BILL Holdings/$BILL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About BILL Holdings
BILL Holdings Inc is the intelligent finance platform trusted by nearly half a million businesses and their accountants to manage, move, and maximize their money. It powers businesses ranging from fast-moving startups to growing companies with complex operations. It use artificial intelligence (AI) to deliver strategic finance capabilities in one integrated platform that includes accounts payable (AP), accounts receivable (AR), expenses, forecasting, procurement, and more. The company operates as one operating segment. Its products are Accounts Payable, Accounts Receivable, Accountant Console, Pay By Card, ACH Payments, International Payments, Invoicing, Approvals, Integrations, Controls, Mobile App, and Security. Its solutions are Construction, Education, Healthcare, Hospitality, etc.
- Ticker
- $BILL
- Sector
- Software & Cloud Services
- Primary listing
- NYSE
- Employees
- 1,683
- Headquarters
- San Jose, United States
- Website
- www.bill.com
BILL Holdings Metrics
BasicAdvanced
$3.8B
-
-$0.11
1.09
-
Price and volume
Market cap
$3.8B
Beta
1.09
52-week high
$57.21
52-week low
$31.41
Average daily volume
1.7M
Financial strength
Current ratio
1.51
Quick ratio
0.57
Long term debt to equity
0.499
Total debt to equity
0.534
Interest coverage (TTM)
0.67%
Profitability
EBITDA (TTM)
100.104
Gross margin (TTM)
83.94%
Net profit margin (TTM)
-0.68%
Operating margin (TTM)
1.06%
Effective tax rate (TTM)
-10.96%
Revenue per employee (TTM)
$980,000
Management effectiveness
Return on assets (TTM)
0.11%
Return on equity (TTM)
-0.30%
Valuation
Price to revenue (TTM)
2.67
Price to book
1.15
Price to tangible book (TTM)
4.77
Price to free cash flow (TTM)
12.443
Free cash flow yield (TTM)
8.04%
Free cash flow per share (TTM)
3.55
Growth
Revenue change (TTM)
13.03%
Earnings per share change (TTM)
55.29%
3-year revenue growth (CAGR)
16.02%
3-year earnings per share growth (CAGR)
-62.37%
What the Analysts think about BILL Holdings
Analyst ratings (Buy, Hold, Sell) for BILL Holdings stock.
Analyst projections of the future price of BILL Holdings stock.
Bulls say / Bears say
FY26 core revenue grew 16%, with transaction fees up 18%, showing that payment activity and usage of BILL’s platform are still expanding. Management expects core revenue to grow a further 11% to 14% in FY27. (BILL)
Profitability is improving sharply: Q4 non-GAAP operating margin reached 23%, and FY27 guidance calls for $421 million to $451 million in non-GAAP operating income. Management also expects BILL to return to GAAP profitability in FY27. (BILL, The Motley Fool)
AI tools and cross-selling could deepen customer relationships: more than 175,000 businesses used BILL’s AI agents, while customers using both accounts payable and Spend & Expense grew 35% year over year. Those developments offer ways to expand revenue from the existing customer base. (The Motley Fool)
Growth is set to slow: BILL’s FY27 guidance is for 11% to 14% core revenue growth, below FY26’s 16%. The outlook also includes headwinds from card dynamics and changes to bank channels. (BILL, The Motley Fool)
The sales and partner reset is disrupting customer acquisition: BILL added about 1,800 net new customers in Q4, below its recent pace, while management said some legacy bank relationships may not continue. Its Supplier Payments Plus rollout has also progressed more slowly than initially expected. (The Motley Fool)
Adjusted profit does not yet mean consistent GAAP profitability: BILL reported a $11.2 million net loss for FY26, and its forecast for more than $125 million of GAAP profit in FY27 remains a target to deliver. The gap leaves execution risk around the durability of its cost savings and earnings improvement. (Last10K, BILL)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2026.
BILL Holdings Financial Performance
Revenues and expenses
BILL Holdings Earnings Performance
Company profitability
Upcoming events
No upcoming events
BILL Holdings News
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Funds containing BILL Holdings
AllUSDGBPEUR
Fund name | Fund size | $BILL weighting |
|---|---|---|
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.10% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.10% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.07% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.07% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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