Bank Of Ireland Group/€BIRG
1D1W1MYTD1Y5YMAX
Capital at risk
About Bank Of Ireland Group
Bank of Ireland Group plc, identified by ticker BIRG, is a significant financial services provider based in Dublin, Ireland, primarily offering a wide range of banking and financial products and services. The group operates in sectors that include retail and corporate banking, treasury operations, and consumer lending. Founded in 1783, Bank of Ireland is one of the oldest continuous operating financial institutions in Ireland and has expanded its services internationally.
- Ticker
- €BIRG
- Sector
- Finance
- Primary listing
- IRE
- Employees
- 11,030
- Headquarters
- Dublin, Ireland
- Website
- www.bankofireland.com
BIRG Metrics
BasicAdvanced
€19B
14.75
€1.35
0.47
€0.70
3.51%
Price and volume
Market cap
€19B
Beta
0.47
52-week high
€20.04
52-week low
€12.44
Average daily volume
5.3K
Dividend rate
€0.70
Financial strength
Dividend payout ratio (TTM)
54.65%
Profitability
Net profit margin (TTM)
32.71%
Operating margin (TTM)
45.92%
Effective tax rate (TTM)
15.69%
Revenue per employee (TTM)
€380,000
Management effectiveness
Return on assets (TTM)
0.83%
Return on equity (TTM)
10.55%
Valuation
Price to earnings (TTM)
14.752
Price to revenue (TTM)
4.516
Price to book
1.45
Price to tangible book (TTM)
1.65
Price to free cash flow (TTM)
-703.715
Free cash flow yield (TTM)
-0.14%
Free cash flow per share (TTM)
-0.028
Dividend yield (TTM)
3.51%
Growth
Revenue change (TTM)
4.63%
Earnings per share change (TTM)
14.06%
3-year revenue growth (CAGR)
4.31%
3-year earnings per share growth (CAGR)
3.17%
10-year earnings per share growth (CAGR)
9.69%
3-year dividend per share growth (CAGR)
58.74%
What the Analysts think about BIRG
Analyst ratings (Buy, Hold, Sell) for Bank Of Ireland Group stock.
Analyst projections of the future price of Bank Of Ireland Group stock.
Bulls say / Bears say
Bank of Ireland expects to increase net interest income to €3.85 billion by 2028, cut its cost-to-income ratio to the mid-40% range from 52%, and return €1.2 billion to shareholders under its new three-year strategy, demonstrating a clear roadmap for sustainable earnings and capital returns (Reuters)
The bank started 2026 with strong momentum, reporting 5% annualized growth in loans to €83.6 billion, stable customer deposits of €107 billion, and €1.1 billion of net inflows into Wealth AUM in Q1, underscoring robust balance sheet growth and customer engagement (Reuters)
Fitch affirmed Bank of Ireland Group’s Long-Term Issuer Default Rating at 'A-' and upgraded its Short-Term IDR to 'F1' in June 2026, citing its diversified business model, sound profitability, solid capitalisation, and stable funding and liquidity profiles (Fitch Ratings)
The decision to exit the US Leveraged Acquisition Finance business will wind down a €1.2 billion loan book over the next three years, removing approximately €70 million of annual net interest income and reducing revenue diversification (Bank of Ireland RNS)
The bank recorded an impairment charge of €193 million (23 bps of gross loans) in its FY 2025 results, signaling elevated credit risk and potential for further provisions under stressed conditions (Bank of Ireland Annual Results)
S&P Global Ratings withdrew its 'BBB+/A-2' and 'A+/A-1' issuer credit ratings for the holding and operating companies at the bank's request in March 2026, reducing external visibility into its creditworthiness and potentially increasing funding costs (S&P Global Ratings)
Data summarised monthly by Lightyear AI. Last updated on 14 Aug 2026.
BIRG Financial Performance
Revenues and expenses
BIRG Earnings Performance
Company profitability
Upcoming events
Funds containing BIRG
AllEURGBPUSD
Fund name | Fund size | €BIRG weighting |
|---|---|---|
iShares EURO STOXX Mid€DJMC | €573M | 2.15% |
iShares EURO STOXX Mid Cap£DJMC | £492M | 2.15% |
iShares EURO STOXX Banks 30-15€EXA1 | €250M | 1.42% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.36% |
iShares STOXX Europe Mid 200€EXSD | €608M | 1.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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