Cathay Bank/$CATY
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About Cathay Bank
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credits, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities and advisory services.
Ticker
$CATY
Sector
Primary listing
Employees
1,266
Headquarters
Website
Cathay Bank Metrics
BasicAdvanced
$3.2B
10.65
$4.33
0.93
$1.36
2.95%
Price and volume
Market cap
$3.2B
Beta
0.93
52-week high
$53.25
52-week low
$36.06
Average daily volume
401K
Dividend rate
$1.36
Financial strength
Profitability
Net profit margin (TTM)
42.83%
Operating margin (TTM)
58.64%
Effective tax rate (TTM)
16.14%
Revenue per employee (TTM)
$560,000
Management effectiveness
Return on assets (TTM)
1.29%
Return on equity (TTM)
10.63%
Valuation
Price to earnings (TTM)
10.649
Price to revenue (TTM)
4.543
Price to book
1.09
Price to tangible book (TTM)
1.25
Dividend yield (TTM)
2.95%
Forward dividend yield
2.95%
Growth
Revenue change (TTM)
-1.68%
Earnings per share change (TTM)
9.40%
3-year revenue growth (CAGR)
-1.08%
3-year earnings per share growth (CAGR)
-1.09%
10-year earnings per share growth (CAGR)
8.48%
3-year dividend per share growth (CAGR)
-37.00%
10-year dividend per share growth (CAGR)
13.02%
What the Analysts think about Cathay Bank
Analyst ratings (Buy, Hold, Sell) for Cathay Bank stock.
Bulls say / Bears say
Fitch affirmed Cathay at BB+ with a stable outlook on March 5, 2025, highlighting that its CET1 ratio increased to 13.5% at the end of 2024—up from 12.8%—which signals strong capital adequacy (MarketScreener)
Stephens reiterated an “Overweight” rating with a $51 price target on April 24, 2025, implying about 20.7% upside and showing confidence in Cathay’s growth and profitability outlook (MarketBeat)
On June 4, 2025, Cathay launched a new $150 million share repurchase program, following the completion of its prior $125 million plan in February 2025—demonstrating management’s confidence and ongoing commitment to returning capital to shareholders (Nasdaq)
Fitch warns that Cathay’s concentration in commercial real estate—52% of its loan portfolio and 288% of its risk-based capital—raises credit risk if CRE market conditions worsen (MarketScreener)
Fitch noted that Cathay’s deposit costs rose to the higher end relative to peers, which is pressuring net interest margins and profitability (MarketScreener)
Stephens downgraded Cathay from “Overweight” to “Equal Weight” on August 4, 2025, and lowered the price target to $50—citing slowing growth and margin pressure as concerns (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2025.
Cathay Bank Financial Performance
Revenues and expenses
Cathay Bank Earnings Performance
Company profitability
Cathay Bank News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Cathay Bank stock?
Cathay Bank (CATY) has a market cap of $3.2B as of October 25, 2025.
What is the P/E ratio for Cathay Bank stock?
The price to earnings (P/E) ratio for Cathay Bank (CATY) stock is 10.65 as of October 25, 2025.
Does Cathay Bank stock pay dividends?
Yes, the Cathay Bank (CATY) stock pays dividends to shareholders. As of October 25, 2025, the dividend rate is $1.36 and the yield is 2.95%. Cathay Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Cathay Bank dividend payment date?
The next Cathay Bank (CATY) dividend payment date is unconfirmed.
What is the beta indicator for Cathay Bank?
Cathay Bank (CATY) has a beta rating of 0.93. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.