Bridgewater Bancshares/$BWB
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Capital at risk
About Bridgewater Bancshares
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
- Ticker
- $BWB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 360
- Headquarters
- Saint Louis Park, United States
- Website
- www.bridgewaterbankmn.com
BWB Metrics
BasicAdvanced
$568M
10.41
$1.95
0.63
-
Price and volume
Market cap
$568M
Beta
0.63
52-week high
$22.62
52-week low
$16.06
Average daily volume
111K
Financial strength
Dividend payout ratio (TTM)
6.78%
Profitability
Net profit margin (TTM)
36.62%
Operating margin (TTM)
50.34%
Effective tax rate (TTM)
22.94%
Revenue per employee (TTM)
$450,000
Management effectiveness
Return on assets (TTM)
1.09%
Return on equity (TTM)
11.51%
Valuation
Price to earnings (TTM)
10.406
Price to revenue (TTM)
3.451
Price to book
1.19
Price to tangible book (TTM)
1.24
Price to free cash flow (TTM)
8.125
Free cash flow yield (TTM)
12.31%
Free cash flow per share (TTM)
2.496
Growth
Revenue change (TTM)
28.27%
Earnings per share change (TTM)
47.60%
3-year revenue growth (CAGR)
11.46%
3-year earnings per share growth (CAGR)
10.64%
What the Analysts think about BWB
Analyst ratings (Buy, Hold, Sell) for Bridgewater Bancshares stock.
Analyst projections of the future price of Bridgewater Bancshares stock.
Bulls say / Bears say
Third-quarter earnings momentum is improving: net income rose to $15.0 million from $11.6 million a year earlier, while net interest margin widened to 3.09% and the efficiency ratio improved to 48.8%. (SEC)
Core deposits grew by $165.3 million in the quarter, at a 19.6% annualised pace, while loans grew 7.2% annualised and brokered deposits fell by $96.4 million. That gives the bank a stronger funding mix to support further lending. (SEC)
Some credit indicators improved: watch and special-mention loans declined to $23.6 million from $40.6 million a year earlier, and nonperforming assets edged down from 0.40% to 0.37% of assets quarter on quarter. (SEC)
The loan book is concentrated in property lending: multifamily, commercial real estate and construction loans together account for roughly three-quarters of gross loans. That concentration leaves results exposed to weakness in property markets. (SEC)
Credit costs are rising around two troubled property loans: the bank charged off $2.4 million on a multifamily loan and holds a $5.3 million reserve against an $8.6 million office loan, with some further charge-off possible. Management expects fourth-quarter provision expense to exceed the third quarter’s. (The Motley Fool)
Higher rates could curb growth and squeeze margins: management says fewer loan deals are now pencilling out and expects new originations to slow, while higher rates may also push deposit costs up. It expects the margin to hold relatively steady near term rather than keep expanding. (The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2026.
BWB Financial Performance
Revenues and expenses
BWB Earnings Performance
Company profitability
Upcoming events
No upcoming events
BWB News
AllArticlesVideos
Bridgewater Bancshares Q3 Earnings Call Highlights
MarketBeat2 weeks ago
Bridgewater Bancshares, Inc. Announces Third Quarter 2026 Financial Results
Business Wire3 weeks ago
Bridgewater Bancshares, Inc. to Announce Third Quarter 2026 Financial Results and Host Earnings Conference Call
Business Wire1 month ago
Funds containing BWB
Fund name | Fund size | $BWB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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