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Pathward Financial/$CASH

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About Pathward Financial

Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
Ticker
$CASH
Sector
Finance
Primary listing
NASDAQ
Employees
1,224

CASH Metrics

BasicAdvanced
$1.6B
9.25
$8.14
0.66
$0.20
0.27%

What the Analysts think about CASH

Analyst ratings (Buy, Hold, Sell) for Pathward Financial stock.
Analyst projections of the future price of Pathward Financial stock.

Bulls say / Bears say

Commercial finance loans grew 13% year on year to $4.44 billion, and quarterly originations rose to $2.2 billion from $1.3 billion. This gives Pathward a growing lending base to support future interest income. (SEC)
Fourth-quarter noninterest income rose 12% to $65.6 million, with card and deposit fees lifted by contracts signed the previous year. That points to growing partner-driven fee revenue beyond lending. (SEC)
Management expects fiscal 2027 diluted EPS of $9.50 to $10, up from $8.14 in fiscal 2026, and plans to continue share repurchases. If the outlook is met, earnings growth and a lower share count could support shareholder returns. (The Motley Fool)
Nonperforming loans and leases climbed to $289.3 million, or 5.61% of loans, from 2.05% a year earlier. The increase was mainly tied to renewable-energy construction projects, leaving Pathward exposed to further losses if those projects are not completed. (SEC)
Pathward recorded $52 million of net charge-offs in the fourth quarter, including $20.3 million in commercial finance, and a $10.3 million credit-loss provision versus a provision reversal a year earlier. That shows problem loans are already weighing on results, not just posing a distant risk. (SEC)
Full-year net income fell to $175.7 million from $185.9 million, while return on average assets slipped to 2.30% from 2.46%. Diluted EPS rose only because the share count was lower, so underlying profitability weakened. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.

CASH Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

CASH Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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