Credit Acceptance/$CACC

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About Credit Acceptance

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

Ticker

$CACC
Primary listing

Industry

Consumer Finance

Employees

2,431

ISIN

US2253101016

CACC Metrics

BasicAdvanced
$5.9B
21.71
$23.43
1.23
-

What the Analysts think about CACC

Analyst ratings (Buy, Hold, Sell) for Credit Acceptance stock.

Bulls say / Bears say

Credit Acceptance completed a $400 million asset-backed financing in March 2025, enhancing its liquidity and financial flexibility. (globenewswire.com)
The company was named a 2025 Top Workplaces USA award winner for the fifth consecutive year, ranking #2 in its category, which may attract and retain top talent. (globenewswire.com)
StockNews.com upgraded Credit Acceptance's stock rating to 'Buy' in January 2025, indicating positive analyst sentiment. (americanbankingnews.com)
In Q1 2025, Credit Acceptance reported earnings per share of $8.66, missing the Zacks Consensus Estimate of $10.31, reflecting a 16% earnings surprise. (finviz.com)
The company faces ongoing regulatory scrutiny from the CFPB and the New York Attorney General, posing potential risks of financial penalties and operational restrictions. (panabee.com)
Insider selling activity was noted in March 2025, with insider Douglas W. Busk selling 3,000 shares, which may signal concerns about the company's future performance. (etfdailynews.com)
Data summarised monthly by Lightyear AI. Last updated on 5 Jun 2025.

CACC Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

CACC Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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