Market closed
Bread Financial Holdings/$BFH
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Bread Financial Holdings
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
Ticker
$BFH
Sector
Trading on
NYSE
Industry
Consumer Finance
Headquarters
Employees
6,000
ISIN
US0185811082
Website
BFH Metrics
BasicAdvanced
$2.3B
9.07
$5.57
1.36
$0.84
1.66%
Price and volume
Market cap
$2.3B
Beta
1.36
52-week high
$66.36
52-week low
$38.21
Average daily volume
1.2M
Dividend rate
$0.84
Financial strength
Dividend payout ratio (TTM)
15.66%
Management effectiveness
Return on assets (TTM)
1.28%
Return on equity (TTM)
9.38%
Valuation
Price to earnings (TTM)
9.067
Price to revenue (TTM)
1.021
Price to book
0.78
Price to tangible book (TTM)
1.03
Price to free cash flow (TTM)
1.383
Dividend yield (TTM)
1.66%
Forward dividend yield
1.66%
Growth
Revenue change (TTM)
-4.04%
Earnings per share change (TTM)
-30.17%
3-year revenue growth (CAGR)
-3.10%
3-year earnings per share growth (CAGR)
-27.30%
What the Analysts think about BFH
Analyst Ratings
Analyst ratings (Buy, Hold, Sell) for Bread Financial Holdings stock.
BFH Financial Performance
Income Statement
Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%
BFH Earnings Performance
Earnings per share (EPS)
Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
BFH News
AllArticlesVideos

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed
CNBC·4 days ago

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back
CNBC·2 weeks ago

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript
Seeking Alpha·2 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Market closed
Upcoming events
Jun13
Bread Financial Holdings
Dividend·Payment
$0.21Per share
FAQs
What’s the current market cap for Bread Financial Holdings stock?
Bread Financial Holdings (BFH) has a market cap of $2.3B as of May 11, 2025.
What is the P/E ratio for Bread Financial Holdings stock?
The price to earnings (P/E) ratio for Bread Financial Holdings (BFH) stock is 9.07 as of May 11, 2025.
Does Bread Financial Holdings stock pay dividends?
Yes, the Bread Financial Holdings (BFH) stock pays dividends to shareholders. As of May 11, 2025, the dividend rate is $0.84 and the yield is 1.66%. Bread Financial Holdings has a payout ratio of 15.66% on a trailing twelve-month basis.
When is the next Bread Financial Holdings dividend payment date?
The next Bread Financial Holdings (BFH) dividend payment is scheduled for June 13, 2025.
What is the beta indicator for Bread Financial Holdings?
Bread Financial Holdings (BFH) has a beta rating of 1.36. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.