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Berner Kantonalbank AG/Fr. BEKN

1D1W1M3M6MYTD1Y5YMAX

About Berner Kantonalbank AG

Berner Kantonalbank AG, headquartered in Bern, Switzerland, is a financial services company operating primarily in the banking sector. It provides a range of products and services including personal banking, corporate banking, asset management, and real estate financing. The bank is known for its strong regional presence in the Swiss canton of Bern, offering customized financial solutions to individuals, businesses, and public institutions. Berner Kantonalbank AG leverages its deep local knowledge and relationships to maintain a competitive edge in its market. The bank's strategic positioning is bolstered by its accessibility and personalized approach to customer service in the region it serves.
Ticker
Fr. BEKN
Sector
Finance
Primary listing
XSWX
Employees
1,058
Headquarters
Bern, Switzerland
Website
www.bekb.ch

BEKN Metrics

BasicAdvanced
CHF 3.9B
-
-
0.01
CHF 10.80
2.60%

Bulls say / Bears say

Fee and investment income are helping BEKB offset weaker lending margins: first-half commission income rose 11.9%, lifting operating profit by 12.3% and net profit by 8.3%. The bank’s cost-to-income ratio also improved to 49.1%. (BEKB, Finews)
BEKB is expanding its regional customer franchise: loans grew 2.6% and customer deposits 2.4% in the first half, while the bank reported gaining market share in financing. That provides a growing base for future lending and wealth-management income. (BEKB, Finews)
The bank combines strong recent earnings with a solid capital buffer: its total capital ratio was 20.1% at June-end, and management expects a pleasing business performance for 2026. That gives it room to withstand pressure while pursuing growth. (BEKB, Finews)
Low rates are squeezing BEKB’s main earnings engine: first-half net interest income fell 4.2% year on year. Swiss bankers surveyed by Reuters expect the SNB to keep rates at zero through 2026, with most expecting no change in 2027, which could prolong margin pressure. (BEKB, Reuters)
Some of the earnings support came from less predictable sources: trading income rose 55.2% and other income 70.2% in the half. If those gains fade, fee growth may not fully offset continued weakness in the core interest business. (BEKB)
BEKB’s lending book is heavily weighted towards mortgages: CHF31.1bn of its CHF32.8bn customer loans were mortgage claims at June-end, and that exposure grew 3.2% in the first half. This leaves earnings more exposed to a downturn in property values or borrower repayments, despite the bank’s stated cautious lending standards. (Finews, BEKB)
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2026.

BEKN Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

BEKN Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing BEKN

AllUSDEURGBP
Funds
Fund name
Fund size
Fr. BEKN weighting
Vanguard ESG Global All Cap€V3AA
$1.1B0.00%
Vanguard ESG Global All Cap£V3AB
$1.1B0.00%
Vanguard FTSE Global All-cap$VALU
$199M0.00%
Vanguard FTSE Global All-cap€VGLA
€171M0.00%
Vanguard FTSE Global All-cap£VALL
£147M0.00%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.