Banco Comercial Português S.A./€BCP
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09:10
12:45
16:25
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About Banco Comercial Português S.A.
Banco Comercial Português S.A. (BCP) is a prominent financial institution operating primarily in the banking industry. It offers a range of financial services including retail banking, corporate banking, insurance, and asset management. Founded in 1985, the bank is headquartered in Porto, Portugal. BCP operates through its key brand, Millennium bcp, and has a significant presence in Portugal along with operations in Poland, Mozambique, Angola, and Switzerland. The bank emphasizes digital banking services and a customer-centric approach to enhance its competitive positioning in the market.
Ticker
€BCP
Sector
Primary listing
XLIS
Employees
15,796
Headquarters
Porto, Portugal
Website
BCP Metrics
BasicAdvanced
€11B
8.16
€0.09
1.46
€0.03
4.16%
Price and volume
Market cap
€11B
Beta
1.46
52-week high
€0.80
52-week low
€0.37
Average daily volume
15M
Dividend rate
€0.03
Financial strength
Dividend payout ratio (TTM)
52.00%
Profitability
Net profit margin (TTM)
26.77%
Operating margin (TTM)
62.73%
Effective tax rate (TTM)
29.09%
Revenue per employee (TTM)
€220,000
Management effectiveness
Return on assets (TTM)
1.00%
Return on equity (TTM)
12.83%
Valuation
Price to earnings (TTM)
8.156
Price to revenue (TTM)
2.082
Price to book
1.57
Price to tangible book (TTM)
1.64
Price to free cash flow (TTM)
1.309
Free cash flow yield (TTM)
76.41%
Free cash flow per share (TTM)
0.55
Dividend yield (TTM)
4.16%
Forward dividend yield
4.16%
Growth
Revenue change (TTM)
1.97%
Earnings per share change (TTM)
50.72%
3-year revenue growth (CAGR)
16.70%
3-year earnings per share growth (CAGR)
121.26%
10-year earnings per share growth (CAGR)
-8.21%
3-year dividend per share growth (CAGR)
221.83%
Bulls say / Bears say
Barclays launched coverage of BCP with an 'overweight' rating and a €0.69 price target, forecasting 14% EPS compound annual growth for 2024–27 and a 15% ROTE in 2026, reflecting strong prospects for earnings growth (Reuters)
In H1 2025, BCP's net income increased 3.5% to €502.3 million, with a 14.3% return on equity and a fully loaded CET1 ratio of 16.2%, pointing to resilient profitability and a strong capital base (Reuters)
BCP's shares have nearly doubled over the last 12 months, signalling strong investor belief in the bank's earnings resilience (Reuters)
Portugal’s net interest income in its domestic market dropped 3.9% to €326 million in Q1 2025, as the net interest margin in Portugal fell from 2.34% to 2.12% in response to ECB rate cuts, indicating sustained margin pressure at home (Reuters)
Morgan Stanley downgraded BCP to 'equal weight' from 'overweight,' cautioning that rising risk-weighted asset (RWA) inflation will consume surplus capital and constrain further shareholder payouts (Reuters)
Persistent high costs for legacy Swiss franc mortgage provisions remain a drag on the Polish business, with FX legal risk charges totaling PLN 445 million in Q1 2025, despite a 19% decline year-on-year, highlighting ongoing legal cost pressures (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Banco Comercial Português S.A. stock?
Banco Comercial Português S.A. (BCP) has a market cap of €11B as of September 16, 2025.
What is the P/E ratio for Banco Comercial Português S.A. stock?
The price to earnings (P/E) ratio for Banco Comercial Português S.A. (BCP) stock is 8.16 as of September 16, 2025.
Does Banco Comercial Português S.A. stock pay dividends?
Yes, the Banco Comercial Português S.A. (BCP) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is €0.03 and the yield is 4.16%. Banco Comercial Português S.A. has a payout ratio of 52% on a trailing twelve-month basis.
When is the next Banco Comercial Português S.A. dividend payment date?
The next Banco Comercial Português S.A. (BCP) dividend payment date is unconfirmed.
What is the beta indicator for Banco Comercial Português S.A.?
Banco Comercial Português S.A. (BCP) has a beta rating of 1.46. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.