Bridgewater Bancshares/$BWB

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About Bridgewater Bancshares

Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
Ticker
$BWB
Sector
Finance
Primary listing
NASDAQ
Employees
355

BWB Metrics

BasicAdvanced
$581M
11.32
$1.84
0.57
-

Bulls say / Bears say

Operating momentum improved, with Q2 2026 net interest income up 21.0% annualized sequentially, net interest margin expanding to 3.07%, and gross loans growing 6.8% year over year to $4.43 billion. (SEC filing)
Capital generation and shareholder returns were constructive: tangible book value per share reached $16.61, up 16.9% year over year, CET1 rose to 9.61%, and the company repurchased $700,000 of common stock in Q2. (SEC filing)
Credit performance remains comparatively strong despite portfolio growth: annualized net charge-offs were just 0.04% of average loans, the allowance ratio declined to 1.30%, and management continues emphasizing a branch-light, commercial-focused model with a long asset-quality track record. (SEC investor presentation)
Core funding quality weakened sequentially: total deposits rose 3.8% annualized in Q2 2026, but core deposits fell 3.5% annualized, while brokered deposits represented 20.5% of deposits at June 30. (SEC filing)
Credit risk indicators deteriorated even though charge-offs remained low: nonperforming assets increased to 0.40% of assets from 0.22% in the prior quarter and 0.19% a year earlier. (SEC filing)
Earnings remain exposed to volatile noninterest income: Q2 net income fell to $14.0 million from $17.4 million in Q1 as noninterest income dropped $7.2 million sequentially, largely because the prior quarter included a $7.3 million securities-sale gain. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 11 Sept 2026.

Funds containing BWB

Funds
Fund name
Fund size
$BWB weighting
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.02%
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