Bankinter/€BKT

05:30
09:10
12:45
16:25
20:00
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About Bankinter

Bankinter SA, ticker BKT, is a prominent banking institution established in 1965 in Spain. The company operates within the financial sector and provides a wide array of services including retail and commercial banking, online brokerage, and wealth management. Bankinter SA serves a diverse clientele across various regions, offering products such as savings accounts, personal and mortgage loans, as well as business financing solutions.

Ticker

€BKT
Sector

Primary listing

BME

Employees

6,663

Bankinter Metrics

BasicAdvanced
€12B
12.38
€1.06
0.39
€0.46
3.51%

What the Analysts think about Bankinter

Analyst ratings (Buy, Hold, Sell) for Bankinter stock.

Bulls say / Bears say

Bankinter reported a 35% year-on-year increase in Q1 2025 net profit to €270 million, well above analyst forecasts of €224 million, driven by resilient non-interest revenues and loan growth (Reuters).
Net fees and commissions rose 13% in Q1 2025, underlining Bankinter’s successful diversification into higher-margin services that help offset declining interest income (Reuters).
The bank’s overall loan book expanded by 5% year-on-year in Q1 2025, demonstrating strong credit demand and supporting net interest income in a solid domestic macroeconomic environment (Reuters).
Net interest income fell 6% year-on-year to €541 million in Q1 2025, reflecting margin pressure from ECB rate cuts that may persist into later quarters (Reuters).
The Bank of Spain warned that lenders are likely to see slowing lending income growth in 2025 due to lower interest rates and geopolitical risks, signaling headwinds for Bankinter’s core revenues (Reuters).
The newly extended Spanish banking levy, which the sector estimates will raise €2 billion over three years, poses an additional cost that Bankinter will likely incur, as industry bodies plan legal challenges (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.

Bankinter Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Bankinter Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

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