation. (GuruFocus)
As of March 31, 2025, BayCom had a Common Equity Tier 1 ratio of 14.59% and a Total Risk-Based Capital ratio of 19.15%, far above minimum regulatory requirements, ensuring strong resilience against losses. (SEC)
Provision for credit losses rose to $642,000 in Q1 2025 from $252,000 in Q1 2024, indicating rising credit risk as loans increase. (SEC)
Nonperforming loans made up 0.82% of the loan portfolio in Q2 2025, up from 0.51% in Q1 2025, highlighting a decline in asset quality, particularly in commercial and real estate loans. (GuruFocus)
Noninterest-bearing deposits fell to $589.5 million (27.7% of total deposits) as of March 31, 2025, from $689.0 million (30.8%) at December 31, 2024, which reduces access to low-cost funding and could narrow margins. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.
BayCom News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept11
BayCom
DividendEx-dividend
Oct9
BayCom
DividendPayment
$0.25Per share
FAQs
What’s the current market cap for BayCom stock?
BayCom (BCML) has a market cap of $326M as of September 06, 2025.
What is the P/E ratio for BayCom stock?
The price to earnings (P/E) ratio for BayCom (BCML) stock is 13.79 as of September 06, 2025.
Does BayCom stock pay dividends?
Yes, the BayCom (BCML) stock pays dividends to shareholders. As of September 06, 2025, the dividend rate is $0.6 and the yield is 2.66%. BayCom has a payout ratio of 11.28% on a trailing twelve-month basis.
When is the next BayCom dividend payment date?
The next BayCom (BCML) dividend payment is scheduled for October 09, 2025.
What is the beta indicator for BayCom?
BayCom (BCML) has a beta rating of 0.62. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.