Sierra Bancorp/$BSRR
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Sierra Bancorp
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
- Ticker
- $BSRR
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 447
- Headquarters
- Porterville, United States
- Website
- www.bankofthesierra.com
Sierra Bancorp Metrics
BasicAdvanced
$548M
11.09
$3.86
0.75
$1.04
2.52%
Price and volume
Market cap
$548M
Beta
0.75
52-week high
$44.00
52-week low
$28.35
Average daily volume
73K
Dividend rate
$1.04
Financial strength
Dividend payout ratio (TTM)
27.11%
Profitability
Net profit margin (TTM)
32.12%
Operating margin (TTM)
42.47%
Effective tax rate (TTM)
24.37%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
1.37%
Return on equity (TTM)
14.02%
Valuation
Price to earnings (TTM)
11.088
Price to revenue (TTM)
3.526
Price to book
1.52
Price to tangible book (TTM)
1.64
Price to free cash flow (TTM)
10.961
Free cash flow yield (TTM)
9.12%
Free cash flow per share (TTM)
3.909
Dividend yield (TTM)
2.43%
Forward dividend yield
2.52%
Growth
Revenue change (TTM)
9.07%
Earnings per share change (TTM)
34.15%
3-year revenue growth (CAGR)
4.71%
3-year earnings per share growth (CAGR)
17.08%
10-year earnings per share growth (CAGR)
11.59%
3-year dividend per share growth (CAGR)
4.50%
10-year dividend per share growth (CAGR)
8.47%
What the Analysts think about Sierra Bancorp
Analyst ratings (Buy, Hold, Sell) for Sierra Bancorp stock.
Analyst projections of the future price of Sierra Bancorp stock.
Bulls say / Bears say
Third-quarter net income rose 58% year on year to $15.3 million, while net interest margin widened to 3.91% from 3.78% and the efficiency ratio improved. These trends point to stronger underlying operating profitability, although some of the profit jump came from one-off items. (SEC)
Deposits grew 4% from year-end, with noninterest-bearing accounts making up 35.4% of the total. The lower year-on-year deposit cost helped support the bank’s margin and provides a solid base for lending. (SEC)
The board approved a new programme to repurchase up to one million shares and maintained the quarterly dividend at $0.27 per share. Buybacks could support per-share returns if the bank deploys the authorisation. (SEC)
The sharp rise in third-quarter profit included a credit-loss benefit after a previously fully reserved lumber loan was repaid, plus a $1.1 million interest recovery on a separate agricultural loan. Neither item is a dependable source of repeat earnings. (SEC)
Gross loans fell 5% from year-end, as mortgage warehouse balances dropped by $158 million after the bank paused growth to strengthen controls amid market volatility. That contraction may constrain asset and income growth, even though new lending production picked up. (SEC)
Commercial real estate makes up about 60% of the loan book, leaving results exposed to a concentrated source of credit risk. A deterioration in that market could weigh more heavily on the bank than on a lender with a more balanced portfolio. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2026.
Sierra Bancorp Financial Performance
Revenues and expenses
Sierra Bancorp Earnings Performance
Company profitability
Upcoming events
Sierra Bancorp News
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Funds containing Sierra Bancorp
Fund name | Fund size | $BSRR weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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