Bank Of Ireland Group/€BIRG
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About Bank Of Ireland Group
Bank of Ireland Group plc, identified by ticker BIRG, is a significant financial services provider based in Dublin, Ireland, primarily offering a wide range of banking and financial products and services. The group operates in sectors that include retail and corporate banking, treasury operations, and consumer lending. Founded in 1783, Bank of Ireland is one of the oldest continuous operating financial institutions in Ireland and has expanded its services internationally.
Ticker
€BIRG
Sector
Primary listing
LSE
Employees
11,386
Headquarters
Dublin, Ireland
Website
BIRG Metrics
BasicAdvanced
€13B
11.54
€1.19
0.70
€0.63
4.60%
Price and volume
Market cap
€13B
Beta
0.7
52-week high
€14.94
52-week low
€8.00
Average daily volume
450K
Dividend rate
€0.63
Financial strength
Dividend payout ratio (TTM)
54.52%
Profitability
Net profit margin (TTM)
31.39%
Operating margin (TTM)
46.48%
Effective tax rate (TTM)
15.64%
Revenue per employee (TTM)
€350,000
Management effectiveness
Return on assets (TTM)
0.79%
Return on equity (TTM)
9.83%
Valuation
Price to earnings (TTM)
11.542
Price to revenue (TTM)
3.389
Price to book
1.01
Price to tangible book (TTM)
1.15
Price to free cash flow (TTM)
-11.955
Free cash flow yield (TTM)
-8.36%
Free cash flow per share (TTM)
-1.145
Dividend yield (TTM)
4.60%
Growth
Revenue change (TTM)
-4.63%
Earnings per share change (TTM)
-19.14%
3-year revenue growth (CAGR)
9.27%
3-year earnings per share growth (CAGR)
10.92%
10-year earnings per share growth (CAGR)
3.35%
3-year dividend per share growth (CAGR)
119.67%
What the Analysts think about BIRG
Analyst ratings (Buy, Hold, Sell) for Bank Of Ireland Group stock.
Bulls say / Bears say
Bank of Ireland has lifted its 2025 net interest income forecast to €3.3 billion, and now expects NII above €3.5 billion for 2027, thanks to strong loan growth and a dominant 40% share of the Irish mortgage market (Reuters).
Irish loans and deposits were up 5% year-on-year in H1 2025, showing robust growth in its domestic franchise and supporting improved revenues (Reuters).
The bank has reaffirmed its full-year return on tangible equity target of about 15%, signaling confidence in its capital efficiency and profitability under current market conditions (Reuters).
First-half 2025 pre-tax profit dropped 33% to €721 million from €1.1 billion, as weaker margins from ECB rate cuts took a toll (Reuters).
The bank booked a larger-than-expected €137 million impairment charge in H1 2025, mainly tied to its US acquisition finance activities, indicating higher credit risk outside its main Irish business (Reuters).
Davy analysts project an 18% drop in 2025 full-year pre-tax profits, pointing to major downside risk for consensus earnings estimates (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
BIRG Financial Performance
Revenues and expenses
BIRG Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for Bank Of Ireland Group stock?
Bank Of Ireland Group (BIRG) has a market cap of €13B as of October 29, 2025.
What is the P/E ratio for Bank Of Ireland Group stock?
The price to earnings (P/E) ratio for Bank Of Ireland Group (BIRG) stock is 11.54 as of October 29, 2025.
Does Bank Of Ireland Group stock pay dividends?
Yes, the Bank Of Ireland Group (BIRG) stock pays dividends to shareholders. As of October 29, 2025, the dividend rate is €0.63 and the yield is 4.6%. Bank Of Ireland Group has a payout ratio of 54.52% on a trailing twelve-month basis.
When is the next Bank Of Ireland Group dividend payment date?
The next Bank Of Ireland Group (BIRG) dividend payment is scheduled for October 30, 2025.
What is the beta indicator for Bank Of Ireland Group?
Bank Of Ireland Group (BIRG) has a beta rating of 0.7. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.