Cass Information Systems/$CASS
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About Cass Information Systems
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. It operates in two segments: Information Services and Banking Services. The firm generates maximum revenue from the Information Services segment, which provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations.
Ticker
$CASS
Sector
Primary listing
Employees
1,138
Headquarters
Website
CASS Metrics
BasicAdvanced
$492M
20.01
$1.86
0.46
$1.24
3.33%
Price and volume
Market cap
$492M
Beta
0.46
52-week high
$47.00
52-week low
$36.07
Average daily volume
66K
Dividend rate
$1.24
Financial strength
Current ratio
1.108
Quick ratio
0.981
Long term debt to equity
1.671
Total debt to equity
2.019
Dividend payout ratio (TTM)
65.41%
Interest coverage (TTM)
2.49%
Profitability
EBITDA (TTM)
49.995
Gross margin (TTM)
42.62%
Net profit margin (TTM)
11.53%
Operating margin (TTM)
20.45%
Effective tax rate (TTM)
20.08%
Revenue per employee (TTM)
$190,000
Management effectiveness
Return on assets (TTM)
1.22%
Return on equity (TTM)
9.14%
Valuation
Price to earnings (TTM)
20.013
Price to revenue (TTM)
2.267
Price to book
2.05
Price to tangible book (TTM)
2.24
Price to free cash flow (TTM)
15.698
Free cash flow yield (TTM)
6.37%
Free cash flow per share (TTM)
2.369
Dividend yield (TTM)
3.33%
Forward dividend yield
3.33%
Growth
Revenue change (TTM)
5.05%
Earnings per share change (TTM)
-6.44%
3-year revenue growth (CAGR)
9.50%
10-year revenue growth (CAGR)
6.12%
3-year earnings per share growth (CAGR)
-6.16%
10-year earnings per share growth (CAGR)
2.06%
3-year dividend per share growth (CAGR)
3.48%
10-year dividend per share growth (CAGR)
6.94%
What the Analysts think about CASS
Analyst ratings (Buy, Hold, Sell) for Cass Information Systems stock.
Bulls say / Bears say
Q2 2025 net interest income rose 22.3% year-over-year to $19.48 million, supported by net interest margin expanding to 3.78% through yield management and portfolio repositioning (Nasdaq.com).
The sale of the Telecom Expense Management (TEM) business to Asignet USA Inc. closed on June 30, 2025, generating a $3.6 million gain and enabling Cass to refocus capital on its core financial exchange and information processing operations (Investing.com).
Cass’s Board increased its quarterly dividend to $0.31 per share and authorized repurchases of up to 500,000 shares, continuing over two decades of annual dividend growth and reflecting disciplined capital allocation (MarketBeat/WSJ).
Total revenue in Q2 2025 grew by only 1.0% year-over-year to $44.40 million, missing the FactSet consensus of $51.0 million and indicating limited pricing power in its core processing services (Nasdaq.com).
In Q1 2025, processing fees fell by 2.3% and financial fees declined by 6.0% year-over-year, highlighting underlying weakness in transportation and payment volume growth across its core services (Nasdaq.com).
Despite a modest provision for credit losses of $25,000 in Q2 2025, nonaccrual loans rose by $3.4 million, suggesting emerging asset quality pressures amid uneven economic conditions (Nasdaq.com).
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2025.
CASS Financial Performance
Revenues and expenses
CASS Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Cass Information Systems stock?
Cass Information Systems (CASS) has a market cap of $492M as of October 21, 2025.
What is the P/E ratio for Cass Information Systems stock?
The price to earnings (P/E) ratio for Cass Information Systems (CASS) stock is 20.01 as of October 21, 2025.
Does Cass Information Systems stock pay dividends?
Yes, the Cass Information Systems (CASS) stock pays dividends to shareholders. As of October 21, 2025, the dividend rate is $1.24 and the yield is 3.33%. Cass Information Systems has a payout ratio of 65.41% on a trailing twelve-month basis.
When is the next Cass Information Systems dividend payment date?
The next Cass Information Systems (CASS) dividend payment date is unconfirmed.
What is the beta indicator for Cass Information Systems?
Cass Information Systems (CASS) has a beta rating of 0.46. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.