Cathay Bank/$CATY
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Cathay Bank
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
- Ticker
- $CATY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,268
- Headquarters
- Los Angeles, United States
- Website
- www.cathaygeneralbancorp.com
Cathay Bank Metrics
BasicAdvanced
$4.3B
12.09
$5.43
0.88
$1.48
2.32%
Price and volume
Market cap
$4.3B
Beta
0.88
52-week high
$66.26
52-week low
$44.57
Average daily volume
482K
Dividend rate
$1.48
Financial strength
Profitability
Net profit margin (TTM)
43.46%
Operating margin (TTM)
61.09%
Effective tax rate (TTM)
21.53%
Revenue per employee (TTM)
$660,000
Management effectiveness
Return on assets (TTM)
1.47%
Return on equity (TTM)
12.24%
Valuation
Price to earnings (TTM)
12.086
Price to revenue (TTM)
5.237
Price to book
1.42
Price to tangible book (TTM)
1.62
Dividend yield (TTM)
2.26%
Forward dividend yield
2.32%
Growth
Revenue change (TTM)
17.95%
Earnings per share change (TTM)
25.21%
3-year revenue growth (CAGR)
1.91%
3-year earnings per share growth (CAGR)
2.33%
10-year earnings per share growth (CAGR)
10.01%
3-year dividend per share growth (CAGR)
3.78%
10-year dividend per share growth (CAGR)
2.31%
What the Analysts think about Cathay Bank
Analyst ratings (Buy, Hold, Sell) for Cathay Bank stock.
Analyst projections of the future price of Cathay Bank stock.
Bulls say / Bears say
Loans grew 2.8% and deposits 3.7% in the third quarter, and Cathay raised its full-year growth outlook for both. That points to stronger demand and funding to support further expansion. (Business Wire, MarketBeat)
Net interest income reached a quarterly record of $211.9 million, up 5.5% on the previous quarter, while net interest margin widened to 3.52%. Further loan repricing could support income growth, although deposit costs are also rising. (SEC, The Motley Fool)
Earnings momentum and cost efficiency improved year on year: nine-month net income rose 22.1%, and the quarterly efficiency ratio fell to 40.60% from 41.84%. This suggests more of the bank’s revenue is reaching the bottom line. (SEC)
Credit costs jumped: the quarterly provision rose to $28.6 million from $11.2 million, and net charge-offs reached $25.3 million, or 0.48% of average loans annualised. The losses involved three borrower credits, including a construction loan and two commercial-property loans. (SEC)
Deposit costs are still climbing: interest-bearing deposit costs rose five basis points in the quarter, and management expects more pressure as competition continues. About $3.4 billion of certificates of deposit were due to roll over, creating a risk that funding costs will erode margin gains. (The Motley Fool, MarketBeat)
Commercial real estate remains a large exposure: CRE loans were $10.84 billion, just over half of gross loans at quarter-end. A downturn in property values or borrower finances could therefore have a material effect on credit performance. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Cathay Bank Financial Performance
Revenues and expenses
Cathay Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Cathay Bank News
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Funds containing Cathay Bank
AllUSDEURGBP
Fund name | Fund size | $CATY weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.25% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.25% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.15% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.15% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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