Card Factory /£CARD
1D1W1MYTD1Y5YMAX
Capital at risk
About Card Factory
Card Factory PLC is a prominent UK-based retailer specializing in greeting cards, gifts, and celebration essentials. Established in 1997 and headquartered in Wakefield, England, the company operates in the specialty retail sector, providing a wide array of products aimed at personal celebrations and events. It is publicly listed on the London Stock Exchange under the ticker symbol CARD, marking its prominence in the retail market.
- Ticker
- £CARD
- Sector
- Consumer Discretionary
- Primary listing
- LSE
- Employees
- 8,366
- Headquarters
- Wakefield, United Kingdom
- Website
- www.cardfactoryinvestors.com
Card Factory Metrics
BasicAdvanced
£283M
8.31
£0.10
1.29
£0.05
6.00%
Price and volume
Market cap
£283M
Beta
1.29
52-week high
£1.08
52-week low
£0.58
Average daily volume
1.6M
Dividend rate
£0.05
Financial strength
Current ratio
0.962
Quick ratio
0.358
Long term debt to equity
0.548
Total debt to equity
0.646
Dividend payout ratio (TTM)
50.00%
Interest coverage (TTM)
4.70%
Profitability
EBITDA (TTM)
85.1
Gross margin (TTM)
33.31%
Net profit margin (TTM)
5.84%
Operating margin (TTM)
12.38%
Effective tax rate (TTM)
28.54%
Revenue per employee (TTM)
£70,000
Management effectiveness
Return on assets (TTM)
7.08%
Return on equity (TTM)
10.15%
Valuation
Price to earnings (TTM)
8.307
Price to revenue (TTM)
0.484
Price to book
0.82
Price to tangible book (TTM)
-6.34
Price to free cash flow (TTM)
2.779
Free cash flow yield (TTM)
35.98%
Free cash flow per share (TTM)
0.3
Dividend yield (TTM)
6.00%
Growth
Revenue change (TTM)
7.12%
Earnings per share change (TTM)
-18.25%
3-year revenue growth (CAGR)
7.02%
10-year revenue growth (CAGR)
4.35%
3-year earnings per share growth (CAGR)
-12.48%
10-year earnings per share growth (CAGR)
-6.75%
10-year dividend per share growth (CAGR)
-5.31%
What the Analysts think about Card Factory
Analyst ratings (Buy, Hold, Sell) for Card Factory stock.
Analyst projections of the future price of Card Factory stock.
Bulls say / Bears say
Funky Pigeon has given Card Factory a larger online business, and the integration is on track to deliver £5 million of annual synergies from FY28. This could strengthen digital sales as the group brings its online brands together. (Investegate)
Wholesale sales grew 13.6%, adding a growth channel beyond the UK shop estate. Strong trading in Ireland, where like-for-like sales rose 5.6%, also points to room to expand outside the core UK market. (Investegate)
Cash generation improved: adjusted free cash flow was positive in the first half, when it is usually negative, and net debt remained at a manageable 1.1 times adjusted leverage. That gives the group flexibility to invest while raising its interim dividend. (Investegate)
UK like-for-like store sales fell 2.3% as weak consumer confidence and lower high-street footfall reduced transactions. This matters because stores still account for most of the group’s revenue. (Investegate)
Excluding Funky Pigeon, group sales were broadly flat, while adjusted pre-tax profit fell 3.8% to £12.7 million. Meeting the full-year target therefore depends on a stronger second half and the key Christmas period. (Investegate, Retail Times)
Digital growth is not yet broad-based: like-for-like sales at cardfactory.co.uk fell 15.5%, while the digital business’s adjusted EBITDA loss widened to £3.5 million. The online expansion will need to convert marketing spend and new customers into profitable repeat sales. (Retail Times, Investegate)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2026.
Card Factory Financial Performance
Revenues and expenses
Card Factory Earnings Performance
Company profitability
Upcoming events
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.