Pathward Financial/$CASH
1D1W1MYTD1Y5YMAX
Capital at risk
About Pathward Financial
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
- Ticker
- $CASH
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,182
- Headquarters
- Sioux Falls, United States
- Website
- www.pathwardfinancial.com
CASH Metrics
BasicAdvanced
$1.6B
9.85
$7.96
0.62
$0.20
0.25%
Price and volume
Market cap
$1.6B
Beta
0.62
52-week high
$101.26
52-week low
$65.87
Average daily volume
200K
Dividend rate
$0.20
Financial strength
Dividend payout ratio (TTM)
2.51%
Profitability
Net profit margin (TTM)
23.38%
Operating margin (TTM)
28.48%
Effective tax rate (TTM)
16.02%
Revenue per employee (TTM)
$640,000
Management effectiveness
Return on assets (TTM)
2.43%
Return on equity (TTM)
21.18%
Valuation
Price to earnings (TTM)
9.851
Price to revenue (TTM)
2.287
Price to book
1.94
Price to tangible book (TTM)
3.04
Price to free cash flow (TTM)
3.59
Free cash flow yield (TTM)
27.86%
Free cash flow per share (TTM)
21.854
Dividend yield (TTM)
0.25%
Forward dividend yield
0.25%
Growth
Revenue change (TTM)
-1.03%
Earnings per share change (TTM)
6.34%
3-year revenue growth (CAGR)
6.77%
3-year earnings per share growth (CAGR)
13.86%
10-year earnings per share growth (CAGR)
19.91%
3-year dividend per share growth (CAGR)
-37.00%
10-year dividend per share growth (CAGR)
-11.69%
What the Analysts think about CASH
Analyst ratings (Buy, Hold, Sell) for Pathward Financial stock.
Analyst projections of the future price of Pathward Financial stock.
Bulls say / Bears say
Commercial finance is producing meaningful balance-sheet growth: loans increased 13% year over year to $4.32 billion, while fiscal Q3 interest income from commercial finance loans rose $6.1 million. New loan originations also increased to $1.86 billion from $1.10 billion. (Pathward Q3 FY2026 results)
Tax Services showed strong operating momentum: nine-month product revenue increased 13% to $107.7 million, while product income after losses and direct expenses rose 29% to $77.1 million. The company also reported a $5.7 million decrease in tax-services credit-loss provision. (SEC Q3 FY2026 Form 10-Q)
Operating efficiency and capital return support the equity story: fiscal Q3 noninterest expense declined 7%, Pathward repurchased 303,632 shares at an average price of $92.18, and both the company and bank remained above minimum regulatory capital requirements and well-capitalized. (Pathward Q3 FY2026 results)
Credit quality deteriorated sharply in fiscal Q3: nonperforming assets rose to 3.79% of total assets from 1.03% a year earlier, while nonperforming loans reached 5.28% of gross loans. The increase was concentrated in commercial finance, including renewable-energy construction projects involving a common developer. (Pathward Q3 FY2026 results)
Reported earnings weakened despite loan growth: fiscal Q3 net income fell to $29.0 million from $42.1 million, while net interest income declined 8%, primarily because of lower consumer-finance interest income following the October 2025 portfolio sale. (Pathward Q3 FY2026 results)
Earnings remain exposed to funding and payments-program volatility: end-of-period deposits declined 1% year over year, custodial deposits managed at other banks fell to $575 million from $1.07 billion three months earlier, and borrowings increased to $201 million from $42.5 million at fiscal year-end. (SEC Q3 FY2026 Form 10-Q)
Data summarised monthly by Lightyear AI. Last updated on 11 Sept 2026.
CASH Financial Performance
Revenues and expenses
CASH Earnings Performance
Company profitability
Upcoming events
CASH News
AllArticlesVideos
Pathward's Credit Scare Tests Its Comeback Story
MarketBeat3 weeks ago
CASH Investors Have Opportunity to Join Pathward Financial, Inc. Fraud Investigation with SBS Law
Business Wire2 months ago
Lost Money in Pathward Financial? Block & Leviton Investigates Potential Securities Fraud and Investor Recovery
Newsfile Corp2 months ago
Funds containing CASH
AllUSDGBPEUR
Fund name | Fund size | $CASH weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.09% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.09% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.06% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.