Sierra Bancorp/$BSRR

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About Sierra Bancorp

Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
Ticker
$BSRR
Sector
Finance
Primary listing
NASDAQ
Employees
452

Sierra Bancorp Metrics

BasicAdvanced
$516M
11.86
$3.40
0.76
$1.04
2.68%

Bulls say / Bears say

First-half 2026 net income rose 14% year over year to $22.4 million, while diluted EPS increased 20% to $1.72; return on average assets improved to 1.24% and return on average equity to 12.38%. (SEC filing)
Profitability improved through a 4-basis-point increase in first-half net interest margin to 3.75% and a lower efficiency ratio of 57.70% versus 60.00% a year earlier. Deposit costs also declined to 1.11% from 1.30%, supporting the bank’s funding spread. (SEC filing)
Capital returns and balance-sheet value strengthened: tangible book value per share increased to $26.19 from $23.42 at December 31, 2025, while Sierra repurchased 396,429 shares during the first half and declared a $0.27 quarterly dividend. (SEC filing)
Second-quarter 2026 net income fell 7% year over year to $9.9 million, while diluted EPS declined to $0.77 from $0.78; the quarter also included approximately $0.5 million of executive restructuring charges. (SEC filing)
Total assets declined 3% in the first half of 2026, driven by a $90.8 million reduction in gross loans, including a $60.9 million decrease in mortgage-warehouse balances. Management expects net loan growth in the second half, making execution of the lending pipeline a key near-term risk. (SEC filing)
Second-quarter loan credit-loss expense increased to $2.3 million from $1.2 million a year earlier, primarily because of a $2.5 million specific reserve on an agricultural production loan. In addition, uninsured deposits represented approximately 25% of total deposits at June 30, 2026, leaving some funding sensitivity if deposit conditions worsen. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.

Funds containing Sierra Bancorp

Funds
Fund name
Fund size
$BSRR weighting
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.02%
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