Credit Acceptance/$CACC
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About Credit Acceptance
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Ticker
$CACC
Sector
Primary listing
Employees
2,431
Headquarters
Website
CACC Metrics
BasicAdvanced
$5.5B
13.98
$34.75
1.13
-
Price and volume
Market cap
$5.5B
Beta
1.13
52-week high
$560.00
52-week low
$414.16
Average daily volume
130K
Financial strength
Current ratio
7.537
Quick ratio
7.103
Long term debt to equity
368.303
Total debt to equity
416.235
Profitability
Gross margin (TTM)
93.85%
Net profit margin (TTM)
36.17%
Operating margin (TTM)
47.66%
Effective tax rate (TTM)
23.93%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
5.00%
Return on equity (TTM)
27.30%
Valuation
Price to earnings (TTM)
13.983
Price to revenue (TTM)
4.989
Price to book
3.51
Price to tangible book (TTM)
3.51
Price to free cash flow (TTM)
5.283
Free cash flow yield (TTM)
18.93%
Free cash flow per share (TTM)
91.974
Growth
Revenue change (TTM)
43.92%
Earnings per share change (TTM)
143.69%
3-year revenue growth (CAGR)
-7.95%
10-year revenue growth (CAGR)
5.54%
3-year earnings per share growth (CAGR)
-13.72%
10-year earnings per share growth (CAGR)
9.69%
What the Analysts think about CACC
Analyst ratings (Buy, Hold, Sell) for Credit Acceptance stock.
CACC Financial Performance
Revenues and expenses
CACC Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Credit Acceptance stock?
Credit Acceptance (CACC) has a market cap of $5.5B as of October 07, 2025.
What is the P/E ratio for Credit Acceptance stock?
The price to earnings (P/E) ratio for Credit Acceptance (CACC) stock is 13.98 as of October 07, 2025.
Does Credit Acceptance stock pay dividends?
No, Credit Acceptance (CACC) stock does not pay dividends to its shareholders as of October 07, 2025.
When is the next Credit Acceptance dividend payment date?
Credit Acceptance (CACC) stock does not pay dividends to its shareholders.
What is the beta indicator for Credit Acceptance?
Credit Acceptance (CACC) has a beta rating of 1.13. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.