Bank Of Ireland Group/€BIRG
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Bank Of Ireland Group
Bank of Ireland Group plc, identified by ticker BIRG, is a significant financial services provider based in Dublin, Ireland, primarily offering a wide range of banking and financial products and services. The group operates in sectors that include retail and corporate banking, treasury operations, and consumer lending. Founded in 1783, Bank of Ireland is one of the oldest continuous operating financial institutions in Ireland and has expanded its services internationally.
- Ticker
- €BIRG
- Sector
- Finance
- Primary listing
- IRE
- Employees
- 11,030
- Headquarters
- Dublin, Ireland
- Website
- www.bankofireland.com
BIRG Metrics
BasicAdvanced
€18B
13.89
€1.35
0.46
€0.70
3.73%
Price and volume
Market cap
€18B
Beta
0.46
52-week high
€20.64
52-week low
€13.02
Average daily volume
4.4K
Dividend rate
€0.70
Financial strength
Dividend payout ratio (TTM)
54.65%
Profitability
Net profit margin (TTM)
32.71%
Operating margin (TTM)
45.92%
Effective tax rate (TTM)
15.69%
Revenue per employee (TTM)
€380,000
Management effectiveness
Return on assets (TTM)
0.83%
Return on equity (TTM)
10.55%
Valuation
Price to earnings (TTM)
13.886
Price to revenue (TTM)
4.251
Price to book
1.36
Price to tangible book (TTM)
1.55
Price to free cash flow (TTM)
-662.439
Free cash flow yield (TTM)
-0.15%
Free cash flow per share (TTM)
-0.028
Dividend yield (TTM)
3.73%
Growth
Revenue change (TTM)
4.63%
Earnings per share change (TTM)
14.06%
3-year revenue growth (CAGR)
4.31%
3-year earnings per share growth (CAGR)
3.17%
10-year earnings per share growth (CAGR)
9.69%
3-year dividend per share growth (CAGR)
58.74%
What the Analysts think about BIRG
Analyst ratings (Buy, Hold, Sell) for Bank Of Ireland Group stock.
Analyst projections of the future price of Bank Of Ireland Group stock.
Bulls say / Bears say
First-half pre-tax profit rose 33% to €960m, prompting the bank to lift its 2026 net interest income forecast to about €3.5bn and target return on equity above 14%. (The Irish Times)
Irish lending grew 7%, while the bank retained about 40% of the mortgage market; wealth assets under management rose 18% to a record €65.5bn and fee income increased 6%. This gives the group growth across lending and wealth services. (The Irish Times)
Strong capital generation supports shareholder returns: the CET1 ratio was 15.5% after 135 basis points of organic capital generation in the first half, alongside a 56% rise in the interim dividend to 39 cents and an ongoing €530m buyback. (Bank of Ireland)
Net interest income was flat year on year in the first quarter as lower rates offset loan and deposit growth. The bank also recognises growing competition for deposits and mortgages, which could make balance-sheet growth harder to convert into income. (Investegate, The Irish Times)
UK motor-finance redress remains a source of uncertainty: the group's finance arm reported a €196m loss amid compensation costs, and the redress scheme has faced challenges. The group has set aside about €429m, but the ultimate cost remains a risk. (Business Post, The Irish Times)
The bank cut its 2026 Irish GDP growth forecast to 1.6% from 2.8% and expects inflation above 3% through the rest of the year, which could weigh on household spending and borrowers' ability to repay. (Bank of Ireland)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
BIRG Financial Performance
Revenues and expenses
BIRG Earnings Performance
Company profitability
Upcoming events
Funds containing BIRG
AllEURUSDGBP
Fund name | Fund size | €BIRG weighting |
|---|---|---|
iShares EURO STOXX Banks 30-15€EXA1 | €245M | 1.43% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.43% |
Invesco EURO STOXX High Dividend Low Volatility£EUHD | €589M | 1.40% |
iShares STOXX Europe 600 Banks€EXV1 | €3.7B | 0.87% |
iShares MSCI Europe Financials Sector£ESIF | €1.7B | 0.59% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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