Sierra Bancorp/$BSRR
1D1W1MYTD1Y5YMAX
Capital at risk
About Sierra Bancorp
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
- Ticker
- $BSRR
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 452
- Headquarters
- Porterville, United States
- Website
- www.bankofthesierra.com
Sierra Bancorp Metrics
BasicAdvanced
$516M
11.86
$3.40
0.76
$1.04
2.68%
Price and volume
Market cap
$516M
Beta
0.76
52-week high
$43.13
52-week low
$26.49
Average daily volume
51K
Dividend rate
$1.04
Financial strength
Dividend payout ratio (TTM)
30.21%
Profitability
Net profit margin (TTM)
29.66%
Operating margin (TTM)
39.41%
Effective tax rate (TTM)
24.75%
Revenue per employee (TTM)
$340,000
Management effectiveness
Return on assets (TTM)
1.20%
Return on equity (TTM)
12.46%
Valuation
Price to earnings (TTM)
11.863
Price to revenue (TTM)
3.486
Price to book
1.41
Price to tangible book (TTM)
1.52
Price to free cash flow (TTM)
11.85
Free cash flow yield (TTM)
8.44%
Free cash flow per share (TTM)
3.407
Dividend yield (TTM)
2.58%
Forward dividend yield
2.68%
Growth
Revenue change (TTM)
4.45%
Earnings per share change (TTM)
17.29%
3-year revenue growth (CAGR)
3.83%
3-year earnings per share growth (CAGR)
12.37%
10-year earnings per share growth (CAGR)
9.75%
3-year dividend per share growth (CAGR)
4.17%
10-year dividend per share growth (CAGR)
8.50%
Bulls say / Bears say
First-half 2026 net income rose 14% year over year to $22.4 million, while diluted EPS increased 20% to $1.72; return on average assets improved to 1.24% and return on average equity to 12.38%. (SEC filing)
Profitability improved through a 4-basis-point increase in first-half net interest margin to 3.75% and a lower efficiency ratio of 57.70% versus 60.00% a year earlier. Deposit costs also declined to 1.11% from 1.30%, supporting the bank’s funding spread. (SEC filing)
Capital returns and balance-sheet value strengthened: tangible book value per share increased to $26.19 from $23.42 at December 31, 2025, while Sierra repurchased 396,429 shares during the first half and declared a $0.27 quarterly dividend. (SEC filing)
Second-quarter 2026 net income fell 7% year over year to $9.9 million, while diluted EPS declined to $0.77 from $0.78; the quarter also included approximately $0.5 million of executive restructuring charges. (SEC filing)
Total assets declined 3% in the first half of 2026, driven by a $90.8 million reduction in gross loans, including a $60.9 million decrease in mortgage-warehouse balances. Management expects net loan growth in the second half, making execution of the lending pipeline a key near-term risk. (SEC filing)
Second-quarter loan credit-loss expense increased to $2.3 million from $1.2 million a year earlier, primarily because of a $2.5 million specific reserve on an agricultural production loan. In addition, uninsured deposits represented approximately 25% of total deposits at June 30, 2026, leaving some funding sensitivity if deposit conditions worsen. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Upcoming events
No upcoming events
Sierra Bancorp News
AllArticlesVideos
Funds containing Sierra Bancorp
Fund name | Fund size | $BSRR weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

