Lion Finance Group Plc/£BGEO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Lion Finance Group Plc
Bank of Georgia, trading under the ticker symbol BGEO, is a leading financial institution based in Georgia. Founded on the principles of providing comprehensive banking and financial services, the company primarily caters to Georgian and Armenian markets. It operates within the financial sector, delivering services through its extensive network of branches and technological platforms to both individual consumers and businesses.
- Ticker
- £BGEO
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 13,343
- Headquarters
- London, United Kingdom
- Website
- lionfinancegroup.uk
BGEO Metrics
BasicAdvanced
£5.2B
7.97
£15.55
0.77
£3.17
2.56%
Price and volume
Market cap
£5.2B
Beta
0.77
52-week high
£148.20
52-week low
£74.50
Average daily volume
85K
Dividend rate
£3.17
Financial strength
Dividend payout ratio (TTM)
29.95%
Profitability
Net profit margin (TTM)
51.73%
Operating margin (TTM)
63.27%
Effective tax rate (TTM)
16.68%
Revenue per employee (TTM)
£97,820
Management effectiveness
Return on assets (TTM)
3.87%
Return on equity (TTM)
27.52%
Valuation
Price to earnings (TTM)
7.968
Price to revenue (TTM)
4.063
Price to book
0.56
Price to tangible book (TTM)
0.59
Price to free cash flow (TTM)
-2.301
Free cash flow yield (TTM)
-43.45%
Free cash flow per share (TTM)
-53.84
Dividend yield (TTM)
2.56%
Growth
Revenue change (TTM)
15.29%
Earnings per share change (TTM)
16.56%
3-year revenue growth (CAGR)
28.13%
3-year earnings per share growth (CAGR)
15.70%
10-year earnings per share growth (CAGR)
19.59%
3-year dividend per share growth (CAGR)
13.89%
10-year dividend per share growth (CAGR)
16.76%
What the Analysts think about BGEO
Analyst ratings (Buy, Hold, Sell) for Lion Finance Group Plc stock.
Analyst projections of the future price of Lion Finance Group Plc stock.
Bulls say / Bears say
First-half 2026 profit rose 17.3% and return on average equity remained high at 27.2%. Net interest income grew 20.2%, showing strong earnings momentum across the core banking business. (Investegate)
The loan book grew 23% and deposits 26.8% in constant currency, while Armenian lending rose 36.8%. Growth in both markets gives the group room to expand beyond its established Georgian franchise. (Investegate)
Shareholders benefit from rising book value and cash returns: book value per share increased 24.8%, the first-half dividend rose 15.7%, and the board approved a further GEL 59 million buyback. (Investegate)
Credit metrics have weakened slightly as lending expands: the NPL ratio rose to 2.1% from 1.9%, and the cost of credit risk increased to 0.5% from 0.4%. Armenian retail NPLs also rose, although the company linked part of that increase to a change in write-off policy. (Investegate, Joshua Thompson)
Higher deposit costs and pressure on Armenian margins could make it harder to sustain the group’s 6.3% net interest margin. That leaves earnings exposed if funding costs rise faster than loan yields. (Kalkine)
The business is concentrated in Georgia and Armenia, so political or regional shocks could affect both its borrowers and investor confidence. The company has flagged Middle East tensions and energy-price risks, while recent reporting also points to political uncertainty and regional tensions. (Investegate, Kalkine)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
BGEO Financial Performance
Revenues and expenses
BGEO Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing BGEO
AllGBPUSDEUR
Fund name | Fund size | £BGEO weighting |
|---|---|---|
L&G UK Quality Dividends Equal Weight£LDUK | £81M | 5.11% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.40% |
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.40% |
iShares STOXX Europe Mid 200€EXSD | €610M | 0.33% |
iShares STOXX Europe 600 Banks€EXV1 | €3.7B | 0.27% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.