BAWAG Group AG/€BG
1D1W1MYTD1Y5YMAX
Capital at risk
About BAWAG Group AG
BAWAG Group AG is an Austrian banking institution headquartered in Vienna, focused on providing a wide range of financial services. Known primarily for its retail and corporate banking operations, the group offers products such as current accounts, savings accounts, loans, mortgages, and investment services. Established in 1922, BAWAG has evolved through significant mergers and acquisitions, enhancing its market presence across Austria and neighboring countries. Its strategic focus includes a commitment to digital banking solutions and efficient cost management, seeking to deliver robust customer experiences while optimizing operational performance. The group's geographical footprint spans both domestic and selective international activities, reflecting its strategic aim to expand its financial services across Europe.
- Ticker
- €BG
- Sector
- Finance
- Primary listing
- VSE
- Employees
- 3,417
- Headquarters
- Vienna, Austria
- Website
- www.bawaggroup.com
BAWAG Group AG Metrics
BasicAdvanced
€14B
15.51
€11.43
0.77
€6.25
1.24%
Price and volume
Market cap
€14B
Beta
0.77
52-week high
€182.90
52-week low
€104.60
Average daily volume
91K
Dividend rate
€6.25
Financial strength
Dividend payout ratio (TTM)
55.66%
Profitability
Net profit margin (TTM)
45.09%
Operating margin (TTM)
61.70%
Effective tax rate (TTM)
25.01%
Revenue per employee (TTM)
€610,000
Management effectiveness
Return on assets (TTM)
1.29%
Return on equity (TTM)
19.89%
Valuation
Price to earnings (TTM)
15.509
Price to revenue (TTM)
6.561
Price to book
2.89
Price to tangible book (TTM)
3.26
Price to free cash flow (TTM)
-16.651
Free cash flow yield (TTM)
-6.01%
Free cash flow per share (TTM)
-10.642
Dividend yield (TTM)
3.53%
Forward dividend yield
1.24%
Growth
Revenue change (TTM)
18.10%
Earnings per share change (TTM)
13.93%
3-year revenue growth (CAGR)
26.88%
3-year earnings per share growth (CAGR)
37.51%
3-year dividend per share growth (CAGR)
19.09%
Bulls say / Bears say
BAWAG delivered strong Q2 2026 earnings, with net profit up 21% year over year to €255 million, RoTCE of 28.7%, and a cost-income ratio of 31.0%, indicating continued high profitability and operating discipline. (LSE RNS)
The proposed PTSB acquisition could materially expand BAWAG’s scale and geographic diversification: management expects more than €100 billion of assets and over five million customers across seven countries after completion. (Reuters)
BAWAG entered the transaction process with substantial capital capacity: its Q2 CET1 ratio was 17.4%, representing approximately €1.05 billion of excess capital above its 12.5% target. That buffer supports balance-sheet growth while preserving regulatory resilience. (LSE RNS)
The planned €1.619 billion all-cash acquisition of Permanent TSB would consume substantial capital and could reduce BAWAG’s flexibility for dividends, buybacks, or other growth investments, even though management says the transaction is self-funded. (Reuters)
PTSB shareholder approval is an important milestone, but the acquisition still requires High Court and regulatory approvals, with the court hearing expected in the fourth quarter of 2026; delays or conditions could postpone expected benefits. (Reuters)
Risk costs rose to €75 million in Q2 2026 from €65.2 million in Q1, partly reflecting growth in unsecured lending and updated macroeconomic assumptions. This creates downside risk if consumer-credit losses or geopolitical pressures worsen. (LSE RNS)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Upcoming events
No upcoming events
Funds containing BAWAG Group AG
AllEURGBPUSD
Fund name | Fund size | €BG weighting |
|---|---|---|
iShares ATX€EXXX | €171M | 14.86% |
iShares EURO STOXX Mid€DJMC | €572M | 1.74% |
iShares EURO STOXX Mid Cap£DJMC | £491M | 1.74% |
iShares EURO STOXX Banks 30-15€EXA1 | €257M | 1.00% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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