Bridgewater Bancshares/$BWB
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Capital at risk
About Bridgewater Bancshares
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
- Ticker
- $BWB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 355
- Headquarters
- Saint Louis Park, United States
- Website
- www.bridgewaterbankmn.com
BWB Metrics
BasicAdvanced
$581M
11.32
$1.84
0.57
-
Price and volume
Market cap
$581M
Beta
0.57
52-week high
$22.62
52-week low
$16.06
Average daily volume
128K
Financial strength
Dividend payout ratio (TTM)
7.19%
Profitability
Net profit margin (TTM)
35.71%
Operating margin (TTM)
49.65%
Effective tax rate (TTM)
23.37%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
1.05%
Return on equity (TTM)
11.00%
Valuation
Price to earnings (TTM)
11.319
Price to revenue (TTM)
3.663
Price to book
1.21
Price to tangible book (TTM)
1.25
Price to free cash flow (TTM)
17.807
Free cash flow yield (TTM)
5.62%
Free cash flow per share (TTM)
1.17
Growth
Revenue change (TTM)
32.25%
Earnings per share change (TTM)
50.83%
3-year revenue growth (CAGR)
8.36%
3-year earnings per share growth (CAGR)
4.53%
Bulls say / Bears say
Operating momentum improved, with Q2 2026 net interest income up 21.0% annualized sequentially, net interest margin expanding to 3.07%, and gross loans growing 6.8% year over year to $4.43 billion. (SEC filing)
Capital generation and shareholder returns were constructive: tangible book value per share reached $16.61, up 16.9% year over year, CET1 rose to 9.61%, and the company repurchased $700,000 of common stock in Q2. (SEC filing)
Credit performance remains comparatively strong despite portfolio growth: annualized net charge-offs were just 0.04% of average loans, the allowance ratio declined to 1.30%, and management continues emphasizing a branch-light, commercial-focused model with a long asset-quality track record. (SEC investor presentation)
Core funding quality weakened sequentially: total deposits rose 3.8% annualized in Q2 2026, but core deposits fell 3.5% annualized, while brokered deposits represented 20.5% of deposits at June 30. (SEC filing)
Credit risk indicators deteriorated even though charge-offs remained low: nonperforming assets increased to 0.40% of assets from 0.22% in the prior quarter and 0.19% a year earlier. (SEC filing)
Earnings remain exposed to volatile noninterest income: Q2 net income fell to $14.0 million from $17.4 million in Q1 as noninterest income dropped $7.2 million sequentially, largely because the prior quarter included a $7.3 million securities-sale gain. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 11 Sept 2026.
Upcoming events
No upcoming events
BWB News
AllArticlesVideos

Bridgewater Bancshares Q2 Earnings Call Highlights
MarketBeat2 months ago

Bridgewater Bancshares, Inc. Announces Second Quarter 2026 Financial Results
Business Wire2 months ago

Bridgewater Bancshares, Inc. to Announce Second Quarter 2026 Financial Results and Host Earnings Conference Call
Business Wire3 months ago
Funds containing BWB
Fund name | Fund size | $BWB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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