Bankinter/€BKT
1D1W1MYTD1Y5YMAX
Capital at risk
About Bankinter
Bankinter SA, ticker BKT, is a prominent banking institution established in 1965 in Spain. The company operates within the financial sector and provides a wide array of services including retail and commercial banking, online brokerage, and wealth management. Bankinter SA serves a diverse clientele across various regions, offering products such as savings accounts, personal and mortgage loans, as well as business financing solutions.
- Ticker
- €BKT
- Sector
- Finance
- Primary listing
- BME
- Employees
- 6,652
- Headquarters
- Madrid, Spain
- Website
- www.bankinter.com
Bankinter Metrics
BasicAdvanced
€15B
13.42
€1.23
0.04
€0.50
3.03%
Price and volume
Market cap
€15B
Beta
0.04
52-week high
€17.09
52-week low
€12.59
Average daily volume
1M
Dividend rate
€0.50
Financial strength
Dividend payout ratio (TTM)
48.07%
Profitability
Net profit margin (TTM)
40.77%
Operating margin (TTM)
63.27%
Effective tax rate (TTM)
28.89%
Revenue per employee (TTM)
€430,000
Management effectiveness
Return on assets (TTM)
0.85%
Return on equity (TTM)
17.86%
Valuation
Price to earnings (TTM)
13.417
Price to revenue (TTM)
5.246
Price to book
2.21
Price to tangible book (TTM)
2.34
Price to free cash flow (TTM)
29.581
Free cash flow yield (TTM)
3.38%
Free cash flow per share (TTM)
0.557
Dividend yield (TTM)
3.03%
Growth
Revenue change (TTM)
7.14%
Earnings per share change (TTM)
11.41%
3-year revenue growth (CAGR)
10.60%
3-year earnings per share growth (CAGR)
16.63%
10-year earnings per share growth (CAGR)
9.08%
3-year dividend per share growth (CAGR)
24.98%
10-year dividend per share growth (CAGR)
13.76%
What the Analysts think about Bankinter
Analyst ratings (Buy, Hold, Sell) for Bankinter stock.
Analyst projections of the future price of Bankinter stock.
Bulls say / Bears say
Bankinter delivered strong earnings momentum in the first half of 2026: net profit rose 11.7% year over year to €605 million, with ROE of 19.1% and ROTE of 20.4%, among the highest levels in European banking. (Bankinter)
Revenue diversification is improving: first-half fee and commission income increased 15.5%, while off-balance-sheet managed funds rose 20.3%, supporting growth beyond traditional net-interest income. (Bankinter)
The balance sheet remains comparatively resilient, with a 1.92% non-performing-loan ratio, a 34.3% cost-to-income ratio and a 12.9% CET1 ratio at June 2026, providing support for dividends and further growth. (Cinco Días)
Mortgage momentum is weakening: Bankinter reported €2.9 billion of new mortgage lending in the first half of 2026, down 16% year over year, while Spanish mortgage activity fell sharply in the first quarter. (Cinco Días)
Bankinter remains exposed to future interest-rate compression: in the first quarter, loan yields declined from 3.95% to 3.48%, even though lower deposit costs partly offset the pressure. (Cinco Días)
The CNMC’s investigation into Spanish banks’ mortgage pricing practices creates potential legal, regulatory and reputational risk for Bankinter, even though no misconduct has been established. (El País)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Bankinter Financial Performance
Revenues and expenses
Bankinter Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Bankinter
AllEURGBPUSD
Fund name | Fund size | €BKT weighting |
|---|---|---|
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 3.37% |
iShares Euro Dividend€IDVY | €1.7B | 3.30% |
iShares EURO STOXX Mid€DJMC | €572M | 1.34% |
iShares EURO STOXX Mid Cap£DJMC | £491M | 1.34% |
Xtrackers Spain€XESD | €269M | 1.25% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.